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Old 27 Feb 20, 09:41 PM  
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#11
ClaireNJ
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Originally Posted by Floridatilly View Post
Not the same health issue but we find if our daughter has had an hospital stay within 12 months the insurance goes up unfortunately
Hope your husband is ok x
Yep same for us too, Hubbie broke a bone in his wrist had an operation & I had to declare it as within the last year, put up our premium by £30 🙄
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Old 27 Feb 20, 10:29 PM  
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mexico07
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Originally Posted by ClaireNJ View Post
Yep same for us too, Hubbie broke a bone in his wrist had an operation & I had to declare it as within the last year, put up our premium by £30 🙄
Thanks , I expected it would go up but not by £270 xxx
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Old 27 Feb 20, 11:05 PM  
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archibald
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My additional medical cost was £66, part of which was diverticular disease, however it wasn't within the last year. Insurance is with Boots
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Old 28 Feb 20, 12:44 AM  
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Mary A
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Originally Posted by mexico07 View Post
Thanks everyone , I’m going to call a few of them tomorrow and see what they say , seems it’s ridiculous that they should charge so much for such a minor thing , he was admitted to hospital and after testing was diagnosed with this but not had any bother since , In my mind if he was admitted after diagnosis it would be understandable but I think I’m not looking at it objectively 😂 ! I’ll post when I speak to them but I really appreciate your answers xxx
If you suffer from it I don't think you would call it minor. The pain can be extreme and it can cause bowel perforations resulting in a colostomy- extreme cases I know but my last admission I had to have a CT contrast scan to exclude perforation
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Old 28 Feb 20, 01:02 AM  
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mexico07
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Originally Posted by Mary A View Post
If you suffer from it I don't think you would call it minor. The pain can be extreme and it can cause bowel perforations resulting in a colostomy- extreme cases I know but my last admission I had to have a CT contrast scan to exclude perforation
I’m so sorry I didn’t mean to belittle it , believe me when my husband was admitted I thought I was losing him ! He suffered a massive blood loss and was doubled in pain , I used this term as the doctor’s said it was a minor health concern and that most people over the age of 55 have it and it’s just not flared up yet ! So I’m sorry if I have offended you in any way xxx
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Old 28 Feb 20, 01:27 AM  
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coulty47
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I had a check at the doctors recently and told him I was going to Florida and asked him for a list of my health problems and which I should mention, some I have had for years and have been on my records before.I was surprised to see Diverticulosis on the list from 2012,and I told him no one had ever told me this especially when I have never had any symptoms then or since. The doctor said they might be more interested with a nose bleed a few months ago which I ended up in hospital for 3 days.(I am on warfarin). puts you off wanting to go on holiday I used to get free ins through our bank but once you pass the dreaded 70 it becomes a lot harder. will just have to compare a few.
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Old 28 Feb 20, 05:35 AM  
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DISNEYALI
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Originally Posted by Mary A View Post
If you suffer from it I don't think you would call it minor. The pain can be extreme and it can cause bowel perforations resulting in a colostomy- extreme cases I know but my last admission I had to have a CT contrast scan to exclude perforation
Totally agree I nearly lost my life due to diverticular disease and end up having three quarters of my large bowel removed.
A flare up is extremely painful and debilitating and my doctor and consultant have made it very clear that if I have any symptoms at all I cannot fly.
It loads about £250 on to my insurance and my doctor always gives me a complete course of two antibiotics to take with me just in case I have a flare up when I'm out there as time is of the Essence if diverticula strikes.
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Old 28 Feb 20, 07:33 AM  
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My husband has diverticulitis and I must admit I was shocked when our travel insurance almost doubled.
He’s been lucky and never had a flare up or an unplanned hospital admission.
Our insurance last year was just over £300 with our medical conditions this year one of mine was excluded as it was over 5 years and no longer an issue but I have cellulitis at the moment and am on antibiotics our insurance quotes were coming out at almost £600.
I’ve now had insurance through our bank with everything covered for a lot less.
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Old 28 Feb 20, 01:00 PM  
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have you tried insurancewith.com? My compare the market style quotes were coming in after screening online at £400, the above were £130.
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Old 28 Feb 20, 02:17 PM  
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mexico07
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Originally Posted by Notte510 View Post
have you tried insurancewith.com? My compare the market style quotes were coming in after screening online at £400, the above were £130.
Thank you I’ll give them a go xxx
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