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Search: Posts Made By: mitch84
Forum: General Chat Today, 08:23 AM
Replies: 35
Views: 1,611
Posted By mitch84
You might want to brush up on your highway code

You might want to brush up on your highway code
Forum: General Chat 21 Mar 24, 12:54 AM
Replies: 28
Views: 1,614
Posted By mitch84
I buy Lidl and I’m very happy q with them

I buy Lidl and I’m very happy q with them
Forum: General Chat 19 Mar 24, 08:35 AM
Replies: 15
Views: 1,559
Posted By mitch84
Were there no etihad flights? This seems a...

Were there no etihad flights? This seems a strange route
Forum: General Chat 16 Mar 24, 09:10 AM
Replies: 308
Views: 20,682
Posted By mitch84
I think it’s just because I love the foo fighters...

I think it’s just because I love the foo fighters and they put on such a show. I have never seen Rammstein but I would love to.

It does sound good, but I like a bit more Ooopmh I think, and the...
Forum: General Chat 15 Mar 24, 11:48 PM
Replies: 308
Views: 20,682
Posted By mitch84
I think kings of Leon had a couple of great...

I think kings of Leon had a couple of great albums in the noughties which I play often now but hell they were disappointing live. It sounded like the album admittedly but otherwise complete...
Forum: General Chat 15 Mar 24, 08:41 AM
Replies: 308
Views: 20,682
Posted By mitch84
It’s definitely personal. I liked the Beautiful...

It’s definitely personal. I liked the Beautiful South but Paul Abbott (whilst a nice chap who sticks money behind the local pubs when he gigs there) can’t sell out our local day festival so I...
Forum: General Chat 14 Mar 24, 02:20 PM
Replies: 35
Views: 2,410
Posted By mitch84
Partial to a good sausage 😂😂 you can take the...

Partial to a good sausage 😂😂 you can take the bird out of Liverpool
Forum: General Chat 12 Mar 24, 08:41 AM
Replies: 31
Views: 3,793
Posted By mitch84
Totally this. You were very kind to look after...

Totally this. You were very kind to look after her and I would have done the same but I don’t see that the mum needs to thank/apologise to you
Forum: General Chat 10 Mar 24, 05:09 PM
Replies: 16
Views: 1,102
Posted By mitch84
He’s in the right here. I did my companies share...

He’s in the right here. I did my companies share save scheme. Bought shares for 27p, currently at 1.06
SAYE schemes often have no loss as you can decide to take the cash
I get it’s a bit of admin...
Forum: General Chat 9 Mar 24, 05:16 PM
Replies: 16
Views: 1,102
Posted By mitch84
You can transfer SAYE shares to an S&S ISA tax...

You can transfer SAYE shares to an S&S ISA tax free in a bed and ISA transaction.
You basically sell those shares, and they get bought back in the S&S ISA at the same price. Only your husband can do...
Forum: General Chat 9 Mar 24, 03:08 PM
Replies: 16
Views: 1,102
Posted By mitch84
I just suggested half as you’ll both get a CGT...

I just suggested half as you’ll both get a CGT allowance each year.
If you did a sale in Feb 25 and April 25 each, then that’s £12k of gain you can dispose of tax free. As you don’t have that many...
Forum: General Chat 9 Mar 24, 02:20 PM
Replies: 16
Views: 1,102
Posted By mitch84
I can reply fully later but I have done this...

I can reply fully later but I have done this recently
He can transfer half to you, so you both get the limit
Will you have them before 5th April
Forum: General Chat 7 Mar 24, 08:11 AM
Replies: 3
Views: 401
Posted By mitch84
Amazon is indeed my friend. Thankyou, I went for...

Amazon is indeed my friend. Thankyou, I went for the aqua beads
Now to grovel it profusely
Forum: General Chat 6 Mar 24, 10:48 PM
Replies: 3
Views: 401
Posted By mitch84
7th birthday gift

Completely cocked up and missed my best friends youngest daughters 7th birthday.
Not good as we are very close
Can any one suggest something I can get delivered tomorrow as I feel awful
Thanks
Forum: General Chat 6 Mar 24, 11:15 AM
Replies: 17
Views: 1,147
Posted By mitch84
I have a LISA with moneybox too. I'm saving it...

I have a LISA with moneybox too. I'm saving it for hopefully slightly early retirement as I'm on my second house purchase but the extra £1k a year is a nice bonus and the interest rates aren't bad
Forum: General Chat 2 Mar 24, 09:18 AM
Replies: 10
Views: 594
Posted By mitch84
Touch wood my face has always remained clear. My...

Touch wood my face has always remained clear. My scalp at the moment which has been good for ages is a complete mess.
My biggest issue at the moment though is inverse. The boning of my wedding dress...
Forum: General Chat 27 Feb 24, 12:39 PM
Replies: 33
Views: 2,826
Posted By mitch84
Try cutting out all fructose - onions, garlic,...

Try cutting out all fructose - onions, garlic, peppers are high in fructose and see if it eases
That's a very common cause
Forum: General Chat 23 Feb 24, 09:06 AM
Replies: 28
Views: 1,951
Posted By mitch84
That's my concern. Bonus is I paid 27p for them...

That's my concern.
Bonus is I paid 27p for them and are now worth 1.06, but i'd still rather maximise their value.
I transferred some to my husband and we both sold a year of CGT value as soon as...
Forum: General Chat 22 Feb 24, 10:50 PM
Replies: 28
Views: 1,951
Posted By mitch84
I do, only because a SAYE share scheme with my...

I do, only because a SAYE share scheme with my company recently vested.
I transferred the value of my remaining ISA balance in. The shares in them are actually my shares in my company if that makes...
Forum: General Chat 19 Feb 24, 09:31 AM
Replies: 17
Views: 1,497
Posted By mitch84
That was one of the reasons I asked where her...

That was one of the reasons I asked where her degree was from and what her favourite subject was. I’m an accountant (in industry) but big 4
will probably have her sat at a desk 14 hours a day...
Forum: TV and Film 18 Feb 24, 09:27 AM
Replies: 79
Views: 6,731
Posted By mitch84
It’s a guessing game too though and everyone knew...

It’s a guessing game too though and everyone knew it was Lemar
Forum: General Chat 17 Feb 24, 08:42 PM
Replies: 17
Views: 1,497
Posted By mitch84
Where did she go to uni and what was her...

Where did she go to uni and what was her favourite/best subject in her degree
Forum: General Chat 16 Feb 24, 03:41 PM
Replies: 38
Views: 2,911
Posted By mitch84
This is when I feel really bad. My dog sitter...

This is when I feel really bad. My dog sitter charges £10 a night but I give her £15 plus good gifts
She is a family friend of my husbands though
Forum: General Chat 15 Feb 24, 07:44 PM
Replies: 3
Views: 597
Posted By mitch84
Yep, they have just changed name to a studio

Yep, they have just changed name to a studio
Forum: General Chat 15 Feb 24, 11:08 AM
Replies: 12
Views: 926
Posted By mitch84
I did wonder what a superb owl parade was for a...

I did wonder what a superb owl parade was for a second
Forum: General Chat 13 Feb 24, 02:14 PM
Replies: 12
Views: 786
Posted By mitch84
Top tip is to give them your old and buy new...

Top tip is to give them your old and buy new yourself
They get bashed about a bit so cheapy sets aren’t ideal, but equally can get lost
Forum: General Chat 13 Feb 24, 01:21 PM
Replies: 15
Views: 2,368
Posted By mitch84
Yep, we were mortgage free on our little terrace...

Yep, we were mortgage free on our little terrace but knew it wasn’t a long term house for us.
We were able to be no chain buyers and put down a 50% deposit on our current property.
We took out a 25...
Forum: General Chat 13 Feb 24, 11:31 AM
Replies: 96
Views: 6,470
Posted By mitch84
The one place I wouldn’t go is Dubai/UAE except...

The one place I wouldn’t go is Dubai/UAE except transitting through the airport. Qatar is the same.
Luckily I have never really fancied it anyway

I was lucky enough to get to St Petersburg and it...
Forum: Social Groups 13 Feb 24, 09:31 AM
Replies: 3,147
Views: 93,449
Posted By mitch84
Personally I loved Six and Book of Mormon. Seen...

Personally I loved Six and Book of Mormon. Seen both multiple times but struggled with Hamilton and won’t be returning
Forum: General Chat 11 Feb 24, 04:14 PM
Replies: 96
Views: 6,470
Posted By mitch84
I did Egypt and the pyramids etc. was great to...

I did Egypt and the pyramids etc. was great to see but the pyramids were a tourist hell hole in 2005 so hate to think what they are like now. Sharm el sheikh was horrendous
So glad we were on a...
Forum: General Chat 11 Feb 24, 04:12 PM
Replies: 96
Views: 6,470
Posted By mitch84
I did India independently in 2014 and travel...

I did India independently in 2014 and travel there for work very regularly so if you want to talk it through just shout
Forum: General Chat 11 Feb 24, 08:00 AM
Replies: 96
Views: 6,470
Posted By mitch84
New Zealand for me, my favourite country in the...

New Zealand for me, my favourite country in the world and a good friend has recently moved over there.
Like others I just can’t do the flight any more. There is no way I could afford first and even...
Forum: General Chat 4 Feb 24, 02:28 PM
Replies: 72
Views: 6,960
Posted By mitch84
I assumed they meant contracting. You set up your...

I assumed they meant contracting. You set up your own business and take on a contract and invoice for your work.
I was at FC level for several years post FM level, with assistant FC in between, and...
Forum: General Chat 2 Feb 24, 01:42 PM
Replies: 52
Views: 5,650
Posted By mitch84
I got an Emma and absolutely loved it. So...

I got an Emma and absolutely loved it. So comfortable and supportive and completely cured my aching hips etc.
Unfortunately 3 years in it has sagged badly. Wouldn’t really recommend as should last...
Forum: General Chat 1 Feb 24, 10:41 AM
Replies: 34
Views: 2,391
Posted By mitch84
I think the stat is 80-90% of people use PCP to...

I think the stat is 80-90% of people use PCP to finance ‘new cars’
If you look at the make up of the cars on the road there are an awful lot of significantly older cars on the road than 3-4 years old
Forum: General Chat 1 Feb 24, 12:09 AM
Replies: 34
Views: 2,391
Posted By mitch84
I always got a bank loan and bought a 3 year old...

I always got a bank loan and bought a 3 year old car when I needed to buy cars.
Worked out well for me
Forum: General Chat 31 Jan 24, 11:40 AM
Replies: 15
Views: 861
Posted By mitch84
No ice cream. Need to be eating proper food to...

No ice cream. Need to be eating proper food to clear the area
It’s sore but does clear in a few days
Forum: General Chat 30 Jan 24, 02:07 PM
Replies: 202
Views: 10,014
Posted By mitch84
Least it broke the mould when you met me 😂😂

Least it broke the mould when you met me 😂😂
Forum: General Chat 29 Jan 24, 11:44 PM
Replies: 202
Views: 10,014
Posted By mitch84
The man who runs that is a complete loon...

The man who runs that is a complete loon though…..

Fishnet in latchford is friendly, half the price and do gluten free too x
Forum: General Chat 29 Jan 24, 02:06 PM
Replies: 202
Views: 10,014
Posted By mitch84
Chippies near me in Warrington have them?

Chippies near me in Warrington have them?
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