Saving money

[Minnie18]

Originally Posted by neilhd

To start with it's a bit daunting sure. I spend maybe 30 minutes per day max on it, maybe a bit more on a Saturday.

14 months after starting I'm over £10k up, and there's plenty of people who have done better than me.

Best thing I ever did!

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Thank you, I will ask DH to have a look into it, he's a secret Dibber.

[Minnie18]

Originally Posted by Firsttimers2018

When i started saving in 2017 for our first Disney trip in 2019. I set up a 12 month savings, account that i could not access, started meal planning and only buying what we needed (family of 3), got a Nespresso machine for a Christmas present and now save at least £100 a month from not visiting coffee shops. Sold loads on eBay. Went through all direct debits and got best deals I could cancelled some.

That 3 week holiday cost around 15k. We did everything - 12 parks, KSC, gator tour, endless shopping, blue man group and more. We saved every penny and didn't have any credit card or loan debt when we got home. In fact I was so pleased with how I'd manage to save i booked our 2nd trip for this October - only 9 days predominately doing universal. And have so far saved 6k since returning last August

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Wow, that's amazing! it just shows the things we spend money on that we actually don't need.

[Minnie18]

Originally Posted by MK_club1987

I have a round up feature on my Starling bank, you can round up 1x, 2x, 3x or 4x, I currently have it set to 2x, so if I buy something that costs saying £1.50, it will transfer 50p to my savings but as I have it set to x2 it will move £1.00 over.

In just over 4 weeks I have saved £60.25 just from that alone, have that going towards our spending money for WDW next year.

The rest of my savings come from left over wages at the end of the month and Matched Betting.

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That sounds really good. I love moving the little odds n ends over and watching it all add up.

[Minnie18]

Originally Posted by Magnolia dream

I have a Mickey jar that I put one coin a day in from my purse, it can be a pound or 2p as long as it is one a day.
Also i go for coffee with my friend once a week, sometimes we have vouchers for free coffee, i always put the price of the coffee in the pot.
in six months I have saved £175. that is going towards my dollars, and you don't notice it at all.
My daughter uses her card all the time and has little cash, she has started this now and said her pot is filling up nice but will not count it until November when she is off to Disney.
What ever you do will help, just keep plodding it is amazing how much you can save.
Mary

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Thank you Mary, as the saying go's its better in my pocket than theres.

[Minnie18]

Originally Posted by mandco

There are various takes on it but basically its trying to spend nothing on anything other than essential priority bills(direct debits ect) so no food shopping, coffees out, takeaways, clothes shopping ect it sounds really hard and does take some commitment to make it work but you can really make some good savings. Food shopping is probably the hardest part but its a really good way to use up some of the things that have been langushing in the back of freezer/cupboard and you might even discover some new recipes along the way. Even if you cave do a small top up shop there could be a decent saving compared to doing a full weekly shop.

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I am amazed by this, I am so going to do it. Thank you 😊

[Minnie18]

Originally Posted by kbabble

Thanks, this has really helped me. We have been 6 times before but I.now have a son at university and my goodness, that's an expensive business. So I am thinking we will never be able to afford to return, but maybe if I adopt some tips I will surprise myself. Thanks

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Kbabble, just do what I do. Book up your holiday then get there through sheer determination 😊

[Minnie18]

Originally Posted by bex85chelt

Thats great well done!

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Thanks so much 😊

[hornetgirl]

We pay our council tax over ten monthly instalments. The other two months we pay the equivalent amount into our holiday savings.
For so long I've envied people who do their food shopping at Aldi or Lidl as we have neither in Watford. Finally this year we are getting both, so I'm looking forward to making savings there too.

[Minnie18]

A little update... I have now saved £800 😱

We are taking pack lunches
Not using the car unless we have to
Eating whats in the house rather than buying what we fancy.
We cancelled our window cleaner and gardener.
We have bought Tesco own, toiletries and they are basic but fine.
When I go to buy something I ask myself is this a need or a want.
I have started bulking out our food to make it go far.
We have been for free hikes with pack lunches.
We stopped buying juice from the shop and now filling up our water bottles.
We are switching off all electric when not in use.
We are only driving when we really need to.

I am saving coins in a separate pot so I don't know the amount in that.

Every day at least twice I moving the odds from my current account to my savings account.

[Smilesonfaces]

Well done. It shows what you can do when you put your mind to it !