Fairfx for a preloaded cash card??

[FLORIDAHOLIC]

Hello all,Fairfx dot com has had a mention this week on another post. At the moment they are offering $2.001 to the £ for a preloaded cash card.It seems to be backed by newcastle building society.
I believe they charge $2 for atm withdrawels.It is accepted everywhere mastercard is.From thier website it states the following.
convenient to use - just load and spend
0% commission
0% management fees or hidden charges
0% fees on transactions, low ATM fees
fix the rate when loading so you know what everything costs when using the card
load up to £2,500 at any one time
chip and pin protected for your security
accepted at millions of outlets

Has any one used them at all? It just seems too good to be true.
Regards Floridaholic

[winnie97]

seems to good to be true
think ill do some investigating
i hate taking travellers cheques
dont like carrying to much cash
always spend to much on credit card
so this seems like a good one

[lynneandnick]

i signed up for one yesterday, i have heard they are very good indeed!!!!

[james weir]

WE load so much each week,that way we dont miss our spending
money

[bubbalee]

We have a caxton fx card which is the same, good way to save spending money, and get great $ rates!!

[wickesy]

Dad and I signed up for one each today although there is a bit of confusion over how long the card is valid for.

The card FAQs on fairfx.com state that the card expires after 36 months whereas the terms and conditions on fairfxcard.com state that the card will expire after 12 months. Could somebody confirm which is right?

[juanman]

hi all

we have loaded a pre-paid Post Office, Visa Electron card, to cover our room key purchases at POFQ. We assumed this would be ok but after reading other posts we are now a bit worried.

Can Dibber's please confim if this card is accepted by Disney

many thanks in advance, Dorothy

[excitedbride]

Seems a good deal and convient is there any protection if its stolen?

[wendy7654]

Hi, I was looking at the Fairfx pre loaded card and am going to apply for one next wk.

I emailed them with a few questions I had and they got back straight away. It seems good as you will know what spending money you have and as they advised, it is accepted where a Mastercard sign is.
They also advised it is free of charge to use at point of sale ,ie restaurants but there will be a charge for ATM withdrawals.

[wickesy]

Originally Posted by excitedbride

Seems a good deal and convient is there any protection if its stolen?

Yes, same as a credit card. Once you report it stolen the card will be cancelled and you will get your money refunded.

[james weir]

THe card is protected by pin,if you lose the card then a new card
will be issued.You can manage your card online.

[excitedbride]

Great will get onto them ASAP.

[lynneandnick]

my one arrived today, loaded some more onto it this morning, it's a great exchange rate!!!!

[ppow]

these look very interesting... am worried about travellers cheques dont want to have to carry too much around and DH is worried that I will go on credit card overdrive so this could be a compromise (not a word I usually use but mught keep a smile on his face and get him to agree to going back to WDW next year )

[JC-24]

How do you know how much money you have got left on one of these cards, because once i'm in Florida i won't be using a computer to find out and what happens if you still have money on them when you come home, (that's very unlikely though!!)