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General Trip Planning Other Holiday Planning. |
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12 Jan 20, 11:45 PM |
#1
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Very Serious Dibber
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Insurance covering terrorism
I was just looking at my insurance policy and it mentions that acts of terrorism are excluded from the insurance. Are all policies the same or do some cover you if you get caught up in a terrorist attack? Not worrying too much but Trump does like to stir up trouble and it has made me wonder about things. TIA
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13 Jan 20, 09:43 AM |
#2
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Imagineer
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Most policies will exclude things like terrorism, riots, often acts of god, nuclear fallout etc.
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Sept 2002 - Sheridan Vista, Sept 2007 - Polynesian Aug 2008 - WL / GF Club, Sept 2014 - PO FQ Aug 2015 - PO RS, Aug 2016 - PO RS Aug 2017 - RPR & AKL, Oct 2019 - HRH & BC Oct 2022 - RPR, Poly & AKL |
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13 Jan 20, 09:54 AM |
#3
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Imagineer
Join Date: May 10
Location: notts
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i still cant believe they are allowed to exclude "acts of god"
its 2020, not 1920 |
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13 Jan 20, 10:22 AM |
#4
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Imagineer
Join Date: Oct 09
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I don't think anyone covers these things as standard, you may be able to do it as an add on ... for a fee .
I know you can add on for certain "acts of god" such as the volcano erupting in Iceland which delayed or cancelled all flights a few years ago. |
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13 Jan 20, 10:56 AM |
#5
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Guest
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I didn’t add on anything to my insurance and it paid out when my holiday was cancelled due to the volcano. There wasn’t a lot to cover as the airline rebooked the flight straight away. But I got taxis to and from Heathrow and a night including dinner at the Sofitel paid for by insurance.
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13 Jan 20, 01:38 PM |
#6
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Imagineer
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Cancellation is totally different to claiming while stuck abroad.
Since the volcano, most insurance companies have made that cover an add-on. Even still you should be covered if your holiday is cancelled before you fly.
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Sept 2002 - Sheridan Vista, Sept 2007 - Polynesian Aug 2008 - WL / GF Club, Sept 2014 - PO FQ Aug 2015 - PO RS, Aug 2016 - PO RS Aug 2017 - RPR & AKL, Oct 2019 - HRH & BC Oct 2022 - RPR, Poly & AKL |
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13 Jan 20, 01:59 PM |
#7
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Thread Starter
Very Serious Dibber
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Thank you for your replies. I kind of guessed the answer would be that none cover it. Although the chances of getting caught up in anything is very slight I’m just trying to imagine trying to pay a medical bill in the US if anything like an act of god or terrorist attack were to happen and we got caught up in it.
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13 Jan 20, 04:13 PM |
#8
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Apprentice Imagineer
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2012-Vegas/GCNP/Death Valley/Yosemite/SF 2013 - Nevada/Arizona/Utah and California 2014-Texas/Oklahoma/Arkansas/Memphis/New Orleans 2015- Florida/Carolinas/Tennessee 2016-Sth Dakota Yellowstone/Wyoming 2017- Canada Rockies 2018 HK/OZ/Singapore |
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13 Jan 20, 04:37 PM |
#9
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Imagineer
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I would be aaking the insurance company to prove God exists if they denied an insurance claim by saying its an act of god...
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13 Jan 20, 05:09 PM |
#10
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Thread Starter
Very Serious Dibber
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