[whenyouwish...]

Originally Posted by mick

In our (fairly extensive ) experience you are usually better off waiting for a prognosis and treatment plan before you get a quote. I renewed our policy yesterday and "undiagnosed conditions" was one of the exclusions. Some PEMCs such as cancer are often "have you ever?" but others such as gall stones/bladder will usually be more recent and will ask about recent treatment and operations, future planned treatment and medications etc.

Please be absolutely honest. If you make a claim they have the right to access medical records and if you've held back anything they may refuse your claim.


Mick

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Oh, I will completely be honest. I wouldn't like to do anything but. I think I will wait then until I see the consultant & then I will take out the insurance. That way I will know the answers 100% for each Q relating to it.

Thank you.