Amex platinum 45,000 reward points for sign up

[swintonowl]

While Amex platinum is not cheap (£650 per year) you can definitely get your moneys worth if you use airport lounges and the hotel benefits.

You get a priority pass for yourself and a supplementary card holder so this will cover you for lounge access for 4 people.

On top of that you get:

£300 dining credit (£150 UK and £150 abroad (at certain restaurants only).

£100 at Harvey Nichols (2x£50 in each half of the calendar year).

Hilton Gold for you and your supplementary card holder (free breakfast)

Marriot, Meliá and other hotel status benefits.

The welcome bonus (once you spend £6k in first 3 months) can be converted to BA Avios or virgin miles.

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