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Forum: Disney Cruise Line and Other Cruise Planning 19 Nov 22, 12:12 PM
Replies: 6
Views: 1,106
Posted By 123
Today NSW (Sydney) reintroduced mask wearing at...

Today NSW (Sydney) reintroduced mask wearing at any medical centre

We will be back to savage lockdowns soon
Forum: Car Hire & Transportation 18 Nov 22, 06:15 AM
Replies: 40
Views: 8,362
Posted By 123
I agree it isn't really a hassle, but equally...

I agree it isn't really a hassle, but equally when I can afford the near 10k to take a family there for 2 weeks I'm not wasting a second in line for trivial things like this
Forum: Disney Cruise Line and Other Cruise Planning 18 Nov 22, 01:16 AM
Replies: 6
Views: 1,106
Posted By 123
Carnival cruises

I know a lot of dinners also like cruising. In the last hour, Carnival cruises have just announced the reinstatement of mask mandates in all public areas on their ships.

It's just been broadcast...
Forum: General Chat 17 Nov 22, 12:28 PM
Replies: 12
Views: 848
Posted By 123
Jeez, I like blur and seen them live loads of...

Jeez, I like blur and seen them live loads of times (nearly 30 years ago now).

Not sure I'm up for paying £140+ for a ticket up front.

In the 10 or so times I've seen them live I've not spent...
Forum: General Chat 14 Nov 22, 02:32 PM
Replies: 112
Views: 17,801
Posted By 123
I'd love 15 degrees, our air con only goes down...

I'd love 15 degrees, our air con only goes down to 18 and it's been 28+ outside for 3 weeks solid now, and getting hotter
Forum: Sport 14 Nov 22, 04:44 AM
Replies: 5
Views: 209
Posted By 123
Amazing night in Melbourne, so happy to have been...

Amazing night in Melbourne, so happy to have been there watching it, almost cancelled the trip after the Ireland and Australia washouts.

One massive party last night.
Forum: General Chat 12 Nov 22, 11:15 PM
Replies: 57
Views: 6,811
Posted By 123
It wasn't really intended as a mask thread, I...

It wasn't really intended as a mask thread, I know lots of people on here go to Australia to visit family, and two days ago QLD hushed through a new mandate - most don't know anything about it but...
Forum: General Chat 12 Nov 22, 01:26 PM
Replies: 20
Views: 2,237
Posted By 123
I'm reserving judgement on the good news story...

I'm reserving judgement on the good news story until tomorrow evening. Just about to head to bed here in Sydney, when I wake up off to airport to jet down to Melbourne, watch England win the cricket...
Forum: General Chat 12 Nov 22, 01:16 PM
Replies: 11
Views: 1,647
Posted By 123
They will pay towards accommodation but there...

They will pay towards accommodation but there will be a limit on the nightly charge, the Grand Californian sounds expensive so it might be over their payment cap.

Your travel insurance would cover...
Forum: General Chat 12 Nov 22, 12:56 PM
Replies: 57
Views: 6,811
Posted By 123
Where is he going, at present it's only in...

Where is he going, at present it's only in Queensland and on public transport, although I have noticed in Sydney over the last couple of weeks many more people have returned to wearing them.
Forum: General Chat 11 Nov 22, 10:57 PM
Replies: 62
Views: 7,485
Posted By 123
Which is worth way more than a free gym pass, or...

Which is worth way more than a free gym pass, or a couple of near spoilt steaks.
Forum: General Chat 11 Nov 22, 10:48 PM
Replies: 57
Views: 6,811
Posted By 123
Mask wearing returning

I live in Australia and yesterday the Queensland government reintroduced mask wearing on public transport, they are also talking about reintroducing mask wearing on planes going to the state (so...
Forum: General Chat 9 Nov 22, 08:54 AM
Replies: 41
P45
Views: 3,707
Posted By 123
It would only matter if the OP was planning on...

It would only matter if the OP was planning on claiming unemployment benefits as they would be using the P45 date to work out when they became entitled to the payments (in this case it is a non-issue...
Forum: General Chat 9 Nov 22, 08:52 AM
Replies: 41
P45
Views: 3,707
Posted By 123
Unless your new job comes with benefits in kind...

Unless your new job comes with benefits in kind (like a company car) in which case the tax code will be altered to account for the extra tax you would pay on that.
Forum: General Chat 8 Nov 22, 09:51 PM
Replies: 12
Views: 1,366
Posted By 123
Given the OP gets a car allowance to provide for...

Given the OP gets a car allowance to provide for them having a car, 18p is quite generous, many companies where the employee has company car or car allowance it is only around 15p per mile.

This...
Forum: General Chat 8 Nov 22, 09:44 PM
Replies: 9
Views: 1,065
Posted By 123
Whilst work insurance benefits are a good "icing...

Whilst work insurance benefits are a good "icing on the cake" you shouldn't rely on them as your only protection.

Companies close down, people get downsized all the time. This could leave you at...
Forum: Trip Planning Florida 6 Nov 22, 09:44 AM
Replies: 12
Views: 1,513
Posted By 123
I'm not sure it's got less accurate, more likely...

I'm not sure it's got less accurate, more likely it's a victim of its own success.

5 years ago hardly anyone used it, today their user is 10 times what it was, so the likelihood someone else gets...
Forum: Trip Planning Florida 5 Nov 22, 02:25 PM
Replies: 17
Views: 2,780
Posted By 123
I can confirm it was certainly working 2 hours...

I can confirm it was certainly working 2 hours ago...
Forum: General Chat 3 Nov 22, 12:31 PM
Replies: 15
Views: 1,421
Posted By 123
Check when the passports were issued as well -...

Check when the passports were issued as well - the UK used to allow you to add up to 9 months of your previous passport validity added to the 10 years when you renewed.

Since Brexit you can't use...
Forum: General Chat 31 Oct 22, 09:52 PM
Replies: 178
Views: 23,934
Posted By 123
Obviously a little bit, as you replied! ;)

Obviously a little bit, as you replied! ;)
Forum: General Chat 30 Oct 22, 08:55 AM
Replies: 178
Views: 23,934
Posted By 123
Agree with Margaret and Harry, but Andrew was at...

Agree with Margaret and Harry, but Andrew was at the height of his nefarious ways whilst still the spare, long before Diana's kids entered the scene - just ask Victoria Roberts (or Guffre as she is...
Forum: General Chat 30 Oct 22, 08:18 AM
Replies: 178
Views: 23,934
Posted By 123
Actually I think the best comparison to the role...

Actually I think the best comparison to the role of being a spare and still embracing the role and giving to the public is George VI.

He was the spare, but he fulfilled the role the spare may be...
Forum: General Chat 30 Oct 22, 08:15 AM
Replies: 178
Views: 23,934
Posted By 123
No that's his mum's husband's book. You need to...

No that's his mum's husband's book. You need to do an Amazon search for Hewitt to get his dad's books.
Forum: General Chat 30 Oct 22, 08:12 AM
Replies: 39
Views: 5,898
Posted By 123
You can if you had already built up an...

You can if you had already built up an entitlement greater than the cap at 2016 (I think that's when new pension came in).

So one of the lucky ones ...
Forum: General Chat 29 Oct 22, 10:57 AM
Replies: 39
Views: 5,898
Posted By 123
Conversely because of the state second pension...

Conversely because of the state second pension scheme (was it called SERPS) if you were paid very well but not contracted out, when they consolidated into the new pension system you got "extra...
Forum: General Chat 28 Oct 22, 09:24 AM
Replies: 178
Views: 23,934
Posted By 123
Story relatively easy to tell... Man born...

Story relatively easy to tell...

Man born into privileged family, annoyed his brother came first, became disillusioned, dressed as a nazi, got married, embarrassed his family. Cashed in...

No...
Forum: General Chat 28 Oct 22, 06:44 AM
Replies: 35
Views: 5,115
Posted By 123
The repayments are slightly higher but only...

The repayments are slightly higher but only because the "start point" is lower £21k a year rather than £27k.

Meaning the largest difference would be £45.

The bigger difference is though the...
Forum: General Chat 26 Oct 22, 10:26 PM
Replies: 35
Views: 5,115
Posted By 123
He won't be on Plan B, there is a Plan 1, 2 or 4...

He won't be on Plan B, there is a Plan 1, 2 or 4. They did at one point delineate between two plans in the same series as A & B but I'm not sure

The key point here is the 2015, as that would put...
Forum: General Chat 26 Oct 22, 09:29 PM
Replies: 35
Views: 5,115
Posted By 123
To unpack that worth it comment... The...

To unpack that worth it comment...

The average salary for a 20-25 year old without a degree in the UK is £23k

So to view it a different way would you pay £2,400 a year to be paid (in the...
Forum: General Chat 26 Oct 22, 09:21 PM
Replies: 35
Views: 5,115
Posted By 123
Well if she is paying £200 per month that means...

Well if she is paying £200 per month that means she earns just over £53k per year. There aren't many jobs an early 20s year old with little work experience and no degree can do that pay that much...
Forum: General Chat 26 Oct 22, 01:36 PM
Replies: 35
Views: 5,115
Posted By 123
Undergrad and postgrad loans come out of...

Undergrad and postgrad loans come out of different pots of money and have different rules on paying back thresholds.

But simply put she will be paying back 9% of everything she earns over ? £27k...
Forum: General Chat 25 Oct 22, 10:33 AM
Replies: 239
Views: 23,134
Posted By 123
Unions never happy unless they are making the...

Unions never happy unless they are making the public unhappy. Why they aren't outlawed is beyond me, we are supposed to be a first world country not a tin pot dictatorship where one guy can grind...
Forum: General Chat 25 Oct 22, 10:08 AM
Replies: 44
Views: 4,694
Posted By 123
Why does she need to drop an a level, plenty of...

Why does she need to drop an a level, plenty of people do 4 a-levels. I did, my daughter did too. Its seems silly to do loads of work and then drop it (even if you do get a AS out of it)
Forum: General Chat 25 Oct 22, 01:19 AM
Replies: 26
Views: 4,174
Posted By 123
Let's assume you owe £200k. Most lenders would...

Let's assume you owe £200k. Most lenders would allow you to pay back 10% overpayment without penalty.

So in this year that £20k, next year as you will now owe £175k (20k overpayment and maybe 5k...
Forum: General Chat 24 Oct 22, 12:47 PM
Replies: 44
Views: 4,694
Posted By 123
A lot depends on if she wants to go to...

A lot depends on if she wants to go to university, and which uni and which course

If you don't know what "facilitating subjects" means then take a read of this... (Edit: just had a re-read of...
Forum: General Chat 22 Oct 22, 11:41 PM
Replies: 25
Views: 3,323
Posted By 123
The only caveat to this is in areas of special...

The only caveat to this is in areas of special interest/importance (like some seaside towns where each house is a different colour). In these places there are special planning conditions but even...
Forum: General Chat 22 Oct 22, 11:37 PM
Replies: 25
Views: 3,323
Posted By 123
Most of the rules on a new build estate exist in...

Most of the rules on a new build estate exist in words only.

They are included to protect the builder from "bad image" during their sales process.

For instance our estate had a "no works vans"...
Forum: General Chat 20 Oct 22, 08:58 PM
Replies: 58
Views: 9,559
Posted By 123
Far worse was the tanking they took in the first...

Far worse was the tanking they took in the first weeks of the COVID lockdowns, mine dropped £75k in under a week and was £100k under the January level within the month.

Yes it came back but scary...
Forum: General Chat 16 Oct 22, 09:00 PM
Replies: 17
Views: 2,749
Posted By 123
Looking for weapons of mass destruction, send...

Looking for weapons of mass destruction, send details to 1600 Pennsylvania Avenue
Forum: General Chat 16 Oct 22, 09:55 AM
Replies: 208
Views: 21,799
Posted By 123
Absolutely. I know loads of teachers, my...

Absolutely.

I know loads of teachers, my issue isn't that they don't work hard, it's that you can't have a conversation with many teachers without them saying (in no particular order)

1. We...
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