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Search: Posts Made By: Caroian
Forum: Current Virus Issue Forum 4 May 20, 10:08 PM
Replies: 13
Views: 951
Posted By Caroian
As a dentist, just popping in here to clear up...

As a dentist, just popping in here to clear up misconceptions.

Routine dentistry is not happening right now but there is provision for dealing with pain and other emergencies. Ideally you should...
Forum: Current Virus Issue Forum 1 May 20, 09:03 AM
Replies: 37
Views: 3,259
Posted By Caroian
I understand why people would want to cancel...

I understand why people would want to cancel their plan payments, but I will put up the other perspective just for balance. When you pay your monthly amount for Denplan or a similar plan, you are not...
Forum: Current Virus Issue Forum 1 May 20, 08:54 AM
Replies: 37
Views: 3,259
Posted By Caroian
If he has "pins sticking out of his gums" this...

If he has "pins sticking out of his gums" this sounds like it may be a bridge - i.e something that is normally fixed in rather, rather than a plate or denture which is removable. In this case make...
Forum: Current Virus Issue Forum 30 Apr 20, 07:45 PM
Replies: 37
Views: 3,259
Posted By Caroian
I agree that it is terrible, but please don't...

I agree that it is terrible, but please don't blame the dentists. We were mandated to close and don't have much say in it. If we go against what we have been told to do we risk losing our...
Forum: Current Virus Issue Forum 30 Apr 20, 07:40 PM
Replies: 37
Views: 3,259
Posted By Caroian
The list of reasons for referral that you have...

The list of reasons for referral that you have been given is not really accurate. Urgent Dental Care Hubs will also see you if you have pain that cannot be managed by other means, amongst other...
Forum: Current Virus Issue Forum 19 Apr 20, 09:17 AM
Replies: 68
Views: 4,814
Posted By Caroian
Our supermarket bill is up, but our overall food...

Our supermarket bill is up, but our overall food spend is definitely down. The supermarket costs have gone up because they include 3 meals a day every day for all of us and because weíre getting...
Forum: Current Virus Issue Forum 15 Apr 20, 08:32 PM
Replies: 17
Views: 2,762
Posted By Caroian
OP what sort of mask are you wearing? FFP3 masks...

OP what sort of mask are you wearing? FFP3 masks are definitely associated with a sore throat due the increased effort to breathe and the tendency to need to mouth breathe which dries the tissues...
Forum: Current Virus Issue Forum 15 Apr 20, 08:23 PM
Replies: 17
Views: 2,762
Posted By Caroian
This a kind thought, but please also consider the...

This a kind thought, but please also consider the possible longer term effects - are the sweets sugar free? If not and nurses are sucking on them all day they will be at significantly increased risk...
Forum: Current Virus Issue Forum 15 Apr 20, 03:05 PM
Replies: 1,178
Views: 83,840
Posted By Caroian
So sorry for your loss.Thinking of you are your...

So sorry for your loss.Thinking of you are your family and hope you're able to support one another at this time xx
Forum: Current Virus Issue Forum 13 Apr 20, 06:42 PM
Replies: 10
Views: 508
Posted By Caroian
As an update, it appears that what has happened...

As an update, it appears that what has happened in our case is that rather than processing this as a normal Avios cancellation and applying the per head fee (as someone mentioned earlier in the...
Forum: Current Virus Issue Forum 13 Apr 20, 08:43 AM
Replies: 245
Views: 37,536
Posted By Caroian
I will go when the FCO life their advisory not to...

I will go when the FCO life their advisory not to travel AND when I can get insurance that protects us both before and during travel. Since Covid-19 is likely to remain excluded from policies until...
Forum: Current Virus Issue Forum 12 Apr 20, 10:13 PM
Replies: 10
Views: 508
Posted By Caroian
They were reward seats. Two seats and then a...

They were reward seats. Two seats and then a third seat with a companion voucher.
Forum: Current Virus Issue Forum 12 Apr 20, 09:50 PM
Replies: 10
Views: 508
Posted By Caroian
The taxes should definitely be safe. If you did...

The taxes should definitely be safe. If you did nothing at all and simply did not turn up for the flight, you would still be entitled to the taxes back (which is why I cannot understand why BA are...
Forum: Current Virus Issue Forum 12 Apr 20, 09:12 PM
Replies: 10
Views: 508
Posted By Caroian
I think that is me you are referring to. I'm as...

I think that is me you are referring to. I'm as certain as I can be that the answer is no, they cannot do that. Unfortunately we were due to fly a few weeks ago, just as it was all kicking off and...
Forum: Current Virus Issue Forum 12 Apr 20, 05:03 PM
Replies: 2
Views: 779
Posted By Caroian
That would be disappointing. But to look at it a...

That would be disappointing. But to look at it a different way, at least the winner isn't actually out of pocket in any way. It could be a lot worse!
Forum: Current Virus Issue Forum 12 Apr 20, 05:00 PM
Replies: 974
Views: 98,434
Posted By Caroian
We had a three week DIY holiday booked with over...

We had a three week DIY holiday booked with over 20 separate elements requiring cancellation/refunds etc - many of them direct bookings with individual hotels and service providers, so will not...
Forum: Current Virus Issue Forum 12 Apr 20, 10:44 AM
Replies: 3
Views: 845
Posted By Caroian
Even if the US policy to deny entry to people...

Even if the US policy to deny entry to people from the UK were lifted, there would still need to be a change in FCO advice to give most people any kind of idea about their holidays. The FCO are...
Forum: Current Virus Issue Forum 12 Apr 20, 10:25 AM
Replies: 23
Views: 3,302
Posted By Caroian
Realistically they need your money to refund...

Realistically they need your money to refund people like us, whose cruise has already been cancelled (we were supposed to be disembarking in NOLA today :cry: ) If you pay, then the people coming...
Forum: Current Virus Issue Forum 12 Apr 20, 10:21 AM
Replies: 23
Views: 3,302
Posted By Caroian
Itís not a new tactic. Almost all of the major...

Itís not a new tactic. Almost all of the major cruise lines have employed this strategy from day one - full refund or 125% value as a voucher. Itís an effort to maintain their cash flow. If...
Forum: Current Virus Issue Forum 11 Apr 20, 05:43 PM
Replies: 140
Views: 8,700
Posted By Caroian
^^THIS. This current situation is far removed...

^^THIS. This current situation is far removed from anything we've seen before, and the response needs to be as fair as it can be.

I am one of those using money I'd put aside. But I will also be...
Forum: Current Virus Issue Forum 11 Apr 20, 05:40 PM
Replies: 140
Views: 8,700
Posted By Caroian
Absolutely! Thank you for this post as I do feel...

Absolutely! Thank you for this post as I do feel like I'm banging my head against a brick wall and I'm glad that I've obviously made myself clear enough that some people get what I'm saying. If no...
Forum: Trip Planning Florida 11 Apr 20, 05:27 PM
Replies: 20
Views: 1,720
Posted By Caroian
It's not all rosy with BA. We were meant to fly...

It's not all rosy with BA. We were meant to fly on March 28th and we're still waiting for confirmation of what is happening to our taxes and Avios... they're now refusing to speak to us on the phone...
Forum: Current Virus Issue Forum 11 Apr 20, 05:15 PM
Replies: 140
Views: 8,700
Posted By Caroian
I think the point a lot of us are trying to make...

I think the point a lot of us are trying to make is that it should only be the case if it is the case for everyone. If you happen to be an employee who has lots of savings and usually earns 75k+ why...
Forum: Current Virus Issue Forum 11 Apr 20, 04:29 PM
Replies: 5
Views: 1,080
Posted By Caroian
Most companies are dealing with people in date...

Most companies are dealing with people in date order, so will currently be focusing on April departures still. Many airlines and travel companies are currently only working on cancelling up to...
Forum: Current Virus Issue Forum 11 Apr 20, 04:03 PM
Replies: 140
Views: 8,700
Posted By Caroian
But they *are* supported by the taxpayer. We have...

But they *are* supported by the taxpayer. We have a welfare state. The level of support can be pitiful at times, but it is there. Some of the support is means tested, but by no means all.

The...
Forum: Current Virus Issue Forum 11 Apr 20, 02:36 PM
Replies: 6
Views: 909
Posted By Caroian
I'm avoiding talking about BA on here too much...

I'm avoiding talking about BA on here too much because they are not my favourite people right now. Suffice it to say we had a representative try to refuse to speak to us a couple of days ago because...
Forum: Current Virus Issue Forum 11 Apr 20, 02:29 PM
Replies: 4
Views: 986
Posted By Caroian
We used this successfully last week to get a...

We used this successfully last week to get a refund from Southwest. We were due to fly from La Guardia and the flight was re-routed from direct to two stops. We had already cancelled it and the value...
Forum: Current Virus Issue Forum 11 Apr 20, 09:59 AM
Replies: 140
Views: 8,700
Posted By Caroian
I don't think that anyone, whether self-employed...

I don't think that anyone, whether self-employed or employed, should be forced to fall back on their savings at a time of national crisis if it is avoidable though. Why should those who - whether...
Forum: Current Virus Issue Forum 10 Apr 20, 03:12 PM
Replies: 140
Views: 8,700
Posted By Caroian
It's refreshing to be able to have a sensible...

It's refreshing to be able to have a sensible discussion about it! Yes, you've understood it correctly now. I think of there is to be a net income cap it should apply equally to employed and...
Forum: Current Virus Issue Forum 10 Apr 20, 01:28 PM
Replies: 140
Views: 8,700
Posted By Caroian
You raise some valid points but I'm just going to...

You raise some valid points but I'm just going to respond to two.

In a) the difference is that as an employed person earning 200K you will get £2500 per month. As a self-employed person earning...
Forum: Current Virus Issue Forum 10 Apr 20, 12:42 PM
Replies: 140
Views: 8,700
Posted By Caroian
There is no doubt it isn't fair. I'm in complete...

There is no doubt it isn't fair. I'm in complete agreement!

But apparently we've brought it all on ourselves! So many people seem to misunderstand the nature of self-employment. There are many...
Forum: Current Virus Issue Forum 10 Apr 20, 11:43 AM
Replies: 140
Views: 8,700
Posted By Caroian
Only if it also entitles the self-employed to the...

Only if it also entitles the self-employed to the same benefits in terms of sick pay and the like!
Forum: Current Virus Issue Forum 10 Apr 20, 11:41 AM
Replies: 140
Views: 8,700
Posted By Caroian
^^This. An example that helps to illustrate this...

^^This. An example that helps to illustrate this one is that if most dentists decided they did not fancy the risk of being self-employed, there would be very few dentists around to fix toothache.
...
Forum: Current Virus Issue Forum 10 Apr 20, 11:36 AM
Replies: 140
Views: 8,700
Posted By Caroian
Another situation which is really awful...

Another situation which is really awful. Employees with health conditions definitely have greater scope to protect themselves from the virus at the moment, even if only with SSP - it's a start. But...
Forum: Current Virus Issue Forum 10 Apr 20, 11:31 AM
Replies: 140
Views: 8,700
Posted By Caroian
I agree that they have done an amazing job with...

I agree that they have done an amazing job with ONE exception - the cap on earnings for self employed. The claimable amount is capped and that should have been enough. Or they should have applied the...
Forum: Current Virus Issue Forum 10 Apr 20, 11:29 AM
Replies: 140
Views: 8,700
Posted By Caroian
Your post makes no sense. We are discussing...

Your post makes no sense. We are discussing people who will be receiving £0 per week, so by saying that £95 per week is not much you are agreeing that those in self-employment earning over 50K are...
Forum: Current Virus Issue Forum 10 Apr 20, 11:09 AM
Replies: 140
Views: 8,700
Posted By Caroian
Some self-employed people are in vulnerable...

Some self-employed people are in vulnerable groups and not able to take on these jobs. Some of us are still having to work (or be available to work at a moments notice) whilst not being paid. Yes,...
Forum: Current Virus Issue Forum 10 Apr 20, 11:08 AM
Replies: 140
Views: 8,700
Posted By Caroian
But many of us did plan for it as far as humanly...

But many of us did plan for it as far as humanly possible - we spend large amounts in business continuity insurance and income protection policies - none of which will pay out in the current...
Forum: Current Virus Issue Forum 10 Apr 20, 11:03 AM
Replies: 140
Views: 8,700
Posted By Caroian
Those who have been "artistic" will be the ones...

Those who have been "artistic" will be the ones still getting help. If you were dishonestly taking cash in hand and failing to declare it, that may bring your profits under the 50K and entitle you to...
Forum: Current Virus Issue Forum 10 Apr 20, 10:24 AM
Replies: 140
Views: 8,700
Posted By Caroian
But if you are used to making 50K profit then you...

But if you are used to making 50K profit then you will be used to having over £4000 per month coming in. No one is disputing that is a lot of money, but if you are used to living within those means...
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