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Search: Posts Made By: tspill
Forum: General Chat 30 Nov 20, 05:06 PM
Replies: 25
Views: 1,220
Posted By tspill
MS Money is about the best finance application...

MS Money is about the best finance application you can get. Even now, none comes close.
You can still download the final "sunset" version.
Forum: General Chat 30 Nov 20, 05:04 PM
Replies: 25
Views: 1,220
Posted By tspill
Not crazy at all. I record every penny and have...

Not crazy at all. I record every penny and have done for years. And I check every bill. I get receipts for any contactless payments.
And I do a tax return every year - I have had many thousands...
Forum: Current Virus Issue Forum 29 Nov 20, 06:21 PM
Replies: 112
Views: 8,495
Posted By tspill
Everyone loves to have a go at teachers!

Everyone loves to have a go at teachers!
Forum: General Chat 29 Nov 20, 03:30 PM
Replies: 15
Views: 682
Posted By tspill
I will probably do a few more cuts through the...

I will probably do a few more cuts through the winter. As much to collect some remaining leaves as anything.
Forum: General Chat 29 Nov 20, 03:28 PM
Replies: 10
Views: 397
Posted By tspill
We moved 18 months ago and still havent changed...

We moved 18 months ago and still havent changed our address. We just bought a new dish from Amazon and installed it ourselves. Sky box just worked once dish was lined up correctly.
The reason we...
Forum: General Chat 28 Nov 20, 05:05 PM
Replies: 15
Views: 557
Posted By tspill
We paid £1800 about 5 years ago. Large four bed...

We paid £1800 about 5 years ago. Large four bed house and garage.
We got a local guy to do it. But we had several quotations from the big national firms and they were over twice this cost. And...
Forum: General Chat 28 Nov 20, 05:02 PM
Replies: 13
Views: 1,171
Posted By tspill
Never take your keys to bed! If a thief wants...

Never take your keys to bed!
If a thief wants your car, make it easy for them to get your keys without having to deal with them face to face. Kitchen cupboard or something. You really dont want...
Forum: Current Virus Issue Forum 28 Nov 20, 02:34 PM
Replies: 112
Views: 8,495
Posted By tspill
Totally agree And so much for all the...

Totally agree

And so much for all the screaming earlier in the year that kids needed to go back to school and that it was a disctrace that they weren't. And all the mental issues associated with...
Forum: General Chat 26 Nov 20, 11:23 PM
Replies: 10
Views: 545
Posted By tspill
In terms of paint, I wont use anything but Dulux...

In terms of paint, I wont use anything but Dulux trade paint. It is the best paint I have used.
We are just finishing the house and have used matt on the walls.
Forum: General Chat 26 Nov 20, 11:21 PM
Replies: 25
Views: 1,243
Posted By tspill
I am staggered by these prices. We paid £500 to...

I am staggered by these prices. We paid £500 to move from a 4 bed house last year. We did the packing and was only 10 miles. Took two trips.
Forum: General Chat 26 Nov 20, 06:07 PM
Replies: 43
Views: 1,211
Posted By tspill
The M1 isnt yet available on the 16" MBP. ...

The M1 isnt yet available on the 16" MBP. Rumours seem to suggest next month or next summer.
When these become available as refurbs., that might be the time I upgrade. However, every time I have...
Forum: General Chat 26 Nov 20, 03:27 PM
Replies: 16
Views: 940
Posted By tspill
Yep - and have many scars to prove it :)

Yep - and have many scars to prove it :)
Forum: Trip Planning Florida 26 Nov 20, 03:26 PM
Replies: 11
Views: 480
Posted By tspill
It is enough if everything runs perfectly. ...

It is enough if everything runs perfectly. Personally we look for a 4 hour connection and it is such a pain and a load of stress if you miss your connection.
But everyone is different.
Forum: General Chat 26 Nov 20, 09:33 AM
Replies: 69
Views: 3,234
Posted By tspill
If it is a DC pension, and removing SP, needs to...

If it is a DC pension, and removing SP, needs to generate an income of 42K (to pay HRT); Assuming a 2.5% withdrawal rate. they would need a DC pot of £1.68 million. Very nice.
Forum: General Chat 26 Nov 20, 09:29 AM
Replies: 69
Views: 3,234
Posted By tspill
Is the issue not that older government pensions...

Is the issue not that older government pensions used the word "Inflation" in their terms as there was no CPI/RPI when they were written. The government then decided that this ambiguous term could be...
Forum: General Chat 26 Nov 20, 09:24 AM
Replies: 69
Views: 3,234
Posted By tspill
You must have an amazing pension. To be paying...

You must have an amazing pension. To be paying HRT on your pension you must have done amazingly well. If your private pension a DB scheme?
Forum: General Chat 25 Nov 20, 08:35 PM
Replies: 43
Views: 1,211
Posted By tspill
There is one big problem with Macs. Because they...

There is one big problem with Macs. Because they last so long, it is really hard to justify buying a new one.
Mine is nine years old (I think - would need to check) and I would love to buy a new...
Forum: General Chat 25 Nov 20, 06:52 PM
Replies: 43
Views: 1,211
Posted By tspill
Totally agree. They last way longer - probably...

Totally agree. They last way longer - probably twice as long. And have better resale value. And I think it is a bit of a fallacy to say they are much cheaper. If you spec up a Windows laptop, you...
Forum: Trip Planning Florida 24 Nov 20, 08:51 PM
Replies: 62
Views: 4,227
Posted By tspill
This. And many of them! Delicious!

This. And many of them! Delicious!
Forum: Trip Planning Florida 23 Nov 20, 07:54 PM
Replies: 10
Views: 726
Posted By tspill
Sorry - I misread - for 2 people it is an amazing...

Sorry - I misread - for 2 people it is an amazing price. Apologies.
Forum: General Chat 20 Nov 20, 08:40 PM
Replies: 39
Views: 1,137
Posted By tspill
We have a Neff hob.

We have a Neff hob.
Forum: Current Virus Issue Forum 20 Nov 20, 07:39 PM
Replies: 78
Views: 5,571
Posted By tspill
If this is even close to what happens - thats an...

If this is even close to what happens - thats an amazing result!
Forum: General Chat 20 Nov 20, 07:36 PM
Replies: 39
Views: 1,137
Posted By tspill
Induction every time.

Induction every time.
Forum: General Chat 20 Nov 20, 07:34 PM
Replies: 39
Views: 860
Posted By tspill
Its a YES from me. Love these!

Its a YES from me. Love these!
Forum: General Chat 19 Nov 20, 08:08 PM
Replies: 53
Views: 1,288
Posted By tspill
We had that as well. It wasn't great being the...

We had that as well. It wasn't great being the Germans. It was much better trying to escape.
I think you can get this again.
Forum: General Chat 19 Nov 20, 06:03 PM
Replies: 18
Views: 407
Posted By tspill
Yes, yes, yes, yes, yes, yes. And again Yes! ...

Yes, yes, yes, yes, yes, yes.
And again Yes!

But even more yesses for older TR4a or TR3a.
Forum: General Chat 19 Nov 20, 06:00 PM
Replies: 20
Views: 805
Posted By tspill
Thats what we have. Buy nice beans and the...

Thats what we have. Buy nice beans and the result is better than any coffee shop coffee.
Forum: General Chat 19 Nov 20, 05:57 PM
Replies: 53
Views: 1,288
Posted By tspill
Love Risk. Havent played it for years tho. ...

Love Risk. Havent played it for years tho.

There are a load of boardgames form the 70s and 80s that were great but you cant get any more.
Forum: Current Virus Issue Forum 18 Nov 20, 07:42 PM
Replies: 17
Views: 1,627
Posted By tspill
Well thats Christmas presents sorted :)

Well thats Christmas presents sorted :)
Forum: Current Virus Issue Forum 18 Nov 20, 06:43 PM
Replies: 289
Views: 22,124
Posted By tspill
I think the virus thinks it has worked hard for...

I think the virus thinks it has worked hard for many months and deserves a few days off. Just to put its feet up, have a few drinks and Christmas dinner.
Forum: General Chat 18 Nov 20, 06:40 PM
Replies: 59
Views: 1,742
Posted By tspill
I just cant see this happening. Great target,...

I just cant see this happening. Great target, but I think it will move way back from these planned dates. I simply dont believe our government could get itself moving fast enough. I also think...
Forum: Christmas 17 Nov 20, 09:59 PM
Replies: 135
Views: 3,525
Posted By tspill
I always buy a really nice bottle of port at...

I always buy a really nice bottle of port at Christmas and a bottle of Original Baileys.
Plus a few nice bottles of red.
Forum: Food, Wine, Cooking & Eating 17 Nov 20, 08:43 PM
Replies: 19
Views: 778
Posted By tspill
Beef Bourgeoning is my favourite SC recipe

Beef Bourgeoning is my favourite SC recipe
Forum: Polls, Puzzles & Quizzes 17 Nov 20, 08:39 PM
Replies: 45
Views: 1,544
Posted By tspill
I dont carry mine and never have. I have been...

I dont carry mine and never have. I have been stopped many dozens of time (probably hundreds as I live in NI). I have only in 37 years of driving been asked to produce my license once.
I dont...
Forum: General Chat 15 Nov 20, 08:07 PM
Replies: 87
Views: 1,963
Posted By tspill
The beans.

The beans.
Forum: General Chat 14 Nov 20, 11:37 PM
Replies: 5
Views: 323
Posted By tspill
We had one fitted when we did our refurb. Would...

We had one fitted when we did our refurb. Would not go back to a kettle. In fact we havent boiled a kettle since moving in.
Proper boiling water rather than off the boil water you get from a...
Forum: Current Virus Issue Forum 14 Nov 20, 11:01 PM
Replies: 129
Views: 9,019
Posted By tspill
While I dont disagree with anything you say, I...

While I dont disagree with anything you say, I think that within a month or two of vaccines beginning to roll out at scale, that money will start to talk and stocks will be available for private...
Forum: General Chat 14 Nov 20, 01:41 PM
Replies: 13
Views: 489
Posted By tspill
We have all solid floors and looked at Dyson and...

We have all solid floors and looked at Dyson and Shark. We felt the Dyson V10 was the best for us. The problem we found with the Shark on hard floors was as you move the head forward and backwards,...
Forum: Current Virus Issue Forum 14 Nov 20, 11:45 AM
Replies: 1,964
Views: 117,851
Posted By tspill
And of course the Face down to the left. ...

And of course the Face down to the left.

Totally agree - it is nice to lift the mood. More things unite than divide.
Forum: Current Virus Issue Forum 13 Nov 20, 10:39 PM
Replies: 129
Views: 9,019
Posted By tspill
Keep practising and power through it!

Keep practising and power through it!
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