Help with banker's draft question

KarenS · 3 Aug 06, 10:03 PM

hi,

can anyone tell me if a banker's draft should look like a normal cheque? I am going to collect my new car tomorrow and need a banker's draft but what they have given me looks like a normal cheque drawn on the bank's account.

Hope this isn't too stupid a question.

Thanks

karen

Bozza · 3 Aug 06, 10:07 PM

Sounds right to me.

(Just processed a job where I handled hundreds of millions of pounds in bankers drafts and most only look vaguely like a "normal" person cheque)

Guest · 3 Aug 06, 10:27 PM

That is exactly what it should look like, it is just a cheque directly from the bank. They do seem insignificant considering their value.

orlandobaby · 3 Aug 06, 10:39 PM

What car u getting... a sporty one?

KarenS · 3 Aug 06, 10:47 PM

I've just passed my test.

It's a nissan micra sport 1.2 in metallic red -really really cute!

Karen

Bozza · 3 Aug 06, 11:07 PM

You've got to love the use of "1.2" and "sport" in the same description!

Enjoy it - your first car is always very special.

Guest · 3 Aug 06, 11:36 PM

Glad this question arose, i just brought an item from ebay and i want to use a bankers draft to pay, do i need the person's name that i'm buying from before i go to the bank to as them to draw me one up?

Bozza · 3 Aug 06, 11:37 PM

Originally Posted by ukdiva

Glad this question arose, i just brought an item from ebay and i want to use a bankers draft to pay, do i need the person's name that i'm buying from before i go to the bank to as them to draw me one up?

Yes. (some random extra text to get me above the 10 character min. limit)

ERICSMUM · 3 Aug 06, 11:38 PM

Originally Posted by KarenS

hi,

can anyone tell me if a banker's draft should look like a normal cheque? I am going to collect my new car tomorrow and need a banker's draft but what they have given me looks like a normal cheque drawn on the bank's account.

Hope this isn't too stupid a question.

Thanks

karen

A bankers draft is a cheque issued by a bank and signed by an officer of that bank, not by the customer (as one of your/my cheques would be).

Linda

KarenS · 3 Aug 06, 11:50 PM

Thanks guys!

and why does everyone laugh when I say I'm getting a Nissan Micra Sport?

When I told my boss she said it was a waste of a spoiler putting it on a Micra!

I can't wait to get it.

Karen

3 Aug 06, 10:27 PM	#3
	3 Aug 06, 10:27 PM Guest Guest
Guest Guest	That is exactly what it should look like, it is just a cheque directly from the bank. They do seem insignificant considering their value.

3 Aug 06, 11:36 PM	#7
	3 Aug 06, 11:36 PM Guest Guest
Guest Guest	Glad this question arose, i just brought an item from ebay and i want to use a bankers draft to pay, do i need the person's name that i'm buying from before i go to the bank to as them to draw me one up?