Holiday Insurance & Possible Gallstones

[whenyouwish...]

Originally Posted by lottiesmum0

I had gallstones a few years ago.
I had the scan and was told by the insurance that I had to have the surgery more than 10 weeks from my departure date - within 10 weeks I was not insured. However, I was also insured with them if I did not have surgery.
I ended up having surgery just outside the 10 weeks. My insurance is with my bank so I cant remember if I paid any extra?

See more...

That's helpful to know, thank you.

[scush]

I've travelled with gall stones and without a gall bladder. Both were insured at no extra cost by my bank. I was 10 weeks post surgery when I travelled.

[toonarmani]

The key here is diagnosed v undiagnosed. If/when it’s confirmed as gallstones you’ll be fine to sort insurance, whilst it’s undiagnosed and awaiting further tests, that’s where people struggle to insure as insurers can’t quantify the risk / potential exposure should something materialise whilst you’re on holiday.

[Saund123]

Whenyouwish I can feel your pain on this one, literally! Just been diagnosed with the same thing today following ultrasound. In a quandary over whether to call insurance company tomorrow or wait until consultants visit on Wed next week to see if they want to do anything with them. I think they will though. Would be great to hear how you got on with insurers though if you don’t mind sharing.

[Saund123]

Whenyouwish just wanted to give you an update from my insurance company. They said that I was already fully covered should I need to cancel but if I were to travel I had to pay £100. This then covered me before the op & after for any complications however they stipulated that if I had the op within 10 weeks I would not be covered. They also said not declaring it would have rendered the whole policy null and void should I have needed to use it.

Really hoping I can now get it done in the next few weeks.

Hope you got yours all sorted.