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Trip Planning Florida Florida Holiday Planning Questions, Suggestions and Tips. |
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16 May 19, 09:33 AM |
#1
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Imagineer
Join Date: Sep 10
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Insurance info if Thomas cook goes bust
I’m hoping not to cause alarm here. But we have a flight booked with Thomas cook separate to our Disney holiday so it’s not a package.
Hopefully Thomas cook will sort out its problems but in the worst case scenario and they went bust would we be able to claim on our holiday insurance, which is an annual Barclays insurance, for the accommodation part of our holidays. Do we need a separate insurance or an add on. We paid for our flights with a credit card so that does not worry me. There’s a lot of talk on the tv about takeovers etc. So I’m hoping it gets sorted and not hoping to cause alarm. |
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16 May 19, 09:56 AM |
#2
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Imagineer
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I would phone Barclays insurance and check. Sometimes you need an add on to cover cancellations due to airline failure. Some policies even have exclusions for DIY holidays.
Although the holiday would be cancelled by airline failure, your insurance may say otherwise as they always try to pass the buck. Of course they will also look into the cancellation policy for the hotel, so if you booked via Disney holidays and had to cancel in time, they would only cover the £50 deposit per person. Often tickets etc arent covered.
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16 May 19, 09:57 AM |
#3
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Thread Starter
Imagineer
Join Date: Sep 10
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Update. I contacted Barclays and I’m not covered for any part of my holiday if Thomas cook went bust. They don’t have an add on for companies going insolvent.
Does anybody know were you can get this cover. |
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16 May 19, 10:00 AM |
#4
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Thread Starter
Imagineer
Join Date: Sep 10
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I have paid for my flights with a credit card but the dilemma is paying Disney my balance in June. If I pay with a credit card will that give me cover.
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16 May 19, 10:03 AM |
#5
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Getting Excited
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I also have flights book for September and I'm starting to get a little worried now!
We just have to hope another airline takes them over or, they find the finances they need
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Jill |
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16 May 19, 10:04 AM |
#6
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Getting to know the DIBB
Join Date: Apr 19
Location: Southampton
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The problem you'll have now is that it's in the public domain that they are in doo doo, so any insurance company with a bit of smarts isn't going to pay out on them going under. I would be slightly more reassured that the fact they are so big and there is so much interest from other businesses in them that they wont fold, they'll get bought out instead. The market, particularly at this time of year, is too lucrative to let them slide. I know it's easy to say from someone unaffected by their issues, but if I was in your situation I genuinely wouldn't be stressing too much.
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16 May 19, 10:05 AM |
#7
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Imagineer
Join Date: Aug 14
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16 May 19, 10:09 AM |
#8
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Earning More Ears
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I've booked through holiday extras, booked from a Moneysupermarket search. Paid £84 for the family for 3 weeks, so not the cheapest, but was rated highly.
Policy states. A2 If your scheduled airline stops trading Cover for any amounts already paid and unused for your flight if the scheduled airline on which you are booked to travel stops trading before your departure. £1,500 Conditions your flight is booked independently of your accommodation and you have not been offered an alternative/refund from any other agent. the scheduled airline is not in administration or, in the USA and Canada, in Chapter 11 at the time of taking out your policy.
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16 May 19, 10:11 AM |
#9
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Swimming at the All Star Resort
Join Date: Nov 17
Location: Manchester
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16 May 19, 10:11 AM |
#10
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Imagineer
Join Date: Jun 16
Location: God's Own Country
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The problem now is- unless flights are REALLY cheap (adding to the lack of profitability for them) who is going to book?
Some may book if the deal is good enough, particularly for say 2020 thinking if Virgin takes over all well and good I get a great deal, and if it goes bust in the interim then I can get something else. Problem is if it drags on in a death spiral into next year- imagine then having flights and it's getting worse as it's nearing your flight. Squeaky bum time then. I think I'll avoid, and I've flown with them from Manchester many times and they are good- it's a shame because if say Virgin do buy it, I'm sure the already sky high prices in Manchester will get worse. Hopefully they'll get a sale soon, but if it looks like it's going under buyers will wait to pick up the slots when it's in administration. Let's also hope it can secure the £300m in funding.
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