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Unread 12 Jan 19, 11:42 PM  
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#1
Jan
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M&S Premium Club

I have received an invitation to join this and am wondering if it is really worth 10 per month. Is anyone a member and, if so, what are your thoughts please?
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Unread 12 Jan 19, 11:59 PM  
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Cherrypie
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Ooh have they opened it up again? Its free travel insurance (well in the cost) plus coffee vouchers and other vouchers I think x
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Unread 13 Jan 19, 12:08 AM  
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#3
Jan
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I havent read anything about travel insurance.
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Unread 13 Jan 19, 09:45 AM  
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loldis
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Join Date: May 17
I dont have their card anymore but looks like theyve dropped the travel insurance.

My local stores (both home and work) dont have a cafe so the drinks vouchers would mean a trip out of my way to use, so worthless. But even if that wasn't a problem for you, Id still not factor the value in since its easy to earn free coffee so many places.

The main perk is triple points on spends so the worth will come down to how much you spend on the card. Would you earn more than the cost of the club? Id say youd need to be earning at least 60 a year in vouchers now (excluding bonus points/vouchers) with no plans to decrease spends just to break even.

Edited at 10:52 AM.
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Unread 13 Jan 19, 10:08 AM  
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chrisxal
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I have had my M&S premium card for quite a few years, I get and use all the free tea/coffee vouchers, 3-4 times a year they send me free vouchers to spend in store, plus the points vouchers each time I use my card but the biggest perk is free world wide family annual travel insurance and it covers up to age 80 whereas a lot of travel insurance only cover up to age 70 or add on a extra cost, it even covers the grandchildren when they travel with us. So a no brainer really.
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Unread 13 Jan 19, 10:35 AM  
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#6
Jan
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The travel insurance seems to have been dropped 😟
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Unread 13 Jan 19, 11:21 AM  
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#7
EssexSue
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Join Date: Feb 09
We get free travel insurance with our bank so that's no use to me. Just realised I forgot to use my Sparks card again last week so I think this is a definite thanks but no thanks.

Edited at 11:22 AM.
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