Opening a bank account in the USA

Lovesholidays · 17 May 19, 09:20 PM

Hi
We have just got back and I don’t know why we didn’t go when we were there, but I would like to open a account over there. Is there anyway you can open one online? If not has anyone got a UK dollar account like with hsbc etc many thanks

**Colette-S** · 17 May 19, 09:24 PM

I have one with Barclays and I also have a Euro account. Really straightforward to open

Lovesholidays · 17 May 19, 09:26 PM

Originally Posted by Colette-S

I have one with Barclays and I also have a Euro account. Really straightforward to open

Thanks for replying, can you use debit cards over there, like in shops etc and atms ? Thanks

**Colette-S** · 17 May 19, 09:30 PM

Originally Posted by Lovesholidays

Thanks for replying, can you use debit cards over there, like in shops etc and atms ? Thanks

Not sure about that and I do t have any cards.Not long opened them and mine was so I could move quickly and convert when I need to do quickly. Plus I’m buying property in Europe so needed an account for that transaction so different purpose really

Lovesholidays · 17 May 19, 09:34 PM

Originally Posted by Colette-S

Not sure about that and I do t have any cards.Not long opened them and mine was so I could move quickly and convert when I need to do quickly. Plus I’m buying property in Europe so needed an account for that transaction so different purpose really

Ok thanks I guess I will have to go in and ask. Wish I had done it in Florida last week...

SugarRush · 17 May 19, 10:45 PM

It’s not a dollar account Per-Se but look at Starling and see if that fits the bill

Wembleygal · 20 May 19, 12:37 PM

I opened a SunTrust account last year, but I did it in person when I was in Orlando.

Do5-BaG · 20 May 19, 12:51 PM

I have done both, but with my Sun-Trust account I set it up in Person while in Orlando.

I have HSBC Business Current accounts in Sterling / EURO / USD, easily setup I just popped in made and appointment with an account manager and away you go.

You can apply for cards for each currency as they will have their own Bank Account Numbers.

I have mine setup as I'm usually paid in EURO or USD so instead of getting paid by X company I've completed work for and then relying on them / their bank to convert by their exchange rates at the end of each invoiced month I just do it myself when the rates are favorable.

Alternatively, if you're just wanting an account for holidays, personally I'd look for a Credit card which offers 0% foreign charges when abroad, I have 2 through Halifax and Barclaycard and I only ever use them when travelling.

20 May 19, 12:51 PM	#8
	20 May 19, 12:51 PM Do5-BaG Very Serious Dibber
Do5-BaG Very Serious Dibber Join Date: Mar 11	I have done both, but with my Sun-Trust account I set it up in Person while in Orlando. I have HSBC Business Current accounts in Sterling / EURO / USD, easily setup I just popped in made and appointment with an account manager and away you go. You can apply for cards for each currency as they will have their own Bank Account Numbers. I have mine setup as I'm usually paid in EURO or USD so instead of getting paid by X company I've completed work for and then relying on them / their bank to convert by their exchange rates at the end of each invoiced month I just do it myself when the rates are favorable. Alternatively, if you're just wanting an account for holidays, personally I'd look for a Credit card which offers 0% foreign charges when abroad, I have 2 through Halifax and Barclaycard and I only ever use them when travelling. __________________ "This is the car at the edge of the road, there's nothing disturbed, all the windows are closed, I guess you were right, when we talked in the heat, there's no room for the weak" Edited at 12:57 PM.