Insurance Gold/Platinum

byeo · 24 Oct 18, 11:29 AM

Hi, can anyone advise me what the difference is between Gold Insurance and Platinum rates with DFCH and other hire companies?

On DFCH it states Gold is 1 driver, full to full tank and no charge, Platinum is 4 drivers, full to empty and no charge. Is there anything else you get with Platinum over Gold as I can’t find any further information out about it unless I’m just not looking hard enough...

Is Gold classed as the “standard minimum” cover & Platinum covers everything you need and no need to pay anything extra? I’ve never really looked at what the difference is before.

Thanks.

Mr Tom Morrow · 24 Oct 18, 11:40 AM

It's not as easy as just looking at Gold and Platinum as all the sites use different terminology.

For example Virgin have
Basic Minimum - Run a Mile!
Fully Inclusive - Good
Fully Inclusive + GPS
Gold Plus - 4 drivers bring back empty of fuel

Andy has
Gold - 1 driver bring back full
Platinum - 4 drivers bring back empty of fuel

So as you can see Virgin Fully Inclusive and Andy's Gold are the same thing.

The same as Gold Plus with Virgin and Platinum with Andy are the same

So it's all about reading between the lines sadly.

But invariably if booking through a UK website the Insurances are identical - but still please check.

byeo · 24 Oct 18, 12:04 PM

Originally Posted by Mr Tom Morrow

It's not as easy as just looking at Gold and Platinum as all the sites use different terminology.

For example Virgin have
Basic Minimum - Run a Mile!
Fully Inclusive - Good
Fully Inclusive + GPS
Gold Plus - 4 drivers bring back empty of fuel

Andy has
Gold - 1 driver bring back full
Platinum - 4 drivers bring back empty of fuel

So as you can see Virgin Fully Inclusive and Andy's Gold are the same thing.

The same as Gold Plus with Virgin and Platinum with Andy are the same

So it's all about reading between the lines sadly.

But invariably if booking through a UK website the Insurances are identical - but still please check.

Thank you, so the actual cover I buy between gold and platinum are the same, I’m just paying for the extra drivers and privilege of dropping the car off empty rather than full?

Mr Tom Morrow · 24 Oct 18, 12:30 PM

Sorry for the delay. Lovely here so polishing the car!

Yes you are correct. Just make sure you have full CDW/LDW and $1.000.000 SLI/EP. That's the big 2 Insurances. Everything after that is a bonus.

I used to use Brits and Virgin a lot as my Son would then drive. I personally wouldn't pay for 4 drivers and fuel as it's normally not cost effective.

byeo · 24 Oct 18, 12:43 PM

Originally Posted by Mr Tom Morrow

Sorry for the delay. Lovely here so polishing the car!

Yes you are correct. Just make sure you have full CDW/LDW and $1.000.000 SLI/EP. That's the big 2 Insurances. Everything after that is a bonus.

I used to use Brits and Virgin a lot as my Son would then drive. I personally wouldn't pay for 4 drivers and fuel as it's normally not cost effective.

I’m thinking platinum is pointless too, our Mrs is wanting to driver over there when we go, I might just try to convince her otherwise and save the money for something else while we’re out there.

Mr Tom Morrow · 24 Oct 18, 12:50 PM

Originally Posted by byeo

I’m thinking platinum is pointless too, our Mrs is wanting to driver over there when we go, I might just try to convince her otherwise and save the money for something else while we’re out there.

In that case and if the price is right I would go with the Gold package with Andy.
You can pre pay for fuel if you want at online check in stage or even as you leave the garage. The barrier Guys will sort that out.

As an aside if you contact Andy he can sometimes get packages for 2 drivers if you ask.

Steveje · 24 Oct 18, 06:01 PM

I believe virgin holidays fully inclusive includes 1 additional driver with the gold with 3 additional drivers... not sure if virgin holidays and virgin atlantic are different?

pompeyboy · 24 Oct 18, 08:05 PM

Have a look at the prices before you decide, we had a 4 day rental in Vegas and it was only £2 a day difference between the gold and the platinum, took the platinum, we didn't need extra drivers but £8 for a tank of petrol was a bargain.

Just looked on Netflights and it seems to be around £4.60 a day extra now, for any size car so could still be a good deal for a weeks rental, less so for 2 weeks.

24 Oct 18, 11:40 AM	#2
	24 Oct 18, 11:40 AM Mr Tom Morrow Imagineer
Mr Tom Morrow Imagineer Join Date: Jul 14 Location: The Tiki Room. theDIBB Guidebook Pages Created: 3	It's not as easy as just looking at Gold and Platinum as all the sites use different terminology. For example Virgin have Basic Minimum - Run a Mile! Fully Inclusive - Good Fully Inclusive + GPS Gold Plus - 4 drivers bring back empty of fuel Andy has Gold - 1 driver bring back full Platinum - 4 drivers bring back empty of fuel So as you can see Virgin Fully Inclusive and Andy's Gold are the same thing. The same as Gold Plus with Virgin and Platinum with Andy are the same So it's all about reading between the lines sadly. But invariably if booking through a UK website the Insurances are identical - but still please check. __________________ "PAGING MR MORROW, MR TOM MORROW..." ''I drink Wine and know things'' DVC Owners at SSR since 2003. Multiple annual visits to America since 1976 Edited at 11:41 AM.

24 Oct 18, 12:30 PM	#4
	24 Oct 18, 12:30 PM Mr Tom Morrow Imagineer
Mr Tom Morrow Imagineer Join Date: Jul 14 Location: The Tiki Room. theDIBB Guidebook Pages Created: 3	Sorry for the delay. Lovely here so polishing the car! Yes you are correct. Just make sure you have full CDW/LDW and $1.000.000 SLI/EP. That's the big 2 Insurances. Everything after that is a bonus. I used to use Brits and Virgin a lot as my Son would then drive. I personally wouldn't pay for 4 drivers and fuel as it's normally not cost effective. __________________ "PAGING MR MORROW, MR TOM MORROW..." ''I drink Wine and know things'' DVC Owners at SSR since 2003. Multiple annual visits to America since 1976

24 Oct 18, 06:01 PM	#7
	24 Oct 18, 06:01 PM Steveje Proud to wear my Ears
Steveje Proud to wear my Ears Join Date: Jul 18	I believe virgin holidays fully inclusive includes 1 additional driver with the gold with 3 additional drivers... not sure if virgin holidays and virgin atlantic are different?

24 Oct 18, 08:05 PM	#8
	24 Oct 18, 08:05 PM pompeyboy Apprentice Imagineer
pompeyboy Apprentice Imagineer Join Date: Jul 14 Location: Portsmouth	Have a look at the prices before you decide, we had a 4 day rental in Vegas and it was only £2 a day difference between the gold and the platinum, took the platinum, we didn't need extra drivers but £8 for a tank of petrol was a bargain. Just looked on Netflights and it seems to be around £4.60 a day extra now, for any size car so could still be a good deal for a weeks rental, less so for 2 weeks.