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General DVC Discussion For discussion on how the DVC works and resort information. |
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23 Oct 19, 08:20 PM |
#1
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Excited about Disney
Join Date: Jan 12
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Paying for dues
Hi all,
We are relatively new dvc members and are starting to think about paying our dues in January. How do you all pay for yours? I know I’m not going to get the best rate with my credit card, is there another way? Thanks |
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23 Oct 19, 08:42 PM |
#2
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Imagineer
Join Date: Jul 14
Location: The Tiki Room.
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I used to use my linked credit card to pay them each year.
However this year I pay Monthly via the DVC website whatever amount I fancy paying having regard to the exchange rate. For example I'm paying a lot more this Month The Card is foreign transaction fee free.
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"PAGING MR MORROW, MR TOM MORROW..." ''I drink Wine and know things'' DVC Owners at SSR since 2003. Multiple annual visits to America since 1976 |
23 Oct 19, 08:47 PM |
#3
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Imagineer
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I pay a little bit of mine every month so that when the bill comes in January I have nothing to pay.
Easy to do just log onto your DVC account and click on your annual dues and choose how much you want to pay. I pay with my credit card which has no overseas transaction fees. Edited at 08:50 PM. |
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23 Oct 19, 08:54 PM |
#4
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Imagineer
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We pay monthly via our US bank account we set up when we first got DVC. We transfer using Revolut.
You could pay using something like a Revolut card that gives the bank inter rate to get the best rates.
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Next Trip Feb '24 Jun98 Apr99 Dec99 Apr00 Mar03 Jun/Jul04 Dec/Jan05/06 Jul06 Dec06 Jun/Jul08 Jun/Jul09 Jul/Aug11 Sep13 Jun/Jul14 Nov15 Sep16 Villa/BWV May18 Villa/BLT/AKL Sept19 Villa/AKL Feb/Mar20 AKL/SSR Sep22 AKL Apr/May 23 CS/CC/AKL Nov 23 SSR Feb/Mar 24 RR/BR |
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23 Oct 19, 08:55 PM |
#5
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Thread Starter
Excited about Disney
Join Date: Jan 12
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Thanks all, I’ll look into my credit card to see if it has any foreign transaction fees!
Do you know if I can pay using my Revolut card at all? |
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23 Oct 19, 09:26 PM |
#6
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Imagineer
Join Date: Jul 14
Location: The Tiki Room.
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OP. I think a lot will hinge on how many Points you have and thus the final amount due.
For example with 100 Points you may decide to pay a bit each quarter or take a gamble with a one off amount in January Mangnify those Points to a bigger amount and the pressure to ease the burden is incrementally increased. That's my problem.
__________________
"PAGING MR MORROW, MR TOM MORROW..." ''I drink Wine and know things'' DVC Owners at SSR since 2003. Multiple annual visits to America since 1976 |
23 Oct 19, 10:09 PM |
#7
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VIP Dibber
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I pay monthly with my Halifax Credit Card which doesn’t charge foreign transaction fees.
I like paying this way which means I have either little or nothing to pay when the bills are produced.
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DVC - Animal Kingdom Lodge International Drive 2002, All Star Movies 2005, Renaissance at Seaworld 2008, Rosen Plaza & POFQ 2010, Saratoga Springs Resort 2012, Hotel New York DLP 2013, Rosen Plaza and Old Key West 2014, AKL, BLT & SSR July 2015, Crowne Plaza NYC, AKL, Cabana Bay, AKL Nov 2017, Crowne Plaza NYC April 2018, Rosen Plaza, AKL and GFV August 2018, Australia Nov 2018, RCI Cruise August 2019, Rosen Plaza, Pop Century August 2022 |
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24 Oct 19, 05:18 AM |
#8
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Very Serious Dibber
Join Date: Mar 18
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We paid using our Creation card last year (similar to the Halifax one but not as big a company so we’re switching). This year we’ve paid off a small amount each month, then rented some points and bought Disney cards using PayPal to pay off a lump sum. Hopefully we’ll be enough in credit by the end of the year to cover the whole amount.
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24 Oct 19, 05:54 AM |
#9
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Imagineer
Join Date: Jun 16
Location: God's Own Country
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Another one who pays monthly in advance. Basically work out what your dues were this past year, divide by 11 and make that payment per month. Then when they are published you will have just the difference to pay (maybe 5% more). It’s a good way to do it as it’s all paid up and you are not left with a big bill. You also hedge the exchange rate.
If you get a Halifax or Post Office credit card, you get the proper MasterCard foreign exchange rate without fees, which is basically the same as the inter bank rate. Then use it on holiday as well.
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24 Oct 19, 06:16 AM |
#10
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Apprentice Imagineer
Join Date: Mar 02
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We used to use our Halifax clarity card but now pay from our US bank account. We sometimes rent points out so the money goes in there for dues and spends. Didn’t realise I could pay monthly. Might do that next year.
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