Taking cash

[ChrisJoandBen89]

Originally Posted by Bozza

People who travel with thousands of dollars in cash - do you pay cash for everything in the UK too?

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Not everything, no.
Just out of interest, when paying on a card, are you always made aware what exchange rate you’re getting? This is one thing that puts me off.

[ChrisJoandBen89]

Originally Posted by KarenG

My travel insurance covers $500 in cash. Have those of you that take a lot more than that got extra cover?

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But that’s your travel insurance you’re referring to. Other providers and policies are available
I just pick a policy that covers the amount of cash we’re taking, it’s perfectly straightforward.

[dan223]

Originally Posted by ChrisJoandBen89

Not everything, no.
Just out of interest, when paying on a card, are you always made aware what exchange rate you’re getting? This is one thing that puts me off.

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You won’t be made aware at the time, if the card terminal asks you if they want to convert it will tell you a rate then, but it is pretty awful and you should always let the card do the conversion moreso if you have a specialist card, but depending on the card, I.e Halifax clarity, you’ll be getting the interbank exchange rate on that day, which is significantly better than any exchange rate you would get in cash, assuming there isn’t any major fluctuations between the time you get the cash and you going away.

For example I was in Florida over the brexit vote, and the day before the vote I took out a load of cash incase it crashed (which it did).

[7SeasSailor]

Originally Posted by peter+lynne

for you card users which is best when you get the choice.

some card machines asked did you want to pay in dollars or gb pounds

which is best ?

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Always pay in $$$. If you pay in £££, you get a rubbish exchange rate.

[KarenG]

Originally Posted by ChrisJoandBen89

But that’s your travel insurance you’re referring to. Other providers and policies are available
I just pick a policy that covers the amount of cash we’re taking, it’s perfectly straightforward.

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Well, yes….

I think that amount is pretty standard across insurance companies (based on various Dibb threads over the years!) but you can insure anything if you’re prepared to pay the price.

[tspill]

Originally Posted by ChrisJoandBen89

Not everything, no.
Just out of interest, when paying on a card, are you always made aware what exchange rate you’re getting? This is one thing that puts me off.

See more...

If you use something like the Halifax Clarity you know that you will always get the best possible rate available as they use the interbank rate.

[Gelatoni]

Found this really interesting: unexpectedlygeeky/new-cr...-world-hotels/

My current plan: register a card at WDW resort (and you can't opt out of this now) that I do NOT intend to use.

Let that card take the $100 hold and forget about it.

Charge everything else manually to another CC, NOT to my Magic Band as usual.

Take a minimal amount of cash.

I'll miss the Magic Band charging, but I don't want to be dealing with the nightmare of multiple pending charges that stick for weeks after getting home.

[Gill H]

Sounds a good plan.

I really wish travellers cheques were still a thing, that is how we sorted it last time, paying off every few days.

[Gelatoni]

Originally Posted by Gill H

Sounds a good plan.

I really wish travellers cheques were still a thing, that is how we sorted it last time, paying off every few days.

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Used to love those. Although had some trouble with them in Greece one time!

My first ever trip abroad as a teenager, I just shoved a load of cash in my socks 😂 Bit more complex now.