PDA

View Full Version : Has anyone used these to pay in America?


PepermintPatty
27 Jun 07, 03:56 PM
Hi,

I'm thinking about getting a pre-paid credit card for my holiday to America, has anyone used these in the USA? were they accepted. I'm thinking about getting a Quidity Maestro.

Thanks

BevS97
27 Jun 07, 03:59 PM
I have never used one, but as long as it has a VISA or Mastercard logo then I can see no reason why it wouldn't be accepted.

if you are loading it up in Sterling then I'd confirm what exchange rate/ fees you would be charged.

Disney_time
27 Jun 07, 03:59 PM
Yes they are accepted everywhere and can also be used in lots of cash machines (but not every bank).

The down side is that you are charged to make a cash withdrawl, and that you have no way of knowing how much is left on the card unless you tot things up very carefull every day. I think you can phone them up for a balance or go online but that is not always convenient.

PepermintPatty
27 Jun 07, 04:16 PM
Thanks, I'm still deciding and researching.

essexmick
27 Jun 07, 04:22 PM
i looked at the amex card but decided no, i couldnt be ar$$$d phoning all the time to find out how much i had left, i prefer to see in front of me what i have so a tiny amount of cash and the rest TC's for me

purple myra
27 Jun 07, 04:26 PM
i looked at the amex card but decided no, i couldnt be ar$$$d phoning all the time to find out how much i had left, i prefer to see in front of me what i have so a tiny amount of cash and the rest TC's for me

i wasn't too keen on the plastic card for the same reason. i had visions of me standing at the counter and the card getting rejected :blush:
i'll stick to the paper TC's

princess nicky
27 Jun 07, 04:41 PM
we used the amex card last time ( 2006) and we really liked it ,we will top it up and use it next time .all the places we went to we could pay with the card even from the ice creams stands in dinsey . :thumbs-up .
NICKY :wavey:

PepermintPatty
27 Jun 07, 04:43 PM
Thanks Nicky!!, I'll bear that in mind :d: :wavey:

mermaid13
27 Jun 07, 05:38 PM
We always use the Amex tcc card and we wouldn't be without it now. We take a bit of cash so we don't draw cash on it but I don't think it would be a problem. It's no hassle just tot up the receipts quickly each day (scary though :grin: !!) to keep a check on the balance. DH nis the accountant but I always have to manage the bills on holiday :( - guess he wants a break from the sums!! In Target they put the balance on your receipt as well.

delyth11
27 Jun 07, 09:12 PM
hi

we've just got back this morning, and all of us used this card, we had an atm in the hotel and we could get a balance whenever we wanted, the card was never refused for anything we wanted to buy, but if you withdrew cash there was a payment of $2.50 every time. I took a comb of cash tc's and this card'


del

PepermintPatty
27 Jun 07, 09:17 PM
Thanks, I've read about the amex one and will apply for one, take some cash, TCs and a 'proper' credit card - For emergency use only!

Belfastgal
27 Jun 07, 09:33 PM
We took this card last year and found it really handy. We weren't planning on lifting any cash and didn't so weren't bothered about the charges. We just kept tabs on what we were spending and checked the balance online every few days as well

FLGirl-UKNow
28 Jun 07, 01:06 PM
Check your receipt after making a purchase. A lot of places (like Target mentioned above) will automatically print your balance left on the receipt. This is very hand and saves you a phone call.