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Trip Planning Florida Florida Holiday Planning Questions, Suggestions and Tips. |
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18 Oct 19, 01:19 PM |
#1
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Imagineer
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Nationwide flex travel insurance
Has anyone elses policy just come up for renewal? Ours is due next month and DH usually just rings up and gets his conditions added (on meds for high blood pressure & cholesteral). This has been added for the past 4 years for free. They now want £30 as insurance costs have gone up (even though he's no more risk ).
So now thinking of closing account ( depending if we can get a reasonably price policy elsewhere?). Does anyone have any tips on what companies to try? EDIT... just priced up breakdown cover and looks like we would still be worse off to move as it covers that too (also phone cover)... Be prepared though if you are due for renewal
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1992: Days Inn Lakeside 1994:HOliday inn Maingate East 2006:Pop Century 2008:Saratoga Villas 2010:Regal oaks 2013:Indian Ridge Villa 2015:BA Club,Disney,POR,Villa, RPR,2016 United business, Sunset Ridge villa 2019: Virgin, 4 Corners Villa 2023: CSR & 4 Corners Villa again! Edited at 01:23 PM. |
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18 Oct 19, 01:33 PM |
#2
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Imagineer
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£30 extra isnt to bad for the cover they give, you will be hard to beat it.
Remember he is now a year older so this may now fall into a higher risk bracket for them.
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Sept 2002 - Sheridan Vista, Sept 2007 - Polynesian Aug 2008 - WL / GF Club, Sept 2014 - PO FQ Aug 2015 - PO RS, Aug 2016 - PO RS Aug 2017 - RPR & AKL, Oct 2019 - HRH & BC Oct 2022 - RPR, Poly & AKL |
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18 Oct 19, 01:36 PM |
#3
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Imagineer
Join Date: Jul 14
Location: The Tiki Room.
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Plus the Flex Plus account T & C's are changing ref interest on the balance you hold.
I already pay circa £105 on top and my Wife circa £70 so I'm not looking forward to renewal at the end of November.
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"PAGING MR MORROW, MR TOM MORROW..." ''I drink Wine and know things'' DVC Owners at SSR since 2003. Multiple annual visits to America since 1976 |
18 Oct 19, 02:06 PM |
#4
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Getting Excited
Join Date: Feb 19
Location: Lincolnshire
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I have just opened 1 of these accounts and even with the £212 extra they want for my wife and I medical stuff it is still probably cheaper than a lot of straight insurance buys. I have also just claimed on the phone policy as my wifes phone wouldn't charge so it cost £25 to repair so 1 bonus used. As for breakdown I have a 1 year old car which has 3 years cover so won't be using it. For my existing medical problems I thought it was a bit pricey but having done comparison checks it is still one of the cheapest and covers us for a whole years and not just 1 holiday.
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18 Oct 19, 03:14 PM |
#5
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Thread Starter
Imagineer
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I know, its so annoying, the £6 interest a month offset the £13 fee for us
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1992: Days Inn Lakeside 1994:HOliday inn Maingate East 2006:Pop Century 2008:Saratoga Villas 2010:Regal oaks 2013:Indian Ridge Villa 2015:BA Club,Disney,POR,Villa, RPR,2016 United business, Sunset Ridge villa 2019: Virgin, 4 Corners Villa 2023: CSR & 4 Corners Villa again! |
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18 Oct 19, 03:29 PM |
#6
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Imagineer
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We cancelled our account, it was £90 extra for pre-existing conditions and we when it was up for renewal last year we had no plans to go anywhere plus we sold DH's car so only have one now so it wasn't worth it for the breakdown.
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18 Oct 19, 03:55 PM |
#7
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Imagineer
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I just rang as I take medication for high cholesterol and had informed them previously but have not been charged extra so I wanted to check I’m still covered. Apparently it’s one medication/ one illness per person so as I only take one tablet and have no other illnesses, then I am covered at no extra charge. Definitely worth ringing to check though
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18 Oct 19, 05:00 PM |
#8
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Thread Starter
Imagineer
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Thanks DH takes 2 tablets so that could be why. We are not anticipating going away next year so may just not pay the £30 extra until we decide to go away. i will ring them and check that we are still covered for everything else though incase we do a UK break.
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1992: Days Inn Lakeside 1994:HOliday inn Maingate East 2006:Pop Century 2008:Saratoga Villas 2010:Regal oaks 2013:Indian Ridge Villa 2015:BA Club,Disney,POR,Villa, RPR,2016 United business, Sunset Ridge villa 2019: Virgin, 4 Corners Villa 2023: CSR & 4 Corners Villa again! |
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18 Oct 19, 05:22 PM |
#9
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Imagineer
Join Date: Jun 07
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I have cover though my Nationwide and pay extra to cover breast cancer, my renewal for this year was cheaper than last year. I paid £105 this year.
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18 Oct 19, 06:03 PM |
#10
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Imagineer
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