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9 May 14, 03:48 PM |
#1
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Guest
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fairfax card - reassure me please
Hi dibbers , I have just orderedafairfax pre pay MasterCard. I have never used one as we always do the cash and travellers cheque thing, but next time want to do without the travellers cheques as I can top up small and often on the card
So is it used just the same as a credit card over there? Are there any pitfalls |
9 May 14, 03:51 PM |
#2
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Apprentice Imagineer
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I'm ordering ours tonight and in the same situation as you, have always used TC's.
I believe you use like a credit card and if withdrawing cash, the ATM may charge, but FairFx don't.
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July 2007 - 14 night. Bitten by the bug July 2009 - 14 nights back in the magic July 2012 - 3 weeks DIY July 2014 - 3 weeks DIY June 2015 - 2 weeks DIY. MAN-MIA... 2 nights Miami/12 nights Highgate Park October 2015 - 8 nights DIY via Dublin...2 visits in 1 year April 2016 - the kids permission to go it alone! June 2016. 15 nights. Our last as a family? October 2017. Miami & The Keys |
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9 May 14, 03:55 PM |
#3
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Guest
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You use exactly as you would a debit or credit card except that in many places in the US you won't be asked for a PIN or a signature. This is altering slowly - Walmart branches do use chip and pin. A good idea is to get a Family & Friends card so that if you lose the original card or should you have it stolen Fairfx can transfer the funds immediately on to the other card. One tip - in restaurants pay the bill amount with the card and give the tip in cash. This stops "shadow" transactions occuring which can sometimes lock up amounts on the card. You can check the balance on the card either by text message or signing into your account.
If you order the card via the DIBB link you don't pay the £9.95 for the card: fairfx/dibb |
9 May 14, 03:57 PM |
#4
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Excited about Disney
Join Date: Aug 12
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Had one last year, no problems at all. Even transferring money from my Bank onto the card when I was in Florida went smoothly.
Will use it again this trip |
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9 May 14, 03:57 PM |
#5
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Imagineer
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Used one on our last trip, no problem, apart from 1 it was so easy to use I needed to keep a tab on my spends because it was so easy LOL. Had over $1000 on mine and boy it was fun spending it!
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9 May 14, 07:08 PM |
#6
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Guest
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I echo what others have said. I used it everywhere with no problems and I'd say I used the card for 2/3 of my transactions whilst in the US.
Because the ATMs charge for cash withdrawals using the card, I took separate cash but I know some people just make sure they withdraw larger cash amounts to make the fee worthwhile. |
9 May 14, 07:11 PM |
#7
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VIP Dibber
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We have used them for years with no problems
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Emma and Steven Trip Reports Howling @ the Horror 2015 (Complete) Who knew Toronto was on the Med (Complete) Getting Our Kicks - Pre Trippie |
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9 May 14, 07:19 PM |
#8
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Imagineer
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We've got one to use. I haven't used it before. We are having 1 with a lump sum on, then have a friends/family one linked to it which is the one we will use for daily spending. Each night we'll transfer the daily spends over to the friends/family card so IF it gets declined/cloned/lost/stolen/ we still have all our other spending money on the other card.
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9 May 14, 07:30 PM |
#9
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Imagineer
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9 May 14, 07:31 PM |
#10
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Imagineer
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Is that new that they dont charge for using at the ATM they did when we used it in 2012.
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