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Forum: General Chat 6 Apr 24, 02:08 PM
Replies: 120
Views: 10,850
Posted By sam_b
I agree - it was an example that sprang to mind,...

I agree - it was an example that sprang to mind, and as said I am sure there are many, many others. But ultimately the NHS was not set up to treat everything for everyone… and definitely cannot do...
Forum: General Chat 6 Apr 24, 02:06 PM
Replies: 120
Views: 10,850
Posted By sam_b
I agree - we all know that there will be people...

I agree - we all know that there will be people who need to use the service that will be too scared to in case they are wrong or are penalised. So as much as I appreciate the sentiment, I think...
Forum: General Chat 6 Apr 24, 02:04 PM
Replies: 120
Views: 10,850
Posted By sam_b
I am very sorry to have raised something that is...

I am very sorry to have raised something that is obviously very painful and personal - that was not my intention at all - I am sure that there are lots of areas where the NHS needs to review and...
Forum: General Chat 6 Apr 24, 01:18 PM
Replies: 120
Views: 10,850
Posted By sam_b
I’m very sorry for your situation but I am afraid...

I’m very sorry for your situation but I am afraid that yes, death trumps not having a baby. How could it not?

It doesn’t mean that I don’t recognise the pain that causes - but if I had to...
Forum: General Chat 6 Apr 24, 12:38 PM
Replies: 120
Views: 10,850
Posted By sam_b
The NHS spends over £70 million on IVF every...

The NHS spends over £70 million on IVF every year. Whilst I understand people want a baby, it is not a need and there are other options. Cancer drugs/treatment are an absolute need - and there are...
Forum: TV and Film 31 Mar 24, 12:41 PM
Replies: 174
Views: 14,472
Posted By sam_b
Excellent - and my favourite part of the world as...

Excellent - and my favourite part of the world as well. Can’t wait.
Forum: General Chat 31 Mar 24, 12:56 AM
Replies: 43
Views: 10,359
Posted By sam_b
I would consider if you are comfortable being a...

I would consider if you are comfortable being a second class citizen in Dubai as a female.
Forum: General Chat 27 Mar 24, 09:31 PM
Replies: 73
Views: 5,747
Posted By sam_b
Congratulations! I retired last January at 52...

Congratulations! I retired last January at 52 (just) and I LOVE it. My husband retired last August at 49 and he is settling into retirement well. Not a single regret and I have not missed work...
Forum: General Chat 26 Mar 24, 01:21 PM
Replies: 6
Views: 936
Posted By sam_b
I have always found the online portal pretty...

I have always found the online portal pretty straightforward to be honest. When I did my self assessment this year I am pretty sure it said that they owe me £900 - wondering if they will just issue...
Forum: TV and Film 22 Mar 24, 02:39 PM
Replies: 26
Views: 2,329
Posted By sam_b
I read the book a long time ago and liked it. I...

I read the book a long time ago and liked it. I found it difficult to connect with the series. It felt hurried and like you didn’t get chance to know the characters properly. Dexter just came...
Forum: General Chat 15 Mar 24, 12:15 AM
Replies: 60
Views: 6,627
Posted By sam_b
I actually didn’t find the taste too bad - the...

I actually didn’t find the taste too bad - the quantity was the biggest struggle, but the taste is like lucozade sport or dioralyte - a bit salty/sweet. Not my favourite thing, but doable. There...
Forum: General Chat 14 Mar 24, 10:11 PM
Replies: 60
Views: 6,627
Posted By sam_b
Is it chilled? Are you using a straw? Those can...

Is it chilled? Are you using a straw? Those can both help. You can also add some flavouring as long as it’s not brightly coloured (like ribena etc).
Forum: General Chat 12 Mar 24, 11:27 AM
Replies: 31
Views: 3,889
Posted By sam_b
And this is why I hate alcohol - it’s socially...

And this is why I hate alcohol - it’s socially acceptable to be hammered, and even seen as a badge of someone up for a good time. It ruins families and lives and the sooner it is treated like...
Forum: General Chat 10 Mar 24, 06:59 PM
Replies: 16
Views: 1,140
Posted By sam_b
I agree - i did share save for my original...

I agree - i did share save for my original company which was part of Bass brewing 30 years ago. I bought shares at £3.00 up to £6.00 across the various years…. Those shares after a few changes in...
Forum: General Chat 9 Mar 24, 02:05 PM
Replies: 16
Views: 1,140
Posted By sam_b
Hi, ...

Hi,

https://www.gov.uk/tax-employee-share-schemes/save-as-you-earn-saye

That may help. You can stash some in an ISA (up to limit) or into a pension - but capital gains tax will be applicable...
Forum: General Chat 4 Mar 24, 12:51 AM
Replies: 7
Views: 1,219
Posted By sam_b
I am also very cynical. Most I have seen seem to...

I am also very cynical. Most I have seen seem to leave you either with zero support or a mono boob. You would think that someone could crack this engineering problem!
Forum: TV and Film 2 Mar 24, 08:59 PM
Replies: 177
Views: 14,448
Posted By sam_b
FINALLY finished Australia season 2 - wow! ...

FINALLY finished Australia season 2 - wow!
After getting so frustrated all the way through… I loved it!

Off to see if I can find interviews with them now! 🤣
Forum: General Chat 2 Mar 24, 06:53 PM
Replies: 19
Views: 1,495
Posted By sam_b
I love Erborian - I use the red corrector - goes...

I love Erborian - I use the red corrector - goes on green and matches my fair skin perfectly.

That said, when on holiday, I would always use a sunscreen factor 50 over a foundation … so I tend...
Forum: General Chat 28 Feb 24, 07:21 PM
Replies: 26
Views: 1,167
Posted By sam_b
I spent my 40th in Rome in January - t shirt...

I spent my 40th in Rome in January - t shirt weather during the day. The following year I was in Singapore drinking slings in Raffles - sweltering 30 degrees at night.
Forum: General Chat 23 Feb 24, 08:05 PM
Replies: 37
Views: 5,426
Posted By sam_b
https://www.jdwilliams.co.uk/shop/phase-eight-pris...

https://www.jdwilliams.co.uk/shop/phase-eight-priscilla-printed-twist-back-maxi-dress/YT030/product/details/show.action?pdBoUid=2094&optionColour=Multi&optionSize=10&promo=6202&gad_source=1&gclid=EAIa...
Forum: TV and Film 18 Feb 24, 01:00 AM
Replies: 15
Views: 1,936
Posted By sam_b
I was happy! Weakest ghost imo:)

I was happy! Weakest ghost imo:)
Forum: General Chat 18 Feb 24, 12:57 AM
Replies: 170
Views: 15,382
Posted By sam_b
That’s how I read it as well.

That’s how I read it as well.
Forum: General Chat 17 Feb 24, 05:56 PM
Replies: 170
Views: 15,382
Posted By sam_b
I absolutely agree with this. I have some...

I absolutely agree with this. I have some experience of working in the systems side of things in the NHS and that was eye opening.
Definitely attaching a walk in GP clinic to a hospital and a...
Forum: General Chat 16 Feb 24, 10:44 AM
Replies: 170
Views: 15,382
Posted By sam_b
I think Emergency medicine is really straining,...

I think Emergency medicine is really straining, and I agree, its likely overflow from GPs - you would imagine that there could be some more rigorous initial triage to rule out cartwheeling children…...
Forum: General Chat 15 Feb 24, 12:53 AM
Replies: 105
Views: 11,243
Posted By sam_b
I worked in 2 large companies 1 for 13 years in...

I worked in 2 large companies 1 for 13 years in the UK and 1 for 16 years in a global capacity doing a variety of Project Management, Training and HR roles. My last position was Global Employer Brand...
Forum: General Chat 12 Feb 24, 08:26 PM
Replies: 36
Views: 1,996
Posted By sam_b
I like Tua, I was upset for him in his concussion...

I like Tua, I was upset for him in his concussion season and hoped that he would come back strong - and it looked good for a while… but then… brrrrrrr :grin:
Forum: General Chat 12 Feb 24, 07:04 PM
Replies: 36
Views: 1,996
Posted By sam_b
I love that Mahomes plays - Brady, as good as he...

I love that Mahomes plays - Brady, as good as he was, just stood in the pocket. Mahomes set the record for most rushing yards last night!
He is pure magic to watch imo
Forum: General Chat 12 Feb 24, 05:29 AM
Replies: 36
Views: 1,996
Posted By sam_b
I love New Heights - next one will be good for...

I love New Heights - next one will be good for sure!
Forum: General Chat 12 Feb 24, 05:15 AM
Replies: 36
Views: 1,996
Posted By sam_b
The Chiefs are NEVER the underdogs! I have no...

The Chiefs are NEVER the underdogs! I have no nails but what a result! Bring on 3 back to back 😀
Forum: General Chat 11 Feb 24, 11:14 PM
Replies: 36
Views: 1,996
Posted By sam_b
This is my second retired Super Bowl - so much...

This is my second retired Super Bowl - so much nicer than having to get up 4 hours after going to bed!
Forum: General Chat 11 Feb 24, 10:02 PM
Replies: 36
Views: 1,996
Posted By sam_b
Who is staying up for the Super Bowl?

MEEEEE! So excited!
:grin:

I hope the Chiefs win - even sweeter to win at the home of the Raiders! :grin:
Forum: General Chat 11 Feb 24, 03:44 PM
Replies: 96
Views: 6,622
Posted By sam_b
We have been lucky to visit a lot of places...

We have been lucky to visit a lot of places listed including Australia and New Zealand (bagged companion 2 for 1s in Business), China, Japan several times etc.
I would love to go back to...
Forum: General Chat 9 Feb 24, 11:34 PM
Replies: 40
Views: 4,117
Posted By sam_b
Whippersnappers are already excluded though - you...

Whippersnappers are already excluded though - you have to be 35 to be president. So it seems logical that if you can impose a lower age limit, you should also be able to apply an upper limit.
Forum: General Chat 9 Feb 24, 03:14 PM
Replies: 40
Views: 4,117
Posted By sam_b
Agreed. But NONE of us at that age can predict...

Agreed. But NONE of us at that age can predict whether our marbles will still be intact in 4 years time…. The likelihood is that they won’t be. It’s just too risky IMHO. Upper limit of 70 at time...
Forum: General Chat 9 Feb 24, 02:49 PM
Replies: 40
Views: 4,117
Posted By sam_b
Borderline racist and misogynist? :grin: I think...

Borderline racist and misogynist? :grin: I think he crossed that border and can’t see it, it’s that far behind him… the man is vile.

I agree Joe is not the right candidate he is too old and the...
Forum: General Chat 5 Feb 24, 02:49 PM
Replies: 72
Views: 7,077
Posted By sam_b
We always assumed that we would want a lot of...

We always assumed that we would want a lot of holidays, but actually we have less desire to ‘run away’ now that we aren’t working, so we think that we will settle into one long haul and one European...
Forum: General Chat 5 Feb 24, 02:10 PM
Replies: 72
Views: 7,077
Posted By sam_b
The thing is though, you are unlikely to need £45...

The thing is though, you are unlikely to need £45 - £50k per year EACH.
If you are a couple then you need to know your joint annual spend. Ours is currently actually a modest £36k per year and we...
Forum: General Chat 5 Feb 24, 10:58 AM
Replies: 72
Views: 7,077
Posted By sam_b
Latest report advises that the state pension age...

Latest report advises that the state pension age needs to rise to 71 by 2050!
I see the state pension as icing on the cake - but I wouldn’t rely on it. At least with personal pensions you have more...
Forum: General Chat 4 Feb 24, 10:49 PM
Replies: 72
Views: 7,077
Posted By sam_b
Well for me, I was focused on retirement from...

Well for me, I was focused on retirement from turning 40, so the next 12 years, I pumped as much as possible into my pension. I have always been pretty fiscally responsible. We cleared our mortgage...
Forum: General Chat 4 Feb 24, 03:12 PM
Replies: 72
Views: 7,077
Posted By sam_b
If its an occupational defined benefits scheme,...

If its an occupational defined benefits scheme, the provider should be able to provide illustrations for you around various scenarios.
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