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Car Hire & Transportation Discuss the best way of getting around Florida. |
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8 Nov 20, 10:54 PM |
#21
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Imagineer
Join Date: Feb 13
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9 Nov 20, 08:12 AM |
#22
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VIP Dibber
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Earlier this year I idiotically clicked on a FB link which turned out to be a dodgy chinese supplier. The purchase price was just £80. I did a successful chargeback through my VA MC.
I know that S75 has a min purchase price of £100 though
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DVC Member BCV, BLT & VGC |
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9 Nov 20, 11:44 PM |
#23
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Getting Excited
Join Date: Nov 15
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Santander
When can I make a claim? You’ll be able to make a claim under Section 75 of the Consumer Credit Act 1974 as long as: n The goods were purchased using your Santander credit card (debit cards do not give section 75 protection) n The primary cardholder purchased the goods/services or benefitted from the purchase if made by an additional cardholder. n The individual goods or services cost more than £100 and less than or equal to £30,000 n You paid the supplier of the goods or services directly using your credit card (Note – if you paid a third party such as a travel agent, PayPal or Amazon Marketplace then you may not have section 75 protection) n The purchase was made within the last 6 years MBNA What’s covered by Section 75? It applies when the total purchase price of the goods or services is over £100 but not more than £30,000 and all or part of the purchase price was made using a credit card. When does Section 75 not apply? •You use a debit card instead of a credit card. Purchases made by debit card aren't covered under Section 75. Instead they're covered by the chargeback system. Cheques and cash are also excluded under Section 75. •The contract value is lower or higher than the threshold. Claims are limited to goods or services where the total purchase price is over £100 but not more than £30,000 and all or part of the purchase price was paid using a credit card. •You use your credit card to make a cash withdrawal rather than paying the supplier by credit card. Because you’re using your credit card to borrow cash, there’s no retailer involved in the process so there's nothing to link the creditor (MBNA) to the merchant. Payments made via third parties - sometimes a business taking payment is acting as an agent for the actual supplier. When this happens, Section 75 may not apply and you may not be able to claim against the credit card provider. So where possible, make any credit card payment direct to the company actually supplying the goods or services. Edited at 11:47 PM. |
9 Nov 20, 11:59 PM |
#24
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VIP Dibber
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I'm also so sorry to hear this news. The service we received a couple of years ago was amazing and something I was prepared to pay a premium for considering I didn't want to drive from the airport with having young children and a husband with a medical condition. Wishing them all the best for the future.
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