Is car rental top up insurance necessary?

Guest · 20 Feb 19, 10:03 PM

We have provisionally booked a Budget rental through Rentalcars.com which includes CDW, SLI ($1m) and Theft cover.

Is this sufficient or is the Extra Protection at Ł127 (for 19 days) recommended? As far as I can see CDW only covers some bodywork; not engine, tyres, roof, windscreen/glass, lights or undercarriage, nor towing! And is this the same with all the main rental companies?

Any advice would be much appreciated.

Mr Tom Morrow · 21 Feb 19, 07:59 AM

Hi. The top up you mention is called many things but is essentially 'Enhanced Roadside Assistance'

It covers undercarriage damage, windscreen cover, misfuelling, lost keys and also they will come out and change a wheel for you ref a puncture.
The price is silly money and if you do decide you want to take it out come back on here and we can point you in the direction of both UK and US 3rd party companies who offer more cover but for a lot less money!

CDW does actually cover windscreens and engines plus all bodyowrk. I have never had the urge to tow with a rental car!

Guest · 21 Feb 19, 08:30 PM

Hi, Thanks for your reply. It sounds like the extra insurance may be unnecessary! When I said towing, I meant the rental being towed, not the rental doing the towing

JP81 · 21 Feb 19, 09:19 PM

Originally Posted by KH100

Hi, Thanks for your reply. It sounds like the extra insurance may be unnecessary! When I said towing, I meant the rental being towed, not the rental doing the towing

You can get that extra cover for as little as Ł30 before you go.

Also, Budget are one of the worst reviewed Rental companies available.

**Hil** · 23 Feb 19, 06:44 PM

Originally Posted by Mr Tom Morrow

Hi. The top up you mention is called many things but is essentially 'Enhanced Roadside Assistance'...
we can point you in the direction of both UK and US 3rd party companies who offer more cover but for a lot less money!

Looking for recommendations, please!
TIA

Mr Tom Morrow · 23 Feb 19, 07:51 PM

Originally Posted by Hil

Looking for recommendations, please!
TIA

Lots use this one.

enhancedroadsideassistance/

I would go via MoneyMaxim

**Hil** · 23 Feb 19, 09:38 PM

Thank you

20 Feb 19, 10:03 PM	#1
	20 Feb 19, 10:03 PM Guest Guest
Guest Guest	Is car rental top up insurance necessary? We have provisionally booked a Budget rental through Rentalcars.com which includes CDW, SLI ($1m) and Theft cover. Is this sufficient or is the Extra Protection at Ł127 (for 19 days) recommended? As far as I can see CDW only covers some bodywork; not engine, tyres, roof, windscreen/glass, lights or undercarriage, nor towing! And is this the same with all the main rental companies? Any advice would be much appreciated.

21 Feb 19, 07:59 AM	#2
	21 Feb 19, 07:59 AM Mr Tom Morrow Imagineer
Mr Tom Morrow Imagineer Join Date: Jul 14 Location: The Tiki Room. theDIBB Guidebook Pages Created: 3	Hi. The top up you mention is called many things but is essentially 'Enhanced Roadside Assistance' It covers undercarriage damage, windscreen cover, misfuelling, lost keys and also they will come out and change a wheel for you ref a puncture. The price is silly money and if you do decide you want to take it out come back on here and we can point you in the direction of both UK and US 3rd party companies who offer more cover but for a lot less money! CDW does actually cover windscreens and engines plus all bodyowrk. I have never had the urge to tow with a rental car! __________________ "PAGING MR MORROW, MR TOM MORROW..." ''I drink Wine and know things'' DVC Owners at SSR since 2003. Multiple annual visits to America since 1976

21 Feb 19, 08:30 PM	#3
	21 Feb 19, 08:30 PM Guest Guest
Guest Guest	Hi, Thanks for your reply. It sounds like the extra insurance may be unnecessary! When I said towing, I meant the rental being towed, not the rental doing the towing

23 Feb 19, 09:38 PM	#7
	23 Feb 19, 09:38 PM Hil VIP Dibber ✓Premium Member
Hil VIP Dibber Join Date: Mar 02	Thank you