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19 Jan 14, 12:55 AM
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Apprentice Imagineer
 
Join Date: Jun 08
Location: Hampshire
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Annual travel insurance with 18 year old daughter
Hi
Wondering if anyone can help, we have a few trips booked this year and our 18 year old daughter will be traveling with us, we currently have annual insurance with M&S but it only covers children up to the age of 18. I am hunting a new policy that will cover us all but wondered if any Dibber had any suggestions on companies to use. The cover will have to include cruise and DIY. Any help would be welcomed x 
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Cheyenne Aug 01, Circus Dec 03 ,DCR Dec 04, Magic Circus Dec 05, Kyriad NYE 07, Sequoia Feb 08, Val de Eur Jun 08, Cheyenne Oct 08, Magic Circus Jul 09, DH Feb 10, Newport Bay Feb 11, Kryiad Nov 11, Circus Jan 13 Sept 93 I Drive, Jul 07 Villa,Apr 09 Villa, Oct 10 Villa, Apr 11 Cruise & Villa, Xmas 11 Villa, July 12 Villa, Apr 14 Villa, Apr 15 Cruise & Villa, Dec 15 Villa, Aug 17 Villa & Cruise, Oct 18 Villa, Aug 19 |
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19 Jan 14, 01:20 AM
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Apprentice Imagineer
 Join Date: Mar 02
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I had the issue last year. It ended that i took separate insurance for my 19 year old. We wanted to use holidaysafe insurance as they have a cruise option. This year we are using our nationwide holiday insurance which covers kids still in full time education if traveling with us.
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19 Jan 14, 02:35 AM
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Relaxing at the Grand Floridian
 
Join Date: Mar 06
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We also took separate ins for our 19yr old last yr as she was working full time. This yr she's covered on our family insurance as she's now a student at uni.
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19 Jan 14, 02:46 AM
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Very Serious Dibber
 Join Date: Feb 13
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Why not talk to M&S to add another adult? If not I'm sure you can just get your daughter a separate insurance. Go thorough cashback sites and get some cash back.
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19 Jan 14, 08:38 AM
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Thread Starter
Apprentice Imagineer
Join Date: Jun 08
Location: Hampshire
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She is in Full time.education so I may hunt that way. Many thanks
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Cheyenne Aug 01, Circus Dec 03 ,DCR Dec 04, Magic Circus Dec 05, Kyriad NYE 07, Sequoia Feb 08, Val de Eur Jun 08, Cheyenne Oct 08, Magic Circus Jul 09, DH Feb 10, Newport Bay Feb 11, Kryiad Nov 11, Circus Jan 13 Sept 93 I Drive, Jul 07 Villa,Apr 09 Villa, Oct 10 Villa, Apr 11 Cruise & Villa, Xmas 11 Villa, July 12 Villa, Apr 14 Villa, Apr 15 Cruise & Villa, Dec 15 Villa, Aug 17 Villa & Cruise, Oct 18 Villa, Aug 19 |
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19 Jan 14, 09:33 AM
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Apprentice Imagineer
 
Join Date: Jun 05
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I'm not sure about annual cover but try LV, they included our 18 year old student son on our family policy.
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19 Jan 14, 10:03 AM
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Imagineer
 Join Date: Sep 03
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We have the travel insurance with nat west gold current account. They told us that as our 19 year old son is in full time education he is still covered.
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19 Jan 14, 10:05 AM
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Apprentice Imagineer
 
Join Date: Jun 08
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My son was covered as long as we travelled as a family up until he finished college. Only time it didn't cover him was once he didn't come for whole trip but flew out to meet us in New York. That was with our bank account insurance...maybe check incase m and s do something similar.
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19 Jan 14, 08:56 PM
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Imagineer
 Join Date: Jan 06
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We've used Boots before and very pleased with the price & cover. Not sure about cruise cover though?
__________________
 2014 - Coronado Springs; 2013 - Old Key West; 2008 - Port Orleans Riverside & Animal Kingdom Lodge; 2007 - Indian Creek; 2006 - Palm Key Villages; 2005 - All Star Movies; 2004 - Quality Inn Plaza; 1998 - Somewhere on 192; 1995 - Caribbean Beach Resort; 1988 - Cheap motel somewhere, as I knew no better, BUT it's where I fell in love with WDW |
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19 Jan 14, 10:15 PM
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Imagineer
Join Date: Oct 06
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Have m&s insurance changed . They used to cover students in full time education up to 23 ( not sure about exact age ) but over 18 . My children were covered at uni even when they travelled on their own
This is annual insurance Debs |
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