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Car Hire & Transportation Discuss the best way of getting around Florida. |
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13 Jan 19, 09:17 AM |
#1
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Getting Excited
Join Date: Sep 14
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Car hire insurance.
Has any one purchased car hire insurance through a 3rd party rather than the car hire company, we have got a few quotes which include CDW all around £100, anyone got any experience of doing this.
Cheers. |
13 Jan 19, 10:04 AM |
#2
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Imagineer
Join Date: Jul 14
Location: The Tiki Room.
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A couple on here have done it. 99.9% of us wont touch it sorry. My view is that in such a litigacious society I dont wish to be fighting a battle from 4000 miles away when home.
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"PAGING MR MORROW, MR TOM MORROW..." ''I drink Wine and know things'' DVC Owners at SSR since 2003. Multiple annual visits to America since 1976 |
13 Jan 19, 10:17 AM |
#3
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Imagineer
Join Date: Sep 08
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I stood next to a guy at the car hire desk who was arguing with the agent, he was saying he didn't need to buy their insurance as he had his own and was waving the documents around but the agent wasn't having any of it. There are car hire companies who include all the extra insurances in the package, I tend to use BA/Avis as I know it is all inclusive.
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15 Jan 19, 05:58 PM |
#4
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Helping Minnie
Join Date: Jan 04
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I have used my own hire insurance each time i rent in the USA and other parts of the world.
icarhireinsurance I have not found any Hire company in the USA that insist you take theirs, but they do make sure you sign the rental agreement to say you were offered it and declined. (they do that to ensure you cant wriggle saying you were not made aware ). I was there 2 weeks ago , with Alamo , and no pressure or refusal . I have used this company for years now. |
15 Jan 19, 06:10 PM |
#5
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Imagineer
Join Date: Jul 14
Location: The Tiki Room.
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Correct me if I am wrong but that doesn't give you SLI for the $1.000.000 we all need.
Or am I misreading it?
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"PAGING MR MORROW, MR TOM MORROW..." ''I drink Wine and know things'' DVC Owners at SSR since 2003. Multiple annual visits to America since 1976 |
15 Jan 19, 06:19 PM |
#6
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VIP Dibber
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Tom
The FAQs on their web site specifically EXCLUDE SLI. I wouldn't like to be involved in a prang that injured any third party person or property. Sometimes additional liability protection called Supplemental Liability Insurance (SLI) - covering Third Parties; i.e. other vehicles and individuals, may be required. This is often in states or countries where the statutory levels of liability insurance that must be provided with the rental vehicle are considered insufficient to protect you in the event of a serious claim. iCarhireinsurance.com does not offer Supplemental Liability Insurance and you should check directly with your rental company if you are unsure of the level of third party liability cover that you already have as part of your rental agreement. Not for me thanks. Mick
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Edited at 06:25 PM. |
15 Jan 19, 06:42 PM |
#7
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Imagineer
Join Date: Jul 14
Location: The Tiki Room.
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Mick, well done. You dug deeper than I did.
I value my house, car, savings and lifestyle and have no wish to lose the lot and be declared bankrupt. Not for me either thank you.
__________________
"PAGING MR MORROW, MR TOM MORROW..." ''I drink Wine and know things'' DVC Owners at SSR since 2003. Multiple annual visits to America since 1976 |
15 Jan 19, 07:59 PM |
#8
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Imagineer
Join Date: Sep 11
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Yep one of the problems without totally reading these policies.
As you know I rent in Europe a number of times each year and always pick the all inclusive option. Over a number of rentals I only paid just over 20 quids across these. Of course it's always each for own, but I'm out of these policies.
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Courage is not knowing what is on the other side.But still opening the door. Duncan. |
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15 Jan 19, 08:25 PM |
#9
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VIP Dibber
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Duncan
I also believe that if you take out independent CDW then should you have a prang the car hire company will, in the short term, deem you responsible and place a hold on your CC until blame is resolved and that hold will stay until the matter is resolved between them and the insurers. Have a prang with CDW in place - just ring Alamo (or similar) and they'll just bring you a new car. No arguments and no excess to pay. Donnacraig Decision is obviously yours but are you saving a substantial amount more than £100 hiring a car without CDW and SLI? Mick
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15 Jan 19, 08:29 PM |
#10
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VIP Dibber
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