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7 Sep 21, 04:28 PM |
#651
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Imagineer
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7 Sep 21, 04:36 PM |
#652
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VIP Dibber
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Oh right, I thought she might need a special one for the student loans to go into. So she can keep her normal account and they’ll put the money into that one? She doesn’t need an overdraft either. Can you tell this is my first one going to uni! 😊
Kat
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7 Sep 21, 04:42 PM |
#653
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Imagineer
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DS won't be bothering with a student account, my DD did when she went to Uni in 2014, all it did was give her a free overdraft that she didn't use, better off to stick with their own bank account.
They're just to lure them in in the hope that once they graduate, the free overdraft is in good use, and no longer free.
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7 Sep 21, 04:53 PM |
#654
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VIP Dibber
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It’s just Dd thought she needed to have one, I presume her friends must all be getting one? And I wasn’t sure. Glad I asked on here now. Thanks.
Good to know we can just give her usual bank details over and they’ll put it in there as that’s much easier and one less thing to organise! Kat
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DLP: Hotel New York-2008 & Hotel Cheyenne-2013 WDW: Villa - April 2011 & Villa - April 2014 WDW: Onsite: OKW! - October 2016 & 2018 WDW: Onsite: HRH/POFQ - October 2019 WDW: Partner Hotel: Hilton LBV @ DS & RPR - April 2022 DLC: LA - San Fran inc: DLC & Universal - Aug/Sept 2023 |
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7 Sep 21, 04:58 PM |
#655
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Imagineer
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And one less thing to go wrong!
Some student accounts offer stuff like a railcard, but that was not enough of an incentive for mine to put in additional change when they are happy with the banks they have. We just checked that their uni city had a branch of their existing bank in case of emergency. |
7 Sep 21, 06:00 PM |
#656
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Getting Excited
Join Date: May 21
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DS opened a Santander 123 student account with the free 4 year rail card. He has another account with Natwest and has now linked the 2 so can transfer cash between them. He has 2 accounts so if he looses one card he is still able to access cash. He has just changed his bank details with Student Finance so his maintenance loan goes in to new Santander account and his rent will come out of there, also his shopping from there too. His old Natwest is to fall back on when the other runs out of cash!
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7 Sep 21, 06:21 PM |
#657
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Dibbing with Tink
Join Date: Mar 13
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My daughter has two accounts, they are straight forward current accounts rather than student ones. She will use one for most things and the other as a backup
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7 Sep 21, 08:24 PM |
#658
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Imagineer
Join Date: Jan 05
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DS has opened a Santander 123 student account. He gets a 4 year rail card that he will get use of and he wanted a dedicated account just for his maintenance loan and his NHS learning support fund to go into.
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8 Sep 21, 09:30 AM |
#659
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Imagineer
Join Date: Oct 11
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DS already had a Santander account so has just changed it to a student one.
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West Coast July - August 2014, Howdy Texas! August 2015, Rocking in the Rockies July - August 2016, Bier, Bratwurst und Bahnsteige: Berlin 2017, Touring Tennessee 2017, Expedition East Coast 2018, Hola! Madrid 2019, Great Lakes Grooving 2019, It's Czech, Mate, Prague 2022, Veni, Vidi, Edi, Bibi Italy 2022 |
8 Sep 21, 12:07 PM |
#660
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VIP Dibber
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DD opened the Santander 123 student account as she will use the free 4 year railcard quite a lot and already has used it a couple of times. Her maintenance loan goes into there and once her accommodation rent has been taken she will transfer the remaining money for food to her normal account. She hopefully won't need the overdraft facility but it is handy for her to have for an emergency.
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