|
Trip Planning Florida Florida Holiday Planning Questions, Suggestions and Tips. |
|
Thread Tools | Search this Thread | Display Modes |
1 Jun 18, 08:25 PM |
#1
|
|
Apprentice Imagineer
|
High Blood Pressure and Existing Travel Insurance
Hi - for the last two weeks I have had weekly check ups with my doctor to monitor my blood pressure and he confirmed today that I will have to take medication for the foreseeable future to hopefully regulate it. My annual travel insurance ends in January and as you will see from my countdown I'm travelling to Orlando in November.
I will of course inform them of my condition as it needs to be added in case I took ill out there. But what I wanted to ask - is there anyone who can tell me how much extra they had to pay when they informed their insurance company of the same condition. Thanks
__________________
orlandoN21 1991 Travelodge Kissimmee / 1996 Holiday Inn I-Drive / 2000+2002 Rosen Centre I-Drive / 2007+2015+solo 2017+ solo Feb2019+solo Dec2019+solo Dec2023+solo June2024 Rosen Plaza I-Drive / 2011 Point Orlando / 2011 Rosen Shingle Creek / 2015 Loews Royal Pacific / solo Feb2019 Hilton Grand Vacations / solo Dec2019 Holiday Inn Disney Springs |
|
|
1 Jun 18, 08:34 PM |
#2
|
Imagineer
Join Date: Sep 04
|
There is no standard supplementary premium. Some insurers don't load their premiums for high blood pressure but most do regard it as an extra risk and charge accordingly. When calculating it they also take into account age and other conditions if any.
|
1 Jun 18, 08:40 PM |
#3
|
|
Imagineer
|
If you have an annual policy in place now then (i am not 100% sure) I believe that they cant charge you more to cover your trip in nov. I think that they either have to agree to cover it or cover the cost of you to cancel the trip.Hopefully someone else will be along with accurate knowledge on your rights before you ring them.
__________________
1992: Days Inn Lakeside 1994:HOliday inn Maingate East 2006:Pop Century 2008:Saratoga Villas 2010:Regal oaks 2013:Indian Ridge Villa 2015:BA Club,Disney,POR,Villa, RPR,2016 United business, Sunset Ridge villa 2019: Virgin, 4 Corners Villa 2023: CSR & 4 Corners Villa again! |
|
|
1 Jun 18, 08:48 PM |
#4
|
|
Imagineer
Join Date: Sep 03
|
I phoned up our insurance (Nat West with a paid bank account) and they said thanks for letting them know and no extra charge.
|
|
|
1 Jun 18, 08:49 PM |
#5
|
|
Imagineer
|
My dad developed high blood pressure after an infection (long, not very pleasant experience) and was concerned about his travel insurance. It's never affected his insurance premium. It's quite a common thing on their policies to have covered - controlled by medication but you must declare it.
|
|
|
1 Jun 18, 08:57 PM |
#6
|
|
VIP Dibber
|
We have Barclays annual cover and when I notified them of pre-existing condition of BP there was no extra charge. They asked a few questions about medication and any hospital appointments also mentioned cholesterol. I expected to have to pay more but thankfully everything worked out fine. You might find things work out well and it is always best to keep them informed of any changes in your condition.
|
|
|
1 Jun 18, 08:57 PM |
#7
|
|
Thread Starter
Apprentice Imagineer
|
Thanks for your replies
__________________
orlandoN21 1991 Travelodge Kissimmee / 1996 Holiday Inn I-Drive / 2000+2002 Rosen Centre I-Drive / 2007+2015+solo 2017+ solo Feb2019+solo Dec2019+solo Dec2023+solo June2024 Rosen Plaza I-Drive / 2011 Point Orlando / 2011 Rosen Shingle Creek / 2015 Loews Royal Pacific / solo Feb2019 Hilton Grand Vacations / solo Dec2019 Holiday Inn Disney Springs |
|
|
1 Jun 18, 10:00 PM |
#8
|
|
Getting Excited
Join Date: Feb 13
Location: Essex
|
No extra with Nationwide annual cover as well
__________________
David 2020,2021 cancelled, now in 2022 had a great holiday in May this year. May 2024 is now in the planning stage. |
|
|
1 Jun 18, 10:30 PM |
#9
|
Very Serious Dibber
|
Another with barclays and no extra charge, I did pick and choose which rides I went on and will be more selective this year but no problems.
|
1 Jun 18, 10:30 PM |
#10
|
|
Imagineer
|
__________________
AKL, AMI, Luxury Villa April 2016 Villa Holiday/HRH/AKL May 2017 Villa Holiday/Clearwater March 2018 Villa Holiday May 2018 Planning Easter 2020 |
|
|
|
DIBB Savings |
AttractionTickets.com
Get £10 off each Disney Ticket with the code ATDIBB10 Get up to £50 off per room at Disney or Universal with the code DIBBHOTELS |
theDIBB Blog |
Guests can book their 2025 Hotel and Ticket package early to enjoy Free Dining &... Read More »
The iconic 1900 Park Fare restaurant is opening its doors once again at Disney’s Grand... Read More »
One of the the five worlds found in Epic Universe, How to Train Your Dragon... Read More »
|
theDIBB Menu |
Exchange Rates |
US Dollar Rates
Euro Rates |
DIBB Premium Membership |
Did you know you can help support theDIBB with Premium Membership? Check out this link for more information and benefits, such as... "No adverts on theDIBB Forums" Upgrade Now |