Notices

Travel Insurance


When travelling to Orlando or anywhere in the USA, it is essential that you have good travel insurance.

The USA do not have a National Health Service like here in the UK. All medical expenses are paid privately normally through medical insurance.

Medical bills in the USA can run into thousands of dollars even for the simplest of things. It may be tempting to go un-insured if you are on a tight budget but our advice is if you can not afford proper travel insurance then do not visit the USA, it's just not worth the risk!

Purchase your travel insurance as soon as you have booked your holiday. Many people leave buying the travel insurance until close to the date of departure. This is an unwise decision as the travel insurance not only covers you for the time you are actually on holiday, it also covers holiday cancellations and other things before you actually travel.

We would recommend shopping around for travel insurance as policies vary widely in what they cover and what they pay out on. Make sure you read the small print before purchase.

We would also recommend not taking out the travel insurance offered by the travel agent you booked your holiday with, as very often these are overpriced or have lower limits than policies you can get elsewhere.

If you are reading this online then you are already on the internet, so it's a quick easy step to do a search and compare what is on offer in the travel insurance market place.

Check with your Bank or credit card issuer, as some of these offer free or discounted travel insurance to their customers. If you have this, then still do a compare with other travel insurances as the one offered might not cover everything you need.

Whatever travel insurance you purchase make sure it covers you for what you expecting to be doing on your holiday. An example of this is if you are going to be doing sports, make sure the sport is fully covered on the travel insurance.

If you have a pre-existing medical condition then you must declare this to the insurance company at time of purchase, otherwise your insurance will more than likely be invalid. When you get your documents, make sure that any medical conditions are duly noted on the policy. It's no good arguing afterwards that you told the telephone salesperson about the condition. If it's not written into the policy then the insurance company can and probably will avoid paying out.

Medical expenses cover should be at least 2 million, and personal liability at least 1 million. Also check the excess amount that may apply if you make a claim. Loss of baggage in transit may not be included in all policies, so this is something else you should check.

If you're going away more than once in a year, look into annual multi-trip Travel Insurance policies, as they are often much better value. They may even work out cheaper than single trip policies if you're going for more than 2 weeks.
Page created by Stu on 29-11-2010 14:19.
+ Last editted by Stu on 13-06-2012 10:47. View History

All times are GMT +1. The time now is 01:02 AM.


Powered by vBulletin - Copyright © 2000 - 2020, Jelsoft Enterprises Ltd.
Latest News
Posted in Disney Park Tickets
On 20th November 4:14pm
Park Hopper Option Returns to Walt Disney World Resort on Jan. 1, 2021As the phased reopening of Walt... Read More »
Posted in epcot
On 20th November 11:29am
As part of the D23 Fantastic Worlds Celebration, Disney shared details about the historic transformation... Read More »
Posted in Walt Disney World
On 27th October 3:18pm
Walt Disney World has announced that their entrance gateways to Walt Disney World are about... Read More »

theDIBB Menu


Exchange Rates
US Dollar Rates
CaxtonFX  $1.3099
Covent Garden FX  $1.3262
FAIRFX  $1.3035
John Lewis  $1.3218
M&S  $1.2996
Post Office  $1.2962
Sainsburys  $1.3208
TESCO  $1.3224
Travelex  $1.3113
Updated: 00:00 05/12/2020
Euro Rates
CaxtonFX  €1.0804
Covent Garden FX  €1.0942
FAIRFX  €1.0955
John Lewis  €1.0874
M&S  €1.0694
Post Office  €1.0663
Sainsburys  €1.0865
TESCO  €1.0879
Travelex  €1.0800
Updated: 00:00 05/12/2020

DIBB Premium Membership
Did you know you can help support theDIBB with Premium Membership?

Check out this link for more information and benefits, such as...

"No adverts on theDIBB Forums"

Upgrade Now