20 May 19, 10:55 AM
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#5
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20 May 19, 10:55 AM
mick
VIP Dibber
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VIP Dibber
Join Date: Apr 04
Location: Rugby
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Originally Posted by whenyouwish...
Thank you so much for replying. That's good to know.
So am I best holding off getting insurance until I've seen the consultant and know what's what for definite? It could be a few more weeks yet.
I did an online quote and if the gallbladder is left in when we go but I've had gallstone flare-ups then the quote was a lot higher then if it's removed. See more...
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In our (fairly extensive ) experience you are usually better off waiting for a prognosis and treatment plan before you get a quote. I renewed our policy yesterday and "undiagnosed conditions" was one of the exclusions. Some PEMCs such as cancer are often "have you ever?" but others such as gall stones/bladder will usually be more recent and will ask about recent treatment and operations, future planned treatment and medications etc.
Please be absolutely honest. If you make a claim they have the right to access medical records and if you've held back anything they may refuse your claim.
Mick
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