Can't book next year's holiday - Insurance

[Guest]

If it helps Nationwide is the same although there is some indication that this might be shifting now.

[catlady]

I think Natwest is also the same!

[disney332]

Is this relative to covid only?

For example, you book your holiday today with an annual policy in place but suffer a heart attack before travel in April 2021 when there are no travel restrictions in place, and make a claim for cancellation...would it be declined?

Disney332

[Guest]

For nationwide all it says is that covid-19 cover will not be provided if FCO advice was in place at either the time you booked or at the time you travel.

[LoveHolidays]

Originally Posted by disney332

Is this relative to covid only?

For example, you book your holiday today with an annual policy in place but suffer a heart attack before travel in April 2021 when there are no travel restrictions in place, and make a claim for cancellation...would it be declined?

Disney332

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It sounds as if it should only relate to Covid but the person I spoke to didn't clarify that. It's probably worth asking the question to your insurance company.

[disney332]

Originally Posted by FamilyGWales

For nationwide all it says is that covid-19 cover will not be provided if FCO advice was in place at either the time you booked or at the time you travel.

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So it is covid related...

Is that cancellation cover, repatriation cover, or medical cover if needed abroad, or all of the above?

AXA Travel Insce will provide covid cover.

Disney332

[disney332]

Originally Posted by LoveHolidays

It sounds as if it should only relate to Covid but the person I spoke to didn't clarify that. It's probably worth asking the question to your insurance company.

See more...

Thankyou.

Stay safe

Disney332

[Guest]

I had the impression it was all of the above when I called them about it.

But that was a couple.of weeks ago..stuff is evolving.

Best to speak to your own insurer for accurate advice suitable to your own position.

[mrsmickey]

We are planning for next year at the moment as we’re in the same position, Covid-19 cancellation isn’t covered. I’m trying to keep it to deposits only and also seeing if I would have the ability to change / move everything I book. So, at the moment, I’ve paid a deposit to Disney of £150; DCL Deposit is fully refundable up to next June and when I do book flights I’ll look at BA or Virgin who are doing free changes deals. Of course, if Covid-19 is still a problem when we go (if we can), we’ll have to consider it very carefully as medical cover won’t be available and we may have to pay for extra cover in case

[jobelly]

Trailfinders are doing cover including Covid. I have nationwide but have ended up getting a trailfinders policy as well for the Covid cover