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Trip Planning Florida Florida Holiday Planning Questions, Suggestions and Tips. |
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Apprentice Imagineer
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member of our party had a recent mild heart attack. Due to have a stent fitted 16 days before we fly. Surgeon says flight will be fine a week after stent.
Any suggestions for travel insurance that will provide cover for this. Did a dummy run on one company (LV) and the small print said existing medical conditions wouldn't be covered! |
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VIP Dibber
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Do you not already have cover in place?
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Earning More Ears
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Try Rock Insurance services. Our broker used them to get single trip cover for DH who has an existing condition. Only cost £67.
There may be an issue with getting insurance before the treatment, but once he's had it and is OK then it may be easier. Good luck. |
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Imagineer
![]() Join Date: Apr 05
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Try staysure. They will ask questions on heart attack and stents and ask about blood pressure medication, but will do annual insurance which many will not.
However, I notice most of the companies have similar questions and they all seem to differentiate within last 6 weeks and longer than 6 weeks. So the timing of two week may give you issues. |
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Very Serious Dibber
![]() Join Date: May 15
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You're probably going to have to wait until after the op for anyone to give you any type of insurance because they will want to know medication taken etc and also need to know about hospital stays.
It is quite close to the time of the holiday but i'm assuming that this person already has cover in place now should they not be safe to fly or not be able to get cover? We have axa travel insurance and assumed the premium would be very expensive after having to cancel a holiday due to my dad having a tia (stroke) and it costing the insurance company nearly 10k to pay for the holiday but we were pleasantly surprised at £120 premium to cover stroke, and another pre existing medical condition for 1 year world wide. |
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Apprentice Imagineer
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Try Just Travel. They covered my OH after his heart attack and he had 4 stents fitted. I do think that he had to be out of the hospital for 6 weeks though. Annual cover with them was £250 but went through Quidco and got £65 back
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Administrator
![]() ![]() Join Date: Mar 02
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Excited about Disney
![]() Join Date: Dec 09
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I had a lobe of one lung removed with a tumour (January 2013) and most companies would only quote for a single trip policy when we last visited Orlando Sept 2015 which, some were over £1,000. I eventually obtained cover with World First where an annual policy for worldwide cover was £175 and covered pre-existing conditions. I checked the documentation thoroughly and all seemed ok but, you only find out how good any of them are if you have to claim (which we all hope we don't have to). The covers I was particularly interested in were Medical Expenses and Repatriation and, obviously, the size of excess is important
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