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Search: Posts Made By: disney332
Forum: General Chat Yesterday, 10:46 PM
Replies: 5
Views: 304
Posted By disney332
I have just looked on Royal London who have very...

I have just looked on Royal London who have very good tech pages and yes P11D is included.

Disney332
Forum: ADR's, Dining, Food and Restaurants Yesterday, 10:33 PM
Replies: 8
Views: 123
Posted By disney332
Doh Disney332

Doh

Disney332
Forum: General Chat Yesterday, 10:23 PM
Replies: 5
Views: 304
Posted By disney332
Instinct is yes. What allowance are you...

Instinct is yes.

What allowance are you tapering and why

Disney332
Forum: Trip Planning Florida Yesterday, 10:16 PM
Replies: 3
Views: 117
Posted By disney332
You WILL be ok. No need to update ...

You WILL be ok.

No need to update

Disney332
Forum: ADR's, Dining, Food and Restaurants Yesterday, 10:10 PM
Replies: 8
Views: 123
Posted By disney332
Cali Grill, fireworks, window seat. Best by...

Cali Grill, fireworks, window seat.

Best by far at WDW

Disney332
Forum: Trip Planning Florida Yesterday, 05:37 PM
Replies: 4
Mde
Views: 160
Posted By disney332
0800 169 0730 Opt 4 from memory ...

0800 169 0730

Opt 4 from memory

Disney332
Forum: Trip Planning Florida Yesterday, 05:36 PM
Replies: 4
Mde
Views: 160
Posted By disney332
Happened to me earlier. Identical Phoned and...

Happened to me earlier. Identical

Phoned and they sent link whilst still on phone and stayed until i got back in.

Disney332
Forum: ADR's, Dining, Food and Restaurants Yesterday, 05:31 PM
Replies: 15
Views: 418
Posted By disney332
My MDE locked me out. Did not recognise my...

My MDE locked me out. Did not recognise my P/word.

The resent link failed and spent 30 mins on phone to reset.

Fine now.

Disney332
Forum: Accommodation Yesterday, 02:04 PM
Replies: 3
Views: 353
Posted By disney332
Talking exclusively about UK IHT,...UK domiciles...

Talking exclusively about UK IHT,...UK domiciles pay IHT on the value of their worldwide assets upon death, Florida and all.

The application of IHT and who is a UK domicile is beyond the general...
Forum: General Chat Yesterday, 01:26 PM
Replies: 10
Views: 911
Posted By disney332
Walking on air? Did you get the skyliner then 😂 ...

Walking on air? Did you get the skyliner then 😂

Disney332
Forum: General Chat Yesterday, 01:22 PM
Replies: 35
Views: 3,353
Posted By disney332
No advice, other than, this dibb community is...

No advice, other than, this dibb community is always available to you. 24/7, 365. You are not alone, we all pull together for the common good.

Disney332
Forum: Trip Planning Florida Yesterday, 01:13 PM
Replies: 1
Views: 99
Posted By disney332
Look on Money Saving Expert - MSE Disney332

Look on Money Saving Expert - MSE

Disney332
Forum: ADR's, Dining, Food and Restaurants Yesterday, 11:45 AM
Replies: 57
Views: 7,212
Posted By disney332
I have heard a rumour that its not on the dining...

I have heard a rumour that its not on the dining plan. Is this true?

Disney332
Forum: Trip Planning Florida Yesterday, 09:25 AM
Replies: 27
Views: 1,707
Posted By disney332
You need to know Where she works (or last...

You need to know

Where she works (or last employers name)

Employers address

Work phone number

Names of parents
Forum: Accommodation 19 Feb 20, 10:19 PM
Replies: 8
Views: 293
Posted By disney332
Last time I stayed at Hilton in the old part, it...

Last time I stayed at Hilton in the old part, it was grubby verging on filthy, but we were so tierd when we got there we just crashed

Perhaps this was one off, but its PI all the way for me now.
...
Forum: General Chat 19 Feb 20, 09:35 PM
Replies: 64
Views: 3,134
Posted By disney332
You are absolutely right Pumba, my assumption was...

You are absolutely right Pumba, my assumption was incorrect. You CANNOT carry forward.

Sorry for jumping in...

Disney332
Forum: General Chat 19 Feb 20, 09:19 PM
Replies: 64
Views: 3,134
Posted By disney332
Yes, As far as i am aware you can carry forward...

Yes, As far as i am aware you can carry forward for the unused allce for the 3 previous tax years. To effectively mop up

Dont forget you need income in the was is CURRENT tax year to be able to do...
Forum: Accommodation 19 Feb 20, 08:24 PM
Replies: 11
Views: 765
Posted By disney332
Look at all the Hotels in your area on a map and...

Look at all the Hotels in your area on a map and give them a ring ?

Or just do a google search for hotels with public access pools. Instinct tells me you will not return many results.

Disney332
Forum: Tickets 19 Feb 20, 06:42 PM
Replies: 18
Views: 834
Posted By disney332
That news is interesting. Have they used...

That news is interesting.

Have they used their allocation?

I still say, how can they sell the tickets...they are NOT for sale and the dates ARE NOT official, just an assumption based upon park...
Forum: General Chat 19 Feb 20, 06:24 PM
Replies: 64
Views: 3,134
Posted By disney332
Good luck, and hope you have a long and healthy...

Good luck, and hope you have a long and healthy retirement.

Never forget...your wealth is your health.

Disney332
Forum: General Chat 19 Feb 20, 06:19 PM
Replies: 64
Views: 3,134
Posted By disney332
If you see an ifa you could also consider phased...

If you see an ifa you could also consider phased retirememt.

If you dont plan to spend the 25% tax free cash you can phase it out, so every pension payment is 25% tax free. This can be done over a...
Forum: General Chat 19 Feb 20, 06:14 PM
Replies: 64
Views: 3,134
Posted By disney332
Yep, cannot see a problem with that, but might be...

Yep, cannot see a problem with that, but might be worth seeing an IFA.

Also, if you retire on April 4th and start taking your pension in the following tax year, you will have 12,500 of tax free...
Forum: General Chat 19 Feb 20, 06:08 PM
Replies: 64
Views: 3,134
Posted By disney332
As a DB pension is based upon salary and length...

As a DB pension is based upon salary and length of service, and it not directly investment based, you are unable to pay into it imho.

Disney332
Forum: General Chat 19 Feb 20, 05:59 PM
Replies: 64
Views: 3,134
Posted By disney332
Totally agree, was it Dire Straits - Money for...

Totally agree, was it Dire Straits - Money for nothing

Also the savings for the really high earners isceye watering.

At retirement opportunities now are mega. Always liked RL as a provider...
Forum: General Chat 19 Feb 20, 05:50 PM
Replies: 64
Views: 3,134
Posted By disney332
Never looked at it this way... If we ever...

Never looked at it this way...

If we ever meet on Main Street, lets have a coffee at Starbucks with calculators in hand !

Disney332
Forum: General Chat 19 Feb 20, 05:34 PM
Replies: 64
Views: 3,134
Posted By disney332
Just read your link. Never looked at it that...

Just read your link.

Never looked at it that way. Clearly the destination is the same but the explanation of our journeys is different.

I still say the interaction with pensions and income tax...
Forum: General Chat 19 Feb 20, 05:29 PM
Replies: 64
Views: 3,134
Posted By disney332
But your pension contribution is 30,000 not...

But your pension contribution is 30,000 not 24,000.

So to make a 30,000 you need to pay 24,000.

I agree you can spin it your way, but the interaction to income tax which after all, pensions...
Forum: General Chat 19 Feb 20, 05:18 PM
Replies: 64
Views: 3,134
Posted By disney332
Thank you for that. Take care Disney332

Thank you for that.

Take care

Disney332
Forum: General Chat 19 Feb 20, 05:08 PM
Replies: 64
Views: 3,134
Posted By disney332
I really did mean with respect whether you...

I really did mean with respect whether you believe that is your prerogative.

Disney332
Forum: General Chat 19 Feb 20, 04:50 PM
Replies: 64
Views: 3,134
Posted By disney332
This is fun... 3,600 is the gross...

This is fun...

3,600 is the gross contribution

2,800 is the net contribution after 20% tax relief on the gross.

If pension contributions interact with income tax, where does 25% tax come...
Forum: Tickets 19 Feb 20, 04:39 PM
Replies: 18
Views: 834
Posted By disney332
I agree, probably you have. Disney332.

I agree, probably you have.

Disney332.
Forum: General Chat 19 Feb 20, 04:16 PM
Replies: 28
Views: 1,709
Posted By disney332
Wow Cincinnati ! How exciting... Not even...

Wow Cincinnati ! How exciting...

Not even sure if i know where in the US that is. Can i ask what you were doing if thats ok?

Disney332
Forum: Tickets 19 Feb 20, 04:08 PM
Replies: 18
Views: 834
Posted By disney332
How can they have tickets if they are not for...

How can they have tickets if they are not for sale, as confirmed by Disney today on the phone.

With respect, i think you have been spun a line.

Disney332
Forum: General Chat 19 Feb 20, 04:03 PM
Replies: 64
Views: 3,134
Posted By disney332
With respect, the 720 uplift from your...

With respect, the 720 uplift from your contribution of 2880 to 3600 on day 1 is 20% (of 3600), equal to the basic rate of tax.

This leaves aside any exit taxation, which is another story.
...
Forum: General Chat 19 Feb 20, 03:56 PM
Replies: 28
Views: 1,709
Posted By disney332
Dont quote me, but i dont think the number of...

Dont quote me, but i dont think the number of runways matter.

Potential bird strikes are often the reason for an abort.

Disney332
Forum: General Chat 19 Feb 20, 02:35 PM
Replies: 28
Views: 1,709
Posted By disney332
I once spent a glorious afternoon in the Sofitel...

I once spent a glorious afternoon in the Sofitel lounge LGW which has the most brilliant of runway views.

In those few hours i must have seen 10 aborted landings, to be told that these are...
Forum: General Chat 19 Feb 20, 02:13 PM
Replies: 64
Views: 3,134
Posted By disney332
There is no other investment that gives a 20%...

There is no other investment that gives a 20% uplift on day 1.

If there was, people would be queuing up for it. As this is a pension and pensions have been given a bad name, very few people do it...
Forum: Tickets 19 Feb 20, 01:52 PM
Replies: 18
Views: 834
Posted By disney332
So should the mnsshp thread read... ...

So should the mnsshp thread read...

ADVANCE RESERVATIONS BEING TAKEN FOR MNSSHP NOW

? So nobody is mislead into thinking they have a ticket?

Disney332
Forum: Tickets 19 Feb 20, 01:50 PM
Replies: 18
Views: 834
Posted By disney332
Thankyou both. Much appreciated Disney332

Thankyou both. Much appreciated

Disney332
Forum: General Chat 19 Feb 20, 01:46 PM
Replies: 64
Views: 3,134
Posted By disney332
Thats because its grossed up by the basic rate...

Thats because its grossed up by the basic rate of income tax - 20%

Disney332
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