Use year

Tweety1 · 17 Jun 18, 10:26 PM

So does use year have a big impact... the Resales I’ve seen that I would go for are Aug,Sept and Dec? We would normally Holiday between May- Aug. I get the banking and borrowing (i think) but don’t want to choose the ‘wrong’ use year

**BevS97** · 17 Jun 18, 10:46 PM

It only really matters if you cancel. It’s best if you holiday st the start of your use year so that if you cancel you have longer to reschedule. If you cancel just before your use year end it could be too late to even bank the points.

However I think most of us would only cancel in an extreme circumstance and it’s possible to rent out the points and /or reservation so it’s not something I worry about too much.

Tweety1 · 17 Jun 18, 10:54 PM

Originally Posted by BevS97

It only really matters if you cancel. It’s best if you holiday st the start of your use year so that if you cancel you have longer to reschedule. If you cancel just before your use year end it could be too late to even bank the points.

However I think most of us would only cancel in an extreme circumstance and it’s possible to rent out the points and /or reservation so it’s not something I worry about too much.

Great thank you...

Shooby doo · 18 Jun 18, 09:33 AM

UY really only fits in when you need to cancel, ideally you have an 8 month window to look for, you do not want a UY where your normal holidays are going to fall in the non-banking window, as it gives you limited options. Not all Months have a UY (not sure why?) but we normally travel Sep/Oct & have a Jun UY- obviously Aug would have been the optimum but Jun is close enough.
SD

Licoricelover · 18 Jun 18, 10:56 AM

We have April use year as we used to travel May/June. We now go September, hasn't made any difference. As everyone says only a problem if you have to cancel.

Tweety1 · 18 Jun 18, 03:24 PM

So say the UY is Sept and I have the last 2 weeks of Aug and need to cancel, can you bank the points? I think April UY for me would be good as we travel May,June or Aug. However if I see a good deal need to understand the pitfalls of UY as some I’ve seen are Aug and Sept
TIA

YorkshireT · 18 Jun 18, 04:49 PM

The only other time UY matters is when buying a new contract and whether enough points have 'come on' for first trip and, indeed, whether too many points are on you can rent out to offset some purchase cost.
For example, you plan to go August 2019, buy a stripped contract, a UY of Feb may be a lot better than September, particularly if you go every other year and will need 2 years of points.

Tweety1 · 18 Jun 18, 05:18 PM

Originally Posted by YorkshireT

The only other time UY matters is when buying a new contract and whether enough points have 'come on' for first trip and, indeed, whether too many points are on you can rent out to offset some purchase cost.
For example, you plan to go August 2019, buy a stripped contract, a UY of Feb may be a lot better than September, particularly if you go every other year and will need 2 years of points.

The one you bought would have been perfect for me ha

Rockette · 18 Jun 18, 06:00 PM

Originally Posted by Tweety1

So say the UY is Sept and I have the last 2 weeks of Aug and need to cancel, can you bank the points? I think April UY for me would be good as we travel May,June or Aug. However if I see a good deal need to understand the pitfalls of UY as some I’ve seen are Aug and Sept
TIA

It depends, if you need to cancel you can bank them (if they are bankable, ie current year points) up to four months before your use year. So September, last banking date would be 30th April. In that case your points would be safe if you cancel before 30th April.

If you cancel after your banking date but more than 30 days before your trip, you have until August 31st to take a trip or rent them to someone taking a trip before August 31st or swap them into RCI.

If you cancel less than 30 days before your trip, you've pretty much lost them as they will go into holding, you can then only book something within 60 days, and you have to use them by August 30th anyway.

Hope that helps, there's so many different scenarios it's tricky to explain everything without creating more confusion.

Tweety1 · 18 Jun 18, 07:51 PM

Originally Posted by Rockette

It depends, if you need to cancel you can bank them (if they are bankable, ie current year points) up to four months before your use year. So September, last banking date would be 30th April. In that case your points would be safe if you cancel before 30th April.

If you cancel after your banking date but more than 30 days before your trip, you have until August 31st to take a trip or rent them to someone taking a trip before August 31st or swap them into RCI.

If you cancel less than 30 days before your trip, you've pretty much lost them as they will go into holding, you can then only book something within 60 days, and you have to use them by August 30th anyway.

Hope that helps, there's so many different scenarios it's tricky to explain everything without creating more confusion.

This helps a lot thank you as like I said we Holiday between May-Aug so a UY like Sept wouldn’t be too good as I know no one plans to cancel but you never know. I think Feb or April UY would be good for me then

17 Jun 18, 10:26 PM	#1
	17 Jun 18, 10:26 PM Tweety1 Imagineer
Tweety1 Imagineer Join Date: Mar 14	Use year So does use year have a big impact... the Resales I’ve seen that I would go for are Aug,Sept and Dec? We would normally Holiday between May- Aug. I get the banking and borrowing (i think) but don’t want to choose the ‘wrong’ use year __________________ Going back to the happy place

18 Jun 18, 03:24 PM	#6
	18 Jun 18, 03:24 PM Tweety1 Imagineer Thread Starter
Tweety1 Thread Starter Imagineer Join Date: Mar 14	So say the UY is Sept and I have the last 2 weeks of Aug and need to cancel, can you bank the points? I think April UY for me would be good as we travel May,June or Aug. However if I see a good deal need to understand the pitfalls of UY as some I’ve seen are Aug and Sept TIA __________________ Going back to the happy place