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Trip Planning Florida Florida Holiday Planning Questions, Suggestions and Tips. |
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21 Mar 20, 05:14 PM |
#1
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Imagineer
Join Date: Nov 09
Location: Wigan
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Insurance - Elephants in the room
Apologies if this has been covered. My inclination to be on the dibb is somewhat suppressed at the moment. I haven't read as much as I usually do.
I have seen plenty of discussion about insurance paying out for cancelled/declined trips. However assuming we do get somewhat back to normal for summer and the summer trips go ahead, is the big elephant in the room, how you insurance will deal with things if you catch it out there ? Then following on from that how expensive insurance will be for next years trips?
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Should I stay or should I go ! |
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21 Mar 20, 05:32 PM |
#2
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Imagineer
Join Date: Feb 13
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I think it depends on two things -
1. When you tool out the insurance. Many are saying 18th March is the deadline. 2. Whether you are travelling against FCO advice. Surly travel insurance will have to increase following all the claims? |
21 Mar 20, 05:49 PM |
#3
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VIP Dibber
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Nationwide have emailed out to say bookings before the 18th March are covered. I’d imagine it’ll be similar to the ash cloud and no one will be covered for a while. Insurance companies will have to wait it out like the rest of us and get a feel for how likely this is to happen again. I would imagine you may be able to pay extra in the future for pandemic cover but it won’t come as standard.
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21 Mar 20, 05:53 PM |
#4
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Imagineer
Join Date: Feb 13
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I think another problem is annual insurance renewal. Renewals are unlikely to cover CV19 which makes future holiday bookings risky is this is the case.
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21 Mar 20, 08:29 PM |
#5
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Guest
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yes our annual insurance provider has stated future trips will not be covered for COVID so i think until they have a readily available vaccine or test to show proof of immunity its going to be impossible to get a policy to cover it.
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21 Mar 20, 09:55 PM |
#6
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Very Serious Dibber
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21 Mar 20, 09:59 PM |
#7
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Apprentice Imagineer
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This is the problem i have as we are due to travel and of July but my annual policy is to renewed in May so I won't be covered.
I don't see how this can be right,I am being penalised for having an annual policy.
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My Trip Reports The Cheeky Monkey "What about me?" Florida Trip 2014 Beaching it with the Poole's August 2016 Live A Southern Adventure August 2018 |
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21 Mar 20, 10:14 PM |
#8
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Imagineer
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New bookings will not provide COVID-19 cover whether you have annual policy or a single journey policy.
I work in the industry and insurance is there to guard against certain risks not something which is already happening (i.e. COVID-19) Edited at 10:16 PM. |
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21 Mar 20, 10:23 PM |
#9
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Imagineer
Join Date: Mar 19
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If by some miracle my holiday was to go ahead, I would be covered for it because I booked a year ago, I assume this will be the case for my holiday booked a few months ago for 2021.
I assume however I wouldn’t be covered if I rebook my non-miraculous May holiday! |
22 Mar 20, 12:48 AM |
#10
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Excited about Disney
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I've been wondering this too as my annual travel insurance runs out in September and I'm deciding whether to rebook our holiday or wait a bit.
Say the FCO lifted it's no travel advice and we went on holiday later in the year (we can only hope at this stage!), I can understand that the travel insurance wouldn't cover us for cancellation but would they cover medical expenses if we got Covid-19 out there and needed medical attention?
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1990 - Disney World (I Drive), 1997 - Disney World (I Drive), 2007 & 2008 - Disneyland Paris, 2009 & 2011 - Disney World (I Drive & LBV) , 2013 - Disneyland California (offsite) - 2015 Disney World (BCL & LBV) , 2017 & 2022 Disney World (LBV) Plus many other US holidays and road trips (aiming to visit every state ) |
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