[steve@mac155.f]

PayPal does not offer the same protection as a credit card under section75 as PayPal treats the payment as a service and not goods even though you have used your CC you have used a 3rd party processer to make the payment, might be worth contacting PayPal to see what there refund policy is in this case.

As to a safe payment options there really is no safe options just ones that give you a better level of getting some money back if needed.

Steve