Leasing/buying car (or any other option)

[Tweety1]

Originally Posted by darbs

How do you find a pre registered new car? Interested to know as sounds like a good deal and am off to look at new cars at the weekend and am filled with apprehension!

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Looking for cars fills me with dread
I’m so glad I started this thread as lots of useful advice on ppl’s experiences. We should all get Mr TM to source our cars for us lol

[Mr Tom Morrow]

Originally Posted by darbs

How do you find a pre registered new car? Interested to know as sounds like a good deal and am off to look at new cars at the weekend and am filled with apprehension!

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I drive BMW. Pop on the Sytner website and put in under used cars what you want. So I wanted another X3.
Then start putting filters on, under 1 year old, under 1000 miles, black etc.
Then up pops all the models in the UK. Pick what you fancy.
Then go to your local Sytner dealer and put down a deposit and they haul it in for you. Mine came from Tamworth.
If you don't like it they refund you.
However you still haggle ref car tax, service pack etc etc.

[Guest]

We buy new every time, then run it until it starts to cost money and then trade it in and buy new again

Sometimes we get 7 years out of it others just over 3 years. Strangely it never breaks within the warranty...

[Col&Ali]

Originally Posted by Bee happy

This hasn't worked for us, we bought our car on PCP and put down a large deposit on it 2 yrs ago,took it back to garage last weekend to see what deal we could get on new one, they would only give us the amount left we owe (balloon payment) so there was nothing left over to go as deposit on new car, even a 1yr old car was nearly £100 pm more than we are paying now.
We don't know what to do now ?

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Is it possible that you’ve tried to exchange it too soon? Or your payments were low and therefore you haven’t actually paid that much?

[darbs]

Originally Posted by Mr Tom Morrow

I drive BMW. Pop on the Sytner website and put in under used cars what you want. So I wanted another X3.
Then start putting filters on, under 1 year old, under 1000 miles, black etc.
Then up pops all the models in the UK. Pick what you fancy.
Then go to your local Sytner dealer and put down a deposit and they haul it in for you. Mine came from Tamworth.
If you don't like it they refund you.
However you still haggle ref car tax, service pack etc etc.

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Thanks, will have a look. Always feel like I get a bad deal on cars!

[Bee happy]

Originally Posted by Col&Ali

Is it possible that you’ve tried to exchange it too soon? Or your payments were low and therefore you haven’t actually paid that much?

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We took it over 3yrs which will be Oct this year but they told us wouldn't make a difference if we waited until Oct as car would have devalued more even though we would have paid more off.
When we purchased car we were under impression we would get new one every 3 yrs but we can't afford payments to keep going up by £100+ every 2/3yrs. Wish we had kept old car,we had it from new and was 6yrs old,nothing wrong with it

[skalexander]

Originally Posted by Bee happy

We took it over 3yrs which will be Oct this year but they told us wouldn't make a difference if we waited until Oct as car would have devalued more even though we would have paid more off.
When we purchased car we were under impression we would get new one every 3 yrs but we can't afford payments to keep going up by £100+ every 2/3yrs. Wish we had kept old car,we had it from new and was 6yrs old,nothing wrong with it

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This is why I can see PCP being another mis-selling scandal, as customers are feeling misled on what they will have left at the end.

Have you tried looking at the likes of Car Wow? You can message dealers and ask for a part-ex price. If you’re getting g a good deal on the new car that could mean it brings monthly payments closer to what you’re paying now.

[LLamb]

I’ve brought a couple of new cars but now lease. Not sure I’d go back to buying.
My current lease is a Skoda karoq, factory order 8k per year £157pm for two years. Fully kitted our too. If I go over the miles an extra 1k is only £30.
Before that I had an Audi A4 10k pa £161pm. Again decent spec.
As long as you’re not fussy about what car you want and your mileage is low/average I’ve found this is the cheapest way. No tax to pay and hand it pack at the end.
As long as it’s around £5-6k for two years. Can’t get a hassle free new car any cheaper.

[limmy]

Originally Posted by LLamb

I’ve brought a couple of new cars but now lease. Not sure I’d go back to buying.
My current lease is a Skoda karoq, factory order 8k per year £157pm for two years. Fully kitted our too. If I go over the miles an extra 1k is only £30.
Before that I had an Audi A4 10k pa £161pm. Again decent spec.
As long as you’re not fussy about what car you want and your mileage is low/average I’ve found this is the cheapest way. No tax to pay and hand it pack at the end.
As long as it’s around £5-6k for two years. Can’t get a hassle free new car any cheaper.

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Did you put in a big deposit? That's really low payments.
Also when you swap brands what happens? I am with Kia at the moment. I was under the impression if I get another Kia my car would count towards a deposit for the next one, but what if I don't want a Kia?

It's a mind field and I wish we did more research first. I had no choice though as my previous car was written off and I was left false details.

[PoohBears#1fan]

Originally Posted by LLamb

I’ve brought a couple of new cars but now lease. Not sure I’d go back to buying.
My current lease is a Skoda karoq, factory order 8k per year £157pm for two years. Fully kitted our too. If I go over the miles an extra 1k is only £30.
Before that I had an Audi A4 10k pa £161pm. Again decent spec.
As long as you’re not fussy about what car you want and your mileage is low/average I’ve found this is the cheapest way. No tax to pay and hand it pack at the end.
As long as it’s around £5-6k for two years. Can’t get a hassle free new car any cheaper.

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I've often thought about leasing but have never looked properly into it, on the surface the figures always look more than I pay for PCP which has worked really well for me for over 8 years now.

My current car is a convertible, I bought it in the winter when the sales on them drop, it was brand new to order and I managed to get £7k off the asking price with discount and retailers deposit contribution, I priced up the exact same car the other day to buy now and they're not offering any deals on it.

I'd definitely recommend ordering convertibles around September time!