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Old 18 Aug 19, 06:39 PM  
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#72
munmun
Imagineer
 
Join Date: May 10
The amount you have as a pension is not only based on your spending on holidays, disposable assets etc. Mostly it depends on life experience which is frequently down to luck rather than judgement.

It depends on redundancy, promotions, divorce, cost of living (amount needed to spend on housing, food etc).

It also depends on your age, the boomers have mainly had it good. No student loans, low house prices compared to income and the lack of consumables to purchase and a post war mindset. (I am one, I know this will be controversial)
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