PPI... thankyou

[djewkes]

I would have said that I never had ppi, 100% I would never pay it... then I read a thread on here about claiming... so being as not only didn’t have account numbers I also didn’t know who I’d had cards or loans with... I contacted a firm to do all the dirty work for me... I ticked every possible box who I might have had an account with and waited...
To my absolute surprise it turns out I did have ppi with 2 firms, And I’m due almost £2k after charges (10% + vat)... i’m really pleased it’s not a huge amount but totally unexpected... the payments date back to 18 years ago... I would have never found this on my own...
So many thanks dibbers, only reading about other people’s claims on here made me think about trying to claim...

[loves2plan]

Great news! Our ppi claims paid for one of our Disney trips

[missy E]

We got almost 10k ppi pay out a few months ago. Hubby opened his letter & rang me to tell me we got back 5 grand as I was out. Got home & had a few letters of my own & got an identical cheque for the same amount in my name. We had to ring them incase it was a mistake.
No one as anything to lose by putting in a claim

[simmofamily]

Can you tell me who you used and what percentage they charged? Am thinking of possibly using a company as I know I'll never do it myself.

[Mrs Valentine]

Originally Posted by simmofamily

Can you tell me who you used and what percentage they charged? Am thinking of possibly using a company as I know I'll never do it myself.

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We were exactly the same. We have only just used 'The Claims Guys'. We would never have bothered but thought, if they can do it all well and good. They take about a 1/4 of the money you get back, but as i'm not expecting anything, i'll be happy if I do get something.

[djewkes]

I used reclaimppi they charge 10% of the amount you get before tax plus vat... they have been very straightforward to deal with and no phone calls, all done by email and post...

[sophiepop]

Originally Posted by djewkes

I used reclaimppi they charge 10% of the amount you get before tax plus vat... they have been very straightforward to deal with and no phone calls, all done by email and post...

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Did you have to provide any further info? I have done it for me and Husband but we have had a couple of comapnies get in touch with us asking for info. It is so long ago that I can't even tell them where we lived at the times etc (military family). I have no a/c numbers or even amounts.

I was hoping not to have this sort of letter as I can't reply

[djewkes]

I only had the companies who had found I had ppi with them ask for further info, the forms were both competed online and I said not known in several places... I can’t say they were hard to answer, I entered what I knew (ie my employers at the time would have provided sick pay) and said don’t know to the rest... so no problem... I didn’t know who I had accounts with, no account numbers, if I had any arrears/late payments etc... none of this seemed to be a problem...

[lmorgan]

I was almost certain that I hadn't had PPI so put in a claim with a company to check it out. I just gave them very limited information that I could think of and turns out I was right, but it cost me nothing to find out, not even the price of a stamp.

[Loulou127]

Originally Posted by djewkes

I used reclaimppi they charge 10% of the amount you get before tax plus vat... they have been very straightforward to deal with and no phone calls, all done by email and post...

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Diane, do you know if you can use this company if you’ve already been declined? we did have it but the mortgage company declined our application because I couldn’t prove my employment t and c’s for redundancy and sick pay x