Annual travel policy?

[mick]

Originally Posted by tspill

They did change in November. But substantially the same as before.

See more...

Along with thousand of others we didn't get to go last November or next April both within the policy period so I'm going to ask for a 100% No Claims Discount when I renew.

Mick

[IBEX23]

Originally Posted by Clare

I had a look the other day purely just to get an idea re pricing, in my case my usual provider’s price had doubled, another who had previously covered me has ‘declined’ to cover me. I spoke to a friend who works in insurance and he felt due to covid, being the wrong side of 50 with underlying health conditions insurers will see me as too big a risk to travel to certain destinations.
I was looking at DLP before so looks like I’ll be sticking closer to home for my Disney fix. For me currently the price of insurance is too prohibitive.

See more...

I mentioned earlier about the comparison site I use which searches with the regular companies along with those that are more specialist.

I have extensive conditions but still managed to find reasonable coverage.

medicaltravelcompared/

That’s the link. It’s not an affiliate link or a referral but if not allowed mods please remove and I’ll pm it?

[Clare]

Originally Posted by scouse_minx

I mentioned earlier about the comparison site I use which searches with the regular companies along with those that are more specialist.

I have extensive conditions but still managed to find reasonable coverage.

medicaltravelcompared/

That’s the link. It’s not an affiliate link or a referral but if not allowed mods please remove and I’ll pm it?

See more...

Thank you, I’ll have a look at this

[mick]

Originally Posted by scouse_minx

I mentioned earlier about the comparison site I use which searches with the regular companies along with those that are more specialist.

I have extensive conditions but still managed to find reasonable coverage.

medicaltravelcompared/

That’s the link. It’s not an affiliate link or a referral but if not allowed mods please remove and I’ll pm it?

See more...

I've bookmarked this link thanks but I won't be able to report until August. I've tried other comparison sites in the past but not this one. Sadly they've never been any use for us personally. They've given us attractive premium quotes but looking at the small print they EXCLUDE cancer cover.

But when our last four renewals have been north of £800 I do test the market a fair bit.

Mick

[IBEX23]

Originally Posted by mick

I've bookmarked this link thanks but I won't be able to report until August. I've tried other comparison sites in the past but not this one. Sadly they've never been any use for us personally. They've given us attractive premium quotes but looking at the small print they EXCLUDE cancer cover.

But when our last four renewals have been north of £800 I do test the market a fair bit.

Mick

See more...

Fingers crossed you can find some reasonable quotes. I use that comparison site as it was actually recommended by one of my consultants when I was struggling to compare on money supermarket as no one would cover me

This years insurance is coming in at £488 which is a steal for me

[mick]

Originally Posted by scouse_minx

Fingers crossed you can find some reasonable quotes. I use that comparison site as it was actually recommended by one of my consultants when I was struggling to compare on money supermarket as no one would cover me

This years insurance is coming in at £488 which is a steal for me

See more...

Thank you

The insurance included with our bank sadly stopped when we reached 70. Between my cancer in 2009 and Joans in 2016 we were lucky to use Eurotunnel who gave us full annual cover for around £110 for both of us. Sadly Eurotunnel stopped providing worldwide cover a few years ago. The last four renewals have been between £800 and £850 with either Staysure or Boots and as we usually go twice a year (unless Covid or cancer stops us ) we just treat insurance as part of the holiday cost.

Mick

[IBEX23]

Originally Posted by mick

Thank you

The insurance included with our bank sadly stopped when we reached 70. Between my cancer in 2009 and Joans in 2016 we were lucky to use Eurotunnel who gave us full annual cover for around £110 for both of us. Sadly Eurotunnel stopped providing worldwide cover a few years ago. The last four renewals have been between £800 and £850 with either Staysure or Boots and as we usually go twice a year (unless Covid or cancer stops us ) we just treat insurance as part of the holiday cost.

Mick

See more...

Ah it’s such a shame you can’t get bank cover as they really are so reasonable. Mine used to cover me but then decided they couldn’t add my conditions as they developed so I’ve had to shop around. I’m not loyal to a particular insurer though as long as they provided the cover I need.

Those are such high premiums. I feel for you... mine have ranged between £400-600 for annual cover and as you say it’s something I just factor in to the overall holiday cost now.

Of course now Covid is here it’s about also checking the level of cover provided for that too. It definitely pays to shop around

[mick]

Originally Posted by scouse_minx

Ah it’s such a shame you can’t get bank cover as they really are so reasonable. Mine used to cover me but then decided they couldn’t add my conditions as they developed so I’ve had to shop around. I’m not loyal to a particular insurer though as long as they provided the cover I need.

Those are such high premiums. I feel for you... mine have ranged between £400-600 for annual cover and as you say it’s something I just factor in to the overall holiday cost now.

Of course now Covid is here it’s about also checking the level of cover provided for that too. It definitely pays to shop around

See more...

Some people always fly economy and some business - we always fly PE in the middle

Some people always stay in a WDW hotel and some in a motel - we always stay in a villa in the middle

Some people always eat at Victoria & Albert and some at MaccieD - we eat at the likes of Longhorn in the middle

These are all free choices but we never compromise on travel insurance. We chose the most competitive available with no excess, best individual category cover and unlimited medical cover.

Stay safe
Mick

[IBEX23]

Originally Posted by mick

Some people always fly economy and some business - we always fly PE in the middle

Some people always stay in a WDW hotel and some in a motel - we always stay in a villa in the middle

Some people always eat at Victoria & Albert and some at MaccieD - we eat at the likes of Longhorn in the middle

These are all free choices but we never compromise on travel insurance. We chose the most competitive available with no excess, best individual category cover and unlimited medical cover.

Stay safe
Mick

See more...

Love this sentiment! It’s definitely not something you want to skimp on. I always check for the same, no excess and unlimited medical... having said that there are some times those companies who charge way above others for the same service.

But yes, I’d never want to find out I wasn’t covered or didn’t have enough cover when ill in the US.

I always keep in mind that their healthcare system has bankrupted many people - I don’t want to end up one of them

[Gasman66]

Originally Posted by mick

I've bookmarked this link thanks but I won't be able to report until August. I've tried other comparison sites in the past but not this one. Sadly they've never been any use for us personally. They've given us attractive premium quotes but looking at the small print they EXCLUDE cancer cover.

But when our last four renewals have been north of £800 I do test the market a fair bit.

Mick

See more...

Just done a dummy run on this site, and very pleased with the resulting price as I am post cancer, and of a certain age... so will certainly keep a close eye on this site... thank you scouse_minx