Hi. I have Travel insurance through my bank. I think it's with AIG. In 2005 I was diagnosed with SVT (fast heartbeat, palpitations) and in 2007 had an ablation. Since then, I have not had any episodes of SVT and the ablation has worked. I do not go for any check ups nor am I on any medication. Would this be classed as a pre existing medical condition? Will I need to take extra insurance cover for myself? I have already been to Orlando in 2010 and just had normal insurance cover
Sounds to me like a previous condition, not existing but I would give them a ring and get them to make a note - think they will still cover it anyway on normal policy. My DH had high Bp & cholestral (managed by tablets & stable) not charging any extra for us thats with Barclays bank.
Days Inn maingate west 1992, Holiday Inn maingate east 1994, Pop Century 2006, Saratoga Villas 2008, Regal oaks Villa 2010, Indian Ridge Villa 2013
Call the insurer and have it noted on the policy they may or may not agree to cover it and they may charge an extra premium to do so but if you were to fall ill and make a claim and the insurer found a medical condition you knew about but hadn't declared they could use this to void the policy and refuse to pay a claim.
Oct 98 Villa * Mar 02 Comfort Inn LBV * June 05 Comfort Inn LBV/POFQ/AKL
Aug 06 Royal Plaza * Oct 06 ASMo * June 07 LBV Resort & Spa
Mar 08 Cypress Pointe * Dec 08 CBR/POR * July 09 Cypress Pointe * Oct 09 CSR
July 10 POR & Pop * June 2011~1st DVC trip Bay Lake Tower & AKV Kidani Village
cancelled unlucky 13th trip June 2012 - Beach Club Villas, Vero Beach, Bay Lake Tower
cancelled again Nov 2012 - Old Key West, AKV Jambo House, Saratoga Springs Resort
we made it! - Jan 2013 All Star Music & Old Key West
April/May 2013 Ben's 21st SSR & AKV Jambo
Agree with all the above, tell the insurance comapny because if, heaven forbid something happens, they will do everything to avoid paying. Where I work we hear real horror stories about things like this.
Agree with all the above as some insurance companies will try anything to get out of paying, especially if the bill is quite a big one.
DH had kidney stones which had all gone and he was discharged from the consultant but i still rang the insurance company and got them to note we had informed them
Didnt charge any extra, that was with the nat west but always better to be safe than sorry