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Trip Planning Florida Florida Holiday Planning Questions, Suggestions and Tips. |
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12 Sep 20, 09:45 AM |
#1
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Imagineer
Join Date: Feb 12
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Travel insurance - Lloyd’s Bank
Received an update to our travel insurance through our bank account with Lloyd’s today. For Covid, any bookings made between 18 March and 20 November will NOT be covered for cancellation due to Covid. However, medical cover will be available whilst on holiday.
For bookings made from 21 November, cancellation will include Covid cover if we, or a close relative develop Covid before the trip. Glad to finally have a clear update on cover for Covid, as despite asking several times, did not get a clear answer. We’ve booked 2 trips with BA between March and now which won’t be covered for cancellation due to Covid, but happy with BAs cancellation policy.
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Got the Florida bug annual visits since 2012 |
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12 Sep 20, 10:00 AM |
#2
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VIP Dibber
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12 Sep 20, 10:07 AM |
#3
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VIP Dibber
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That is indeed very dodgy ground. Last time we phoned them, they said we would be covered! We have a trip booked in May, for November, to DLP. I'm not too bothered as we can change our flights without charge and move/cancel the hotel without charge - but it would be good to know we were covered.
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DLP: day trips 2000, 2003; Cheyenne Sep 2009, Feb 2011, Nov 2018; Sequoia Lodge June 2008, May 2012; Elysee May 2012, Jan 2013, Sep 2013; Disneyland Hotel Mar 2015, Santa Fe Nov 2016; Newport Bay Sep 2017, Ibis Sep 2019, Hotel NY Art of Marvel Nov 2021
WDW: Port Orleans Riverside Dec 10; SSR Nov 14 |
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12 Sep 20, 10:33 AM |
#4
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Thread Starter
Imagineer
Join Date: Feb 12
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It’s not a retrospective change, they did write previously to say bookings after 18 March wouldn’t be covered for Covid cancellation. They have now changed their advice to cover bookings for Covid cancellation made after 21 November.
As long as we were covered for medical, I was ok. I might consider cancelling one of my trips and rebooking after 21 November - it’s for Easter, which I think may be more at risk.
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Got the Florida bug annual visits since 2012 |
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12 Sep 20, 04:41 PM |
#5
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Apprentice Imagineer
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I think this is good news. I think Axa underwrite Lloyd’s. Aviva underwrite mine, and I think between them they do most bank on going packaged bank account policies. Hopefully if Axa have moved to this then Aviva might too.
Getting COVID at the last minute is the one thing I can’t get insured for or get cancelable/moveable bookingS that would deal with that risk, so if my bank introduce this we could go ahead and book something |
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12 Sep 20, 05:02 PM |
#6
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Thread Starter
Imagineer
Join Date: Feb 12
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Yes, it’s underwritten by Axa. I also think it’s good news. Shame the 8 months between March and November for bookings aren’t covered, but going forward it’s positive.
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Got the Florida bug annual visits since 2012 |
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12 Sep 20, 05:36 PM |
#7
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Imagineer
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I also have cover with Lloyds and when I looked I totally forgot to add my child to the policy, under 18 s are free.
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12 Sep 20, 10:54 PM |
#8
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Serious Dibber
Join Date: Dec 09
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I also had my letter from Lloyd’s Bank Travel insurance Today , had to read it a couple of times to really understand it , in a couple of sections there were exclusions to be added on 21st November if you haven’t had or obtained the recommend vaccines or medication, before the start of trip , you will not be covered for any claims directly or indirectly linked .
I expect if we do get offered a Covid vaccine hopefully in the future there will be some that won’t have it , I will I also have the flu vaccine every year but my husband won’t have one . |
13 Sep 20, 09:13 AM |
#9
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Apprentice Imagineer
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14 Sep 20, 02:36 PM |
#10
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Imagineer
Join Date: Mar 04
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This is good news - thanks for posting!
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