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Old 18 Apr 21, 05:15 PM  
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YorkshireRose
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Starling Account - can you pre-load with dollars when rate is good?

Hi there

I'm figuring out which card to take with us. I've still got a Halifax clarity from last time and a nationwide flex account.

I want a card that I can load up with dollars in advance as and when the exchange rate is favourable - is this possible with a Starling Account or is this a straightforward account rather than pre-paid?

Thanks
Nicola
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Old 18 Apr 21, 05:48 PM  
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Lansam18
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I have a starling account and it’s a straight up back account (no fees abroad though etc)
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Old 18 Apr 21, 05:54 PM  
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YorkshireRose
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Thanks, so you basically take whatever exchange rate it is on the day you use the card/account?
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Old 18 Apr 21, 07:35 PM  
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baggies
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yes the rate at the instant you buy, it is also a mastercard so is the best rate ... no fees no charges at all

The account does pay interest, i cant remember how much as i dont keep money in it if I'm not using it
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Old 18 Apr 21, 08:24 PM  
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Lansam18
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Yeah that’s right. I’ve never used starling abroad (got it during lockdown) but I’ve used Monzo and that was absolutely fine and it’s the same rate as it’s MasterCard
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Old 18 Apr 21, 09:01 PM  
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tocpe321
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I’ve recently opened a Starling account. I wondered this too initially. I’ve kept a Revolut account as well. I can pre load that with favourable exchange rates.
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Old 18 Apr 21, 09:40 PM  
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YorkshireRose
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Thanks everyone, I might look into getting a Monzo to load up with dollars when I have the cash then I'm not tempted to spend it beforehand
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Old 18 Apr 21, 10:43 PM  
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We use starling and just shift the money into respective "spaces" which I find really useful for stopping dipping in. Once it's labelled with a purpose and s picture makes it much more meaningful. I have 15 or so different pots. I love it !
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Old 18 Apr 21, 11:00 PM  
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YorkshireRose
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Ah that's a great idea!
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Old 11 Jul 21, 05:54 PM  
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Originally Posted by YorkshireRose View Post
Thanks everyone, I might look into getting a Monzo to load up with dollars when I have the cash then I'm not tempted to spend it beforehand
Sorry monzo just converts the same as Starling at the time of purchase , your unable to top up with $, Revolut allows this though.
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