[loldis]

I don’t have their card anymore but looks like they’ve dropped the travel insurance.

My local stores (both home and work) don’t have a cafe so the drinks vouchers would mean a trip out of my way to use, so worthless. But even if that wasn't a problem for you, I’d still not factor the value in since it’s easy to earn free coffee so many places.

The main perk is triple points on spends so the worth will come down to how much you spend on the card. Would you earn more than the cost of the club? I’d say you’d need to be earning at least £60 a year in vouchers now (excluding bonus points/vouchers) with no plans to decrease spends just to break even.