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Old 19 Oct 20, 10:22 AM  
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munmun
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Travel Insurance - how long can you stay away

Just updated our insurance with our bank. Interested we can stay away 62 days, how long can you stay away with your travel insurance?
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Old 19 Oct 20, 10:27 AM  
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RickT
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Mine used to be 90 days, not checked it recently.
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Old 19 Oct 20, 10:30 AM  
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tspill
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If you are staying away more than 30 days you will also need to sort out your house insurance at home. Most only allow you to be away for 30 days.
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Old 19 Oct 20, 10:30 AM  
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123
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I've had some that limited to 31 days, and when we worked abroad our travel insurance covered us (so long as we kept up the premiums) as long as we visited the UK at least once every 2 years (that one was a bit expensive but work paid)

It all depends who you go with - the normal seems to be between 30-45 days; which right now is 30-45 days too many as we can't go anywhere anyway
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Old 19 Oct 20, 10:30 AM  
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Mr Tom Morrow
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31 days for ours. But it's not expensive to upgrade to stay longer.
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Old 19 Oct 20, 10:33 AM  
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123
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Originally Posted by tspill View Post
If you are staying away more than 30 days you will also need to sort out your house insurance at home. Most only allow you to be away for 30 days.
Strictly true, but an easy "work-around"

All it requires is for a family/friend to attend the house and check on it at least once in each 30 days and the counter resets to zero again.

Suggest you get them to video a part of the visit, maybe turning on the TV to show the "guide" with the date and time to prove they were there if you want to be squeaky clean
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Old 19 Oct 20, 10:35 AM  
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Mr Tom Morrow
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Originally Posted by 123 View Post
Strictly true, but an easy "work-around"

All it requires is for a family/friend to attend the house and check on it at least once in each 30 days and the counter resets to zero again.

Suggest you get them to video a part of the visit, maybe turning on the TV to show the "guide" with the date and time to prove they were there if you want to be squeaky clean
My Son has to call in every day to feed his fish!

He moved out for 7 years, came back for 2 years and has been gone again for 2+ years and we still have the darn things!
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Old 19 Oct 20, 11:07 AM  
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Gryff
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We are 60 days
We always have a house or dog sitters when we are away as well so insurance is not an issue
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Old 19 Oct 20, 01:15 PM  
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tspill
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Originally Posted by 123 View Post
Strictly true, but an easy "work-around"

All it requires is for a family/friend to attend the house and check on it at least once in each 30 days and the counter resets to zero again.

Suggest you get them to video a part of the visit, maybe turning on the TV to show the "guide" with the date and time to prove they were there if you want to be squeaky clean
I wouldn't like to be trying to argue this with an insurance company. I am not sure "checking" is counted as not being away.

My sister is in insurance and will ask her if this works.
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Old 19 Oct 20, 02:33 PM  
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dismamx2
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Ours is 60 days. Not that I would ever have much hope of being away for 60 days at a time but I never even thought about the home insurance end of it. I will have to sort something out for when I win the lottery
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