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10 Jun 19, 10:39 AM |
#1
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Imagineer
Join Date: Jan 18
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Credit Report
Morning,
I would like to check my credit report can anyone please recommend a website? tia 😊 |
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10 Jun 19, 10:44 AM |
#2
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Imagineer
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Clearscore is good
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Disneys Art of Animation April 2013 , & Hard Rock Hotel Grande Villas & Hard Rock Aug 2015 |
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10 Jun 19, 10:58 AM |
#3
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Excited about Disney
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Credit club via moneysavingexpert.
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Once in a lifetime trip Oct 14 Terra Verde Villa 2nd Trip Oct 16 Terra Verde Villa 3rd Trip Easter 18 Dibb Villa Tuscan Hills 4th Trip Oct 19 POR+Terra Verde 5th Aug 19 Villa Need to plan again! |
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10 Jun 19, 11:02 AM |
#4
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Very Serious Dibber
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10 Jun 19, 11:03 AM |
#5
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Excited about Disney
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Another vote for clearscore
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10 Jun 19, 11:12 AM |
#6
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Thread Starter
Imagineer
Join Date: Jan 18
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Thank you very much I will have a look at Clearscore 😊
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10 Jun 19, 11:15 AM |
#7
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Imagineer
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You can check the 3 reports for free
Clearscore (Equifax) CreditKarma - used to be noddle (callcredit) Credit Club with money saving expert (Experian)
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Sarah xx DLP 2002 & 2010 WDW 2003, 2006, 2009, 2012, 2015, 2017, 2022, 2023 (solo trip) & 2024 |
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10 Jun 19, 11:23 AM |
#8
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Thread Starter
Imagineer
Join Date: Jan 18
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I've had a look on Experian and my score is 465 out of 999 it says its really poor.
I can't access Clearscore as it says I have a account but I've forgot my password and its not sending me a link for a new password. I have 3 things on Experian: My car which is in dispute as Santander says I owe them money for 1 payment but according to my bank account I've paid my car in full. I have a Aqua credit card that says late payments. I think I've paid late twice. I got a couch from dfs and thats on it. My total credit owed out is £706. I failed a credit check today for my business. Do you think if I pay off all my debt in full my score will change? |
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10 Jun 19, 11:32 AM |
#9
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VIP Dibber
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Hi I world send them a email with details of how you payed ie late payment twice because... in depute with Santander and payed Aqua twice if you got copy of bank staement send that as well. I had this as I,owed quite a lot more I contacted them sent them all information and they changed it still not 100% but a lot higher then it was.
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10 Jun 19, 11:38 AM |
#10
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Thread Starter
Imagineer
Join Date: Jan 18
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Thanks that's great advice. I pay Aqua on the app and before the money is due. There must be a delay at there side becouse they sent me a text last month saying I was late with a payment when I had paid early.
I think the credit report thing is such a old way to do things and unfair. |
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