Paying for villa rental

[mike4scuba]

When renting a villa though a person and not a company is there a safe option if the renter doesn't accept credit card payments
Don't want to bank transfer of send a cheque as I have no security
If you pay the deposit and then pay the balance nearer the time using a credit card via paypal will this enable you to get your money back should the renter go bust or fail to deliver the accom or issue a refund. I believe there is buyer protection with paypal but would this cover your transaction as PayPal is classed as a service and not a payment

[steve@mac155.f]

PayPal does not offer the same protection as a credit card under section75 as PayPal treats the payment as a service and not goods even though you have used your CC you have used a 3rd party processer to make the payment, might be worth contacting PayPal to see what there refund policy is in this case.

As to a safe payment options there really is no safe options just ones that give you a better level of getting some money back if needed.

Steve

[jas72]

Also check your insurance.

My cancellation insurance doesn't pay out if I book a villa privately and they sell up or keep my deposit for whatever reason. Naturally it makes sense as I could easily say I booked a villa and pay my friend then say he/she went bust.

It's a scary time between final balance payment and getting the keys on arrival.

[mike4scuba]

Yes it's to much of a risk so will stick with my booking direct with universal

[jinny7]

Originally Posted by jas72

Also check your insurance.

My cancellation insurance doesn't pay out if I book a villa privately and they sell up or keep my deposit for whatever reason. Naturally it makes sense as I could easily say I booked a villa and pay my friend then say he/she went bust.

It's a scary time between final balance payment and getting the keys on arrival.

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Oh really I didn’t know that. So do you book via a company?