A good abroad 0% interest credit card

merkat · 18 Jun 19, 02:52 PM

Hi guys,

As asked above anyone know of a good credit card for abroad but one that will offer 0% interest for a 12 months or so so we can pay it off monthly when we come back?

Thanks

Do5-BaG · 18 Jun 19, 03:13 PM

Hmmm I think Barclays currently have a 0% card that also offers 0 additional exchange rate charges on foreign currency, best bet is to use this link and have a read-up on your options, as I'm not sure many of them offer 0% interest AND 0 additional exchange rate charges, its usually one or the other:

moneysavingexpert/cr...-credit-cards/

For info, I have both the Barclay Card Platinum Cashback Plus and Halifax Clarity which I know both offer the, 0 additional exchange rate charges to include ATM withdrawals when abroad, but don't think they offer any interest free periods and need to be paid in full each month.

merkat · 18 Jun 19, 03:16 PM

Thanks for replying i think you might be right too on initial research hence me checking on here.

I will look into that one

novocastrian · 18 Jun 19, 03:24 PM

Post Office Platinum , offer says 8 months interest free, i got 18 months but guess this might be linked to credir score? or maybe that offer has expired now, eligibility checker on link as well

postoffice/credit-card/platinum

merkat · 18 Jun 19, 03:24 PM

Thanks so much

Do5-BaG · 18 Jun 19, 03:33 PM

A note on the Post Office card, It was a choice between that and the other 2 cards that I eventually BOTH went for.

The reason i didn't go for the Post Office cards as it also includes charges for ATM withdrawals when abroad and also has one of the higher cash withdrawal Rates and APRs out of the others, so just keep that in mind, but yes that card does offer a minimum of 8 months interest free on purchases & balance transfers.

orangeone123 · 18 Jun 19, 03:43 PM

I got a virgin money credit card - white one, not the air miles one. It was 0% interest of purchases for 12 months, with no transaction fee for using abroad when I took mine out in May.

novocastrian · 18 Jun 19, 04:10 PM

Originally Posted by Do5-BaG

A note on the Post Office card, It was a choice between that and the other 2 cards that I eventually BOTH went for.

The reason i didn't go for the Post Office cards as it also includes charges for ATM withdrawals when abroad and also has one of the higher cash withdrawal Rates and APRs out of the others, so just keep that in mind, but yes that card does offer a minimum of 8 months interest free on purchases & balance transfers.

fair point but didnt think the OP wanted to withdraw cash on a CC?

merkat · 18 Jun 19, 04:11 PM

I won't be withdrawing cash i don't think but you never know i suppose.

I will also look at the Virgin card if i can work out which one that is haha

18 Jun 19, 03:13 PM	#2
	18 Jun 19, 03:13 PM Do5-BaG Very Serious Dibber
Do5-BaG Very Serious Dibber Join Date: Mar 11	Hmmm I think Barclays currently have a 0% card that also offers 0 additional exchange rate charges on foreign currency, best bet is to use this link and have a read-up on your options, as I'm not sure many of them offer 0% interest AND 0 additional exchange rate charges, its usually one or the other: moneysavingexpert/cr...-credit-cards/ For info, I have both the Barclay Card Platinum Cashback Plus and Halifax Clarity which I know both offer the, 0 additional exchange rate charges to include ATM withdrawals when abroad, but don't think they offer any interest free periods and need to be paid in full each month. __________________ "This is the car at the edge of the road, there's nothing disturbed, all the windows are closed, I guess you were right, when we talked in the heat, there's no room for the weak" Edited at 03:16 PM.

18 Jun 19, 03:24 PM	#4
	18 Jun 19, 03:24 PM novocastrian Imagineer
novocastrian Imagineer Join Date: Aug 14	Post Office Platinum , offer says 8 months interest free, i got 18 months but guess this might be linked to credir score? or maybe that offer has expired now, eligibility checker on link as well postoffice/credit-card/platinum

18 Jun 19, 03:33 PM	#6
	18 Jun 19, 03:33 PM Do5-BaG Very Serious Dibber
Do5-BaG Very Serious Dibber Join Date: Mar 11	A note on the Post Office card, It was a choice between that and the other 2 cards that I eventually BOTH went for. The reason i didn't go for the Post Office cards as it also includes charges for ATM withdrawals when abroad and also has one of the higher cash withdrawal Rates and APRs out of the others, so just keep that in mind, but yes that card does offer a minimum of 8 months interest free on purchases & balance transfers. __________________ "This is the car at the edge of the road, there's nothing disturbed, all the windows are closed, I guess you were right, when we talked in the heat, there's no room for the weak"