Am I an idiot for going August 2021?

[sarahc]

Originally Posted by Floridag1rl

If you book a holiday now and buy travel insurance this is what Which are saying

'This means if the FCDO advises against all but essential travel, as it has done for much of the world for most of last year and 2021 so far, no insurer we surveyed will pay out. Similarly, if the ‘travel corridor’ with your destination country is closed, no insurer will cover you to cancel.'

I am reading this that as UK citizens we are not allowed to travel at the moment so if you book and take out insurance now and in the future you need to cancel you are not covered because you took out the insurance when it was against the law to travel anywhere. I was on the phone to my bank insurance today and this is what I was told.

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Good to know!

[SteveC]

Our family is hoping for an August holiday over there and I’ve just booked flights for 14 of us for 4 weeks from 24 July.

[mrsmickey]

Originally Posted by sarahc

Good to know!

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But this is about where it’s clever to work out where you are with insurance vs cancellations. If you can cancel for free or get your money back because advice remains not to travel, you don’t need the insurance to pay out. I have a cut off date where, if we can’t travel, we won’t be able to get full refunds so that’s the point where We’ll have to make a decision on whether to cancel. However, as long as FCO say travel is ok, regardless of when we booked, I know we’ll be covered for medical and accommodation costs if we get ill when out there.

Interestingly, we’re not covered if we don’t have recommended vaccines

[TartanTink]

I am hopeful for August 28th but from Scotland and it looks like travel for us will be a bit later than England. Hoping its 3rd time lucky 🍀 and we don't need to find another date

[ziggyzag]

I am hoping for begining of June

[Dendycat]

We’re booked for august including a 4 day cruise!
Never planned to do the Disney parks with this trip and the cruise was booked in feb 2019 so still keeping our fingers crossed.

[Beth_Disney]

I don’t think your an idiot, it’s good to have something to look forward to. I’ve booked a few things but they’re fully refundable, pay on arrival (no penalty for cancelling) or deposit only with the rest being payable much later in the year. I’ve had a few holidays cancelled and haven’t been upset about any, I’ve come to realise I enjoy the planning and research more than the holiday!

[Princess Alison]

We may all (or mostly) be vaccinated by August, but overseas may not. Even if we are vaccinated, we can still carry the virus. Also where we travel to overseas may not be as far along in their vaccinations, and we may infect people. Or if we get ill, we may need their hospitals..which may be full treating their Covid patients.

So I think we need to be careful before opting to head overseas.

[Kidd McFluff]

We fly on the 6th August. ! week onsite at OKW and then a couple of nights at Hard Rock Hotel before moving to a villa for some pool time and a week hitting the malls, beach and parks. Me and Mrs McFluff are in our 40's so will have had our first jabs and possibly even our second by then. We are supposed to be travelling with our extended family so while we would be happy to go I'm not sure about the others. We will have another look at things in June (when we need to pay or delay) and make a more informed decision then.

I think it's probably more important that the US get their vaccine roll out sorted and infection numbers start to go down there. The US are a long way behind when it comes to vaccinating their people but they seem to be catching up. If we have to move it I guess we will move to Spring 2022. I don't want to wait that long!

[YorkshireT]

Originally Posted by Princess Alison

We may all (or mostly) be vaccinated by August, but overseas may not. Even if we are vaccinated, we can still carry the virus. Also where we travel to overseas may not be as far along in their vaccinations, and we may infect people. Or if we get ill, we may need their hospitals..which may be full treating their Covid patients.

So I think we need to be careful before opting to head overseas.

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Do you think this could be too risk adverse when AZ cuts your risk of hospitalisation by 94% and if the hospitalisation rate under 60 is about 1%, the risk of going to hospital with Covid is maybe about 0.06% even if you catch it. And of course, chances are you won’t. So reduce that 0.06% many times over, particularly given the US will be well along with its programme by summer and the vaccines do cut transmission.

If you have been vaccinated the risk seems tiny to me. You can be so risk adverse you’ll end up never going anywhere. Seems this risk is not going away anytime soon, just like many others.