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Search: Posts Made By: ERICSMUM
Forum: General Chat Yesterday, 10:39 AM
Replies: 69
Views: 3,179
Posted By ERICSMUM
I saw this CPI issue on my company FB page...

I saw this CPI issue on my company FB page. Currently my annual final salary pension increases are based on RPI.

My understanding is this change will mean my annual pension increase will be less ?...
Forum: Current Virus Issue Forum 25 Nov 20, 11:56 PM
Replies: 6
Views: 1,147
Posted By ERICSMUM
My nearly 7 year old great nephew canít take a...

My nearly 7 year old great nephew canít take a packed lunch. The school gives them all a cold lunch - he likes their tuna baguettes and has one every day !
Forum: Current Virus Issue Forum 25 Nov 20, 12:54 PM
Replies: 60
Views: 4,350
Posted By ERICSMUM
Iím in 2 minds. I live alone and Iím Ďbubbledí...

Iím in 2 minds. I live alone and Iím Ďbubbledí with my sister and her DH. Staying home alone over Christmas really doesnít appeal but Iíve been very good since March and it might be un-done in a...
Forum: General Chat 24 Nov 20, 02:08 PM
Replies: 10
Views: 504
Posted By ERICSMUM
Stop it, Iím having my lunch !

Stop it, Iím having my lunch !
Forum: General Chat 23 Nov 20, 04:50 PM
Replies: 69
Views: 3,179
Posted By ERICSMUM
Sorry yes I should have said Iím in England.

Sorry yes I should have said Iím in England.
Forum: General Chat 22 Nov 20, 09:52 PM
Replies: 69
Views: 3,179
Posted By ERICSMUM
So the £12,500 (0%) and £37,500 (20%) are added...

So the £12,500 (0%) and £37,500 (20%) are added together (=£50,000) and any earnings above £50,000 at 40% ?
Forum: General Chat 22 Nov 20, 09:48 PM
Replies: 69
Views: 3,179
Posted By ERICSMUM
Thanks. I didnít realise the 40% tax rate kicked...

Thanks. I didnít realise the 40% tax rate kicked in on earnings over £37,500, Iíve always assumed it was over earnings somewhere in the £40,000 bracket.
Forum: General Chat 22 Nov 20, 09:35 PM
Replies: 69
Views: 3,179
Posted By ERICSMUM
Income Tax bands

Iíve been retired for a while and Iíve lost track. Could do with some clarification please of the HMRC website.

The personal tax-free allowance (for people earning less than £100k) is £12,500.
...
Forum: General Chat 22 Nov 20, 04:41 PM
Replies: 111
Views: 2,314
Posted By ERICSMUM
2 days before Thanksgiving last Nov, flying home...

2 days before Thanksgiving last Nov, flying home from MCO.
Forum: Food, Wine, Cooking & Eating 22 Nov 20, 04:28 PM
Replies: 18
Views: 460
Posted By ERICSMUM
I like hotdogs too but limit myself to eating...

I like hotdogs too but limit myself to eating them when Iím in Florida. OR on my annual trip to IKEA !
Forum: General Chat 22 Nov 20, 04:26 PM
Replies: 158
Views: 4,444
Posted By ERICSMUM
A string of multi-colour battery operated...

A string of multi-colour battery operated Christmas lights to wrap round my door wreath.

Ordered from Amazon about 8pm last night and arrived at 2pm today. Prime so free p&p.
Forum: General Chat 22 Nov 20, 01:22 PM
Replies: 25
Views: 2,231
Posted By ERICSMUM
The man who designed and fitted my bathroom was...

The man who designed and fitted my bathroom was very good. First thing he asked was what colour scheme I had in mind. He then brought round a selection of tiles & flooring of various textures,...
Forum: Current Virus Issue Forum 22 Nov 20, 01:10 PM
Replies: 60
Views: 6,975
Posted By ERICSMUM
So, no snogging for 14 days, unless you wear...

So, no snogging for 14 days, unless you wear masks 😂😂😂

Hope DH feels better soon xx
Forum: Christmas 21 Nov 20, 02:34 PM
Replies: 12
Views: 737
Posted By ERICSMUM
A fruit hamper ?

A fruit hamper ?
Forum: Food, Wine, Cooking & Eating 19 Nov 20, 03:18 PM
Replies: 43
Views: 881
Posted By ERICSMUM
My favourites are baby Brussel sprouts and baby...

My favourites are baby Brussel sprouts and baby sweet corns. I donít eat mushy peas, beetroot, aubergine or courgette.
Forum: Polls, Puzzles & Quizzes 18 Nov 20, 05:21 PM
Replies: 16
Views: 728
Posted By ERICSMUM
I donate to local charities only. Itís easier to...

I donate to local charities only. Itís easier to find out how the money is spent.
Forum: Polls, Puzzles & Quizzes 18 Nov 20, 05:18 PM
Replies: 38
Views: 1,494
Posted By ERICSMUM
Iíve tried lots of these over the years but have...

Iíve tried lots of these over the years but have now settled on Nordpak from Aldi. I think itís butter with something Ďvegetable basedí added to reduce fat and make it easy to spread. I rarely eat...
Forum: General Chat 18 Nov 20, 04:06 PM
Replies: 61
Views: 2,507
Posted By ERICSMUM
2/3 times a week now Iím retired. I have small...

2/3 times a week now Iím retired. I have small patches of eczema on my scalp and my hairdresser says daily washing might make it worse.

It was daily when I was working, a labour of love as its...
Forum: General Chat 17 Nov 20, 10:42 PM
Replies: 36
Views: 1,134
Posted By ERICSMUM
Marks & Spencer Food Hall.

Marks & Spencer Food Hall.
Forum: Christmas 16 Nov 20, 08:11 PM
Replies: 29
Views: 2,108
Posted By ERICSMUM
Iím in the Christmas spirit now. Planning to make...

Iím in the Christmas spirit now. Planning to make these into cards for 2 neighbours. I know itís an old fashioned craft but I enjoy it.

https://www.thedibb.co.uk/postImages/8156/3873fabbea3c13.jpg...
Forum: Trip Planning Florida 16 Nov 20, 01:31 PM
Replies: 28
Views: 1,210
Posted By ERICSMUM
I kept getting similar sort of price differences...

I kept getting similar sort of price differences when looking at business class. Probably my last 6 bookings have been with BA for this reason and so far Iíve been happy with the service.
Forum: General Chat 16 Nov 20, 01:28 PM
Replies: 36
Views: 1,887
Posted By ERICSMUM
I like cats.

I like cats.
Forum: Christmas 15 Nov 20, 11:28 PM
Replies: 29
Views: 2,108
Posted By ERICSMUM
Oh wow thatís fab ! Iím a knitter but I think...

Oh wow thatís fab ! Iím a knitter but I think that would defeat me.
Forum: Christmas 15 Nov 20, 11:10 PM
Replies: 11
Views: 767
Posted By ERICSMUM
Hand warmers for when theyíre hanging around...

Hand warmers for when theyíre hanging around after a game. The single use ones are cheap.

Are they into grooming yet ? Perhaps facial scrub, moisturiser etc.
Forum: Offers, Discounts, Codes, Cashback and UK Shopping 14 Nov 20, 04:58 PM
Replies: 3
Views: 390
Posted By ERICSMUM
Fab present, so personal. You could add the date...

Fab present, so personal. You could add the date on the back so sheíll always remember.
Forum: General Chat 14 Nov 20, 04:57 PM
Replies: 63
Views: 3,119
Posted By ERICSMUM
I sleep in the nude under my Jim-jams.

I sleep in the nude under my Jim-jams.
Forum: General Chat 13 Nov 20, 09:29 AM
Replies: 26
Views: 1,056
Posted By ERICSMUM
Mum had a long shoe horn so she could sit and put...

Mum had a long shoe horn so she could sit and put her shoes on without having to bend forward.

She also had a ďsponge on a stickĒ so she could wash her feet without bending over in the shower.
Forum: Trip Planning Florida 13 Nov 20, 09:24 AM
Replies: 52
Views: 2,056
Posted By ERICSMUM
Definitely the flight for me because I couldnít...

Definitely the flight for me because I couldnít manage 9 hours in economy.

Youíve already got a decent hotel and as others have said, we donít usually spend much time in them anyway.

Tough...
Forum: General Chat 11 Nov 20, 01:06 AM
Replies: 24
Views: 1,238
Posted By ERICSMUM
Youíre in luck - you can cover it with a mask...

Youíre in luck - you can cover it with a mask without embarrassment. 😷 😷 😷
Forum: General Chat 10 Nov 20, 04:02 PM
Replies: 24
Views: 1,238
Posted By ERICSMUM
Magnifying glass ?

Magnifying glass ?
Forum: General Chat 10 Nov 20, 03:53 PM
Replies: 24
Views: 1,238
Posted By ERICSMUM
Have you tried press-ups ? With your hands...

Have you tried press-ups ? With your hands clasped at the back of your neck ?
Forum: General Chat 10 Nov 20, 03:48 PM
Replies: 30
Views: 2,162
Posted By ERICSMUM
I was on a plane from Alice Springs to Cairns and...

I was on a plane from Alice Springs to Cairns and sat next to an English couple. We exchanged names and had a bit of a chat about Australia but nothing about our home lives.

When I got back to...
Forum: General Chat 10 Nov 20, 03:41 PM
Replies: 14
Views: 1,217
Posted By ERICSMUM
Erm... where is Ďití ?

Erm... where is Ďití ?
Forum: General Chat 9 Nov 20, 07:22 PM
Replies: 8
Views: 267
Posted By ERICSMUM
I donít remember the wall being built (1961) but...

I donít remember the wall being built (1961) but I remember it being opened on subsequent Christmas days for a few hours to allow families to meet briefly.

Years later I met my Dadís niece and she...
Forum: Christmas 9 Nov 20, 11:21 AM
Replies: 9
Views: 346
Posted By ERICSMUM
Thanks for the party pocket link. Olgaís 2...

Thanks for the party pocket link. Olgaís 2 little granddaughters would love a selection of the £1 items packed into one of the food boxes.
Forum: General Chat 9 Nov 20, 11:10 AM
Replies: 138
Views: 8,198
Posted By ERICSMUM
Its good to talk and realise that you are not...

Its good to talk and realise that you are not alone, many others share your fears. You will come through it, just need to keep your eyes open for the light at what seems a very long tunnel 😥.

I...
Forum: Christmas 9 Nov 20, 11:03 AM
Replies: 17
Views: 926
Posted By ERICSMUM
Iíd be happy if I donít have to spend Christmas...

Iíd be happy if I donít have to spend Christmas Day at home on my own !

Foodís not a problem with M&S Foodhall a few minutes drive away, but I would miss the company of my family 😥
Forum: Current Virus Issue Forum 9 Nov 20, 10:56 AM
Replies: 132
Views: 10,153
Posted By ERICSMUM
I felt sorry for one of my neighbours. Last week...

I felt sorry for one of my neighbours. Last week she ventured into our very small local supermarket for the first time since March and this happened to her. She dashed out without buying anything,...
Forum: General Chat 9 Nov 20, 10:47 AM
Replies: 8
Views: 727
Posted By ERICSMUM
So sad. A very entertaining man. Jeopardy is...

So sad. A very entertaining man.

Jeopardy is the first programme I watch when I get into my hotel room from the airport.
Forum: Christmas 8 Nov 20, 11:19 AM
Replies: 23
Views: 1,151
Posted By ERICSMUM
My 5 nieces and nephews are adults now and I have...

My 5 nieces and nephews are adults now and I have 5 great nieces and nephews.

They are at the stage in life where I donít want them to spend a lot on me, so I just give them and their partners a...
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