Go Back   theDIBB > Walt Disney World and Other Florida Vacation Planning > Florida Trip Planning

Florida Trip Planning Florida Holiday Planning Questions, Suggestions and Tips.

QuickSilver

Closed Thread
 
Thread Tools Search this Thread Display Modes
Old 7 Apr 13, 02:19 PM  
Link to this Post
#1
kzrr02
Excited about Disney
 
kzrr02's Avatar
 
Join Date: Jan 12
Location: Edinburgh
Pre existing medical condition

Hi. I have Travel insurance through my bank. I think it's with AIG. In 2005 I was diagnosed with SVT (fast heartbeat, palpitations) and in 2007 had an ablation. Since then, I have not had any episodes of SVT and the ablation has worked. I do not go for any check ups nor am I on any medication. Would this be classed as a pre existing medical condition? Will I need to take extra insurance cover for myself? I have already been to Orlando in 2010 and just had normal insurance cover
kzrr02 is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
Old 7 Apr 13, 02:23 PM  
Link to this Post
#2
ELLENUT
Imagineer
 
ELLENUT's Avatar
 
Join Date: Jul 12
Location: Kent
Sounds to me like a previous condition, not existing but I would give them a ring and get them to make a note - think they will still cover it anyway on normal policy. My DH had high Bp & cholestral (managed by tablets & stable) not charging any extra for us thats with Barclays bank.
__________________
Days Inn Lakeside (I think ) 1992, Holiday Inn maingate east 1994, Pop Century 2006, Saratoga Villas 2008, Regal oaks Villa 2010, Indian Ridge Villa 2013
ELLENUT is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
Now just need a glitch for flights :)
Old 7 Apr 13, 03:03 PM  
Link to this Post
#3
kzrr02
Thread Starter
Excited about Disney
 
kzrr02's Avatar
 
Join Date: Jan 12
Location: Edinburgh
Thank you. I will phone the insurance company
kzrr02 is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
Old 7 Apr 13, 03:10 PM  
Link to this Post
#4
loadsapixiedust
*DIBB GOLDEN GIRL*


 
loadsapixiedust's Avatar
 
Join Date: Jul 04
Location: in the twilight zone

loadsapixiedust's Reviews
Hotel Reviews: 10
Restaurant Reviews: 22

theDIBB Guidebook
Pages Created: 2
Guidebook Photos: 174
Guidebook Reviews: 2
Call the insurer and have it noted on the policy they may or may not agree to cover it and they may charge an extra premium to do so but if you were to fall ill and make a claim and the insurer found a medical condition you knew about but hadn't declared they could use this to void the policy and refuse to pay a claim.
__________________
Oct 98 Villa * Mar 02 Comfort Inn LBV * June 05 Comfort Inn LBV/POFQ/AKL
Aug 06 Royal Plaza * Oct 06 ASMo * June 07 LBV Resort & Spa
Mar 08 Cypress Pointe * Dec 08 CBR/POR * July 09 Cypress Pointe * Oct 09 CSR
July 10 POR & Pop * June 2011~1st DVC trip Bay Lake Tower & AKV Kidani Village
cancelled unlucky 13th trip June 2012 - Beach Club Villas, Vero Beach, Bay Lake Tower
cancelled again Nov 2012 - Old Key West, AKV Jambo House, Saratoga Springs Resort
we made it! - Jan 2013 All Star Music & Old Key West
April/May 2013 Ben's 21st SSR & AKV Jambo

you can find all our trip reports here


Bay Lake Tower our palace next to the castle

* please support Disabled Scouts *


life may not be the party we planned but while we're here we might as well dance
loadsapixiedust is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
hope it wasn't the last time

loadsapixiedust is a DIBBcast Disney Podcast Fan
Old 7 Apr 13, 03:13 PM  
Link to this Post
#5
kzrr02
Thread Starter
Excited about Disney
 
kzrr02's Avatar
 
Join Date: Jan 12
Location: Edinburgh
I will give them a call. I do not want to take any risks and would rather pay the extra. Thank you loadsapixiedust
kzrr02 is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
Old 7 Apr 13, 03:19 PM  
Link to this Post
#6
geoffa
Imagineer


 
Join Date: Jan 09
Location: London

geoffa's Reviews
Hotel Reviews: 2
Restaurant Reviews: 3

theDIBB Guidebook
Pages Created: 5
Guidebook Photos: 18
Guidebook Reviews: 1
I have heart arythmmia and have also had an ablation which didn't entirely work. We pay a small premium on top of our Barclays Premier Account Insurance.
__________________
Current Trip Report - West Coast USA - http://DIBB.in/9823405



www.dibbcast.com


geoffa is offline Boy Mouse Click to view Members Gallery Click to view Members Trip Plans
Visting WDW after 5 year break

geoffa is a Disney Podcast DIBBcast-ear
Old 7 Apr 13, 05:42 PM  
Link to this Post
#7
Dilovesflorida
slightly serious Dibber
 
Join Date: Mar 13
Location: Hertfordshire
Agree with all the above, tell the insurance comapny because if, heaven forbid something happens, they will do everything to avoid paying. Where I work we hear real horror stories about things like this.
Dilovesflorida is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
At last, Florida here we come
Old 7 Apr 13, 07:31 PM  
Link to this Post
#8
giddy kipper
slightly serious Dibber
 
giddy kipper's Avatar
 
Join Date: Aug 10
Location: Keighley west yorks
Agree with all the above as some insurance companies will try anything to get out of paying, especially if the bill is quite a big one.
DH had kidney stones which had all gone and he was discharged from the consultant but i still rang the insurance company and got them to note we had informed them
Didnt charge any extra, that was with the nat west but always better to be safe than sorry
__________________


giddy kipper
giddy kipper is offline Girl Mouse Click to view Members Gallery Click to view Members Trip Plans
rolling hills
Old 7 Apr 13, 07:31 PM  
Link to this Post
#9
DIBBadmin
Administrator

 
Join Date: Mar 02
This thread has been automatically closed as it has not been posted on in 365 days.
DIBBadmin is offline Click to view Members Gallery Click to view Members Trip Plans
Closed Thread

Bookmarks

Florida Magical Tours

Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Forum Jump


Theme Park Tickets Direct

All times are GMT +1. The time now is 06:09 PM.


Powered by vBulletin Developers Version
Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.
Copyright 2002 - 2014, theDIBB & x3 Internet Solutions LLP.
DIBB Search
Guidebook:
All Forums:
This Thread:

Guidebook Gallery

theDIBB Menu


US Dollar Rates
Cash/Travellers Cheques
Covent Garden FX  $1.5835
FairFX  $1.5775
M&S  $1.5566
Travelex  $1.5685
Prepaid MasterCard Rates
CaxtonFX  $1.5670
FairFX  $1.5701
VIDA FX  $1.5673
Updated: 18:02 23/10/2014

theDIBB Charity
Cancer Research UKDIBB Members have Donated: £2,773.00

£

[Learn More]

Euro Rates
Cash/Travellers Cheques
Covent Garden FX  €1.2492
FairFX  €1.2480
M&S  €1.2183
Travelex  €1.2418
Prepaid MasterCard Rates
CaxtonFX  €1.2380
FairFX  €1.2422
VIDA FX  €1.2386
Updated: 18:02 23/10/2014

Orlando Ticket Deals

Orlando Weather
Florida Time
Thu 23rd Oct 1:09pm
Now: 26C/79F
Sky Is Clear
Sky Is Clear
Cloud Cover: 0%
Wind: 9mph - N Arrow points to where the wind is coming from.
Pressure: 1014mb
Humidity: 50%
Illuminations Smoke
Updated: 17:35 23/10/2014

Latest Group Posts
US Sat nav hire for charity
23/10/14 I have the sat nav
by veggie12
Today 10:21 AM Go to last post
November 2014/December 2014
5.55am and Fastpasses booked
by Willeve
Today 06:56 AM Go to last post
Bikini Babes
Weigh in w/c 21 October
by WileyCoyote
Today 06:25 AM Go to last post
RunDisney events
General Training Thread
by KarenG
Yesterday 10:38 PM Go to last post
Solo travellers and Holiday Buddies wanted
Holiday buddy wanted
by tsaress
Yesterday 02:41 PM Go to last post
Single dibbers
Holiday buddy needed
by tsaress
Yesterday 12:41 PM Go to last post
View All Groups